Card Issuer (Missed Payment Fee) and Circumtec are both in the Financial Services category. Circumtec has more statement variations (4).
"MISSED PAYMENT FEE" is not a separate merchant but a penalty fee charged directly by your card issuer or bank when a required payment was not received by the due date.
Circumtec is an Australian payment technology company that provides cashless payment processing for unattended equipment such as self-service car washes, laundromats, vending machines, dog washes, and amusement machines. Charges from car wash locations may appear on statements with descriptors like “Circum Wash Mentone” or similar variations.
| Aspect | Card Issuer (Missed Payment Fee) | Circumtec |
|---|---|---|
| Number of statement variations | 1 codes | 4 codes |
| Category | Financial Services | Financial Services |
| Typical code format | avg 18 chars | numeric codes, avg 59 chars |
| Location in code | Rarely included | Often included |
| Average code length | 18 characters | 59 characters |
| Website | Varies by card issuer (check the website printed on your card or statement) | circumtec.com.au |
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