ACH ECC WEB Transaction and Spotto are both in the Financial Services category. Spotto has more statement variations (18).
"ACH ECC WEB" is not a specific merchant but a banking transaction code indicating an Automated Clearing House (ACH) electronic check conversion initiated via the web. The actual business that debited or credited your account is a separate ACH originator that is not identified in this descriptor alone.
Spotto is an Australian payment service for taxi drivers offering in‑car EFTPOS terminals, real-time fare settlement and a companion app and debit card to manage and access trip earnings.
| Aspect | ACH ECC WEB Transaction | Spotto |
|---|---|---|
| Number of statement variations | 1 codes | 18 codes |
| Category | Financial Services | Financial Services |
| Typical code format | numeric codes, avg 40 chars | numeric codes, avg 37 chars |
| Location in code | Rarely included | Often included |
| Average code length | 40 characters | 37 characters |
| Website | Not available | spotto.com.au |
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