Jin Hai Hotel

Based on the descriptor and the reference to Tianhe District (Tianhequ) in Guangzhou, this charge most likely relates to a local property operating as a small hotel or guesthouse under the name “Jin Hai” or “Jin Hai Hotel.” Such properties typically provide basic to mid-range accommodations, including private rooms, housekeeping, and possibly simple amenities like Wi‑Fi and front-desk services. Because it is a local business, it may not have a strong English-language web presence or standardized branding like major international chains.

A charge from Jin Hai Hotel would usually appear on a card statement after you used your card to pay for a hotel stay, walk‑in room booking, or possibly a food or incidental charge billed through the hotel. The long numeric string in the descriptor is typical of internal transaction or terminal IDs, and “CHECKCARD” indicates it was processed as a debit/credit card purchase, not an online travel agency. It is unlikely to be a subscription; this is almost certainly a one‑time or short‑stay lodging charge.

If you’re unsure about the charge, start by checking any travel records, hotel receipts, or messages around the transaction date for stays in Guangzhou, especially in the Tianhe area. Look through your email and text messages for booking confirmations (including from local booking apps) that reference a hotel or guesthouse named “Jin Hai” or written in Chinese characters containing “金海”. If you still cannot identify it, contact your bank and ask for any additional merchant details (such as local phone number or exact Chinese name) tied to the transaction; this can help you call the property directly to confirm the stay. If you suspect fraud, ask your bank to dispute the transaction or replace the card as appropriate.