Circumtec and TD Bank (Bill Payment Code BPY/FA) are both in the Financial Services category. Circumtec appears on bank statements in more ways (5 variations).
Circumtec is an Australian payment technology company that provides cashless payment processing for unattended equipment such as self-service car washes, laundromats, vending machines, dog washes, and amusement machines. Charges from car wash locations may appear on statements with descriptors like “Circum Wash Mentone” or similar variations.
The descriptor “BPY/FA” on a Visa statement is a TD Bank internal code indicating a bill payment transaction (such as phone, hydro, cable, fuel, or other utility), not a specific retail merchant.
| Aspect | Circumtec | TD Bank (Bill Payment Code BPY/FA) |
|---|---|---|
| Number of statement variations | 5 codes | 1 codes |
| Category | Financial Services | Financial Services |
| Typical code format | numeric codes, avg 52 chars | avg 6 chars |
| Location in code | Often included | Rarely included |
| Average code length | 52 characters | 6 characters |
| Website | circumtec.com.au | td.com |
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