Medi-Share

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Medi-Share is a Christian healthcare sharing ministry where members share one another’s eligible medical expenses instead of using traditional health insurance.

Melbourne, Florida, USA
medishare.com
Owned by Christian Care Ministry, Inc.

About Medi-Share

Medi-Share is a healthcare sharing ministry administered by Christian Care Ministry, Inc., a nonprofit organization based in Melbourne, Florida. Founded in 1993, the program allows Christians who share certain religious beliefs and lifestyle commitments to pool monthly contributions and use those funds to pay each other’s eligible medical bills. Rather than being an insurance company, Medi-Share operates as a faith-based cost-sharing community, offering various program options (including high- and low-share levels and a 65+ option) designed to help members manage healthcare costs in alignment with Christian principles.([mychristiancare.org](https://mychristiancare.org/our-ministry/who-we-are/?utm_source=openai))

A charge from Medi-Share on a bank or card statement typically relates to a member’s monthly share (similar to a premium), enrollment or application fees, or other program-related costs such as add-on services. Members may also see charges after making adjustments to their household size, age group, or chosen Annual Household Portion (AHP), which can change the monthly share amount. Because Medi-Share is not insurance, medical providers usually bill the member as self-pay; Medi-Share then processes eligible expenses within the sharing community, which can lead to timing differences between medical visits and when the Medi-Share payment or adjustment appears.([medishare.com](https://www.medishare.com/en-us/contact-medi-share?hsLang=en-us&utm_source=openai))

If you’re unsure about a Medi-Share charge, start by logging into your Medi-Share online member portal or app to review your billing history, current monthly share amount, and recent plan changes. You can also compare the posted charge with your latest email statements or welcome/enrollment documents. For further questions, contact Medi-Share’s Member Services using the phone numbers and email listed on their official site; have your member ID, recent statements, and any provider bills ready so they can quickly locate your account and explain the charge or help with refunds, corrections, or cancellation requests.([medishare.com](https://www.medishare.com/en-us/contact-medi-share?hsLang=en-us&utm_source=openai))

Bank Statement Variations

2 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Medi-Share.

  1. 844-893-8080, TX healthcare sharing
  2. similar to medi-share 844-8938080, TX

Frequently Asked Questions

Why do I see a recurring monthly charge from Medi-Share on my card statement?

Medi-Share is a healthcare sharing ministry, and members commit to sending a monthly share amount that is used to pay other members’ eligible medical bills. The recurring charge you see is typically your monthly share, which varies based on factors like your age, household size, and chosen program option or Annual Household Portion (AHP). You can view the exact amount and billing schedule in your Medi-Share online account or recent billing emails.

Why did my Medi-Share charge amount change this month?

Your monthly share can change if you updated your program option, added or removed household members, moved into a new age bracket, or if Medi-Share adjusted rates during an annual review. Log into your member portal to compare last month’s and this month’s billing details, and check for any notifications about program or pricing updates.

How do I cancel my Medi-Share membership and stop future charges?

To cancel Medi-Share, contact Member Services using the phone number listed on medishare.com or through the member portal. They may require verbal confirmation and/or written notice before ending your participation. Ask the representative to confirm your effective cancellation date, whether any final share will be drafted, and request a confirmation email for your records.

How can I request a refund for a Medi-Share charge I believe is incorrect?

If you see a charge you don’t recognize or believe was taken in error, first verify it against your member portal billing history and any recent program changes. If it still appears incorrect, contact Medi-Share Member Services with your member ID, the transaction date and amount, and any supporting documentation. They can review the transaction, explain what it was for, and advise whether a refund or adjustment is possible under their guidelines.

Does Medi-Share place temporary authorization holds or small test charges on my card?

When you update or add a payment method, Medi-Share or its payment processor may place a temporary authorization hold (often a small amount) to verify your card. These authorizations are not actual charges and typically fall off within a few business days, depending on your bank’s policies. If a small pending amount does not clear, contact your bank and then check with Medi-Share support.

How can I confirm that a Medi-Share charge is legitimate and related to my account?

Log into your Medi-Share account and compare the date and amount of the statement charge with the billing activity shown in your member portal. Make sure the last four digits of the card on file match the card that was charged. If you manage multiple household members or policies, check all linked accounts. If you still can’t match the charge, call Medi-Share directly using the contact information on medishare.com, not a third-party website, to verify it.

Can Medi-Share charge me after I’ve submitted a cancellation request?

Depending on when your cancellation request is processed relative to your billing cycle, a final monthly share may still be drafted. Medi-Share generally bills in advance for a month of participation, so if you cancel close to your scheduled draft date, the system may already have initiated the transaction. Ask Member Services to confirm whether that payment covers your final month and whether any prorated adjustments are available under their policies.

Where can I see a breakdown of my Medi-Share program costs and past payments?

You can view a detailed breakdown of your program costs, including your current monthly share, past drafts, and any fees, in the Medi-Share member portal or app. Statements and receipts are usually available for download or printing, which you can use for budgeting, tax purposes (where applicable), or to reconcile charges on your bank or card statements.

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