Upwork

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Upwork is an online freelance marketplace that connects businesses with independent professionals for remote work and digital services.

San Francisco, CA

About Upwork

Upwork is a global online marketplace where businesses, entrepreneurs, and individuals hire freelancers and agencies for a wide range of services such as software development, design, writing, marketing, customer support, and more. Clients post jobs or projects, and freelancers submit proposals, negotiate terms, and complete work remotely through the platform. Upwork also offers tools for time tracking, collaboration, contract management, and secure payments.

A charge labeled like “UPWORK SAN FRANCISCO … INVOICE CHARGE” typically appears on your card or bank statement when you pay an Upwork invoice—this could be for a fixed-price project milestone, an hourly billing cycle, or a direct contract processed via Upwork’s payment system. It may also represent recurring weekly charges for ongoing hourly contracts, payments for subscription products like Upwork Plus or Client Marketplace plans, or charges for added services such as featured job posts. In some cases, you might see small temporary authorization holds when you first add or update a payment method.

If you have questions about this charge, sign in to your Upwork account and review the “Billing & Payments” or “Transactions” section to see the associated contract, invoice, or subscription. Each transaction on your statement should match an invoice or payment in your Upwork account. If you still don’t recognize the charge, you can contact Upwork Support via help.upwork.com or live chat (when available). For suspected fraud or unauthorized use, contact both Upwork and your bank or card issuer promptly, and consider changing your Upwork password and enabling additional security features such as two-step verification.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Upwork.

  1. UPWORK SAN FRANCISCO 123279257 48125 INVOICE CHARGE

Frequently Asked Questions

What does an “UPWORK SAN FRANCISCO … INVOICE CHARGE” on my card statement mean?

This usually indicates a payment for an Upwork invoice, such as a fixed-price milestone, an hourly workweek payment, a direct contract payment, or a platform subscription. Log in to your Upwork account and check Reports > Transactions to find the specific invoice tied to the date and amount of the charge.

Why am I being charged weekly by Upwork?

If you have active hourly contracts, Upwork bills you once a week for the previous week’s tracked hours. These charges typically occur at the start of the workweek and correspond to invoices generated from your freelancers’ time logs. You can view details under Reports > Weekly Summary in your Upwork client account.

How do I cancel an Upwork subscription or stop recurring charges?

To cancel a paid Upwork client subscription (such as Upwork Plus or a Client Marketplace plan), go to Settings > Membership & Connects (or the relevant subscription section) while logged in, then choose to downgrade or cancel your plan. Once cancelled, future recurring billing stops, though you may retain benefits until the end of the current billing period.

How can I get a refund for an Upwork charge I don’t recognize or am disputing?

First, confirm the charge in your Upwork account under Reports > Transactions. If it’s related to a freelancer’s work, you may request adjustments or dispute hours within the allowed time frame (for hourly contracts) via the Work Diary and the dispute process. For fixed-price milestones or subscriptions, contact Upwork Support through help.upwork.com to request a review or refund where eligible. Refunds are not guaranteed and depend on Upwork’s policies and the contract terms.

Why do I see a small or temporary Upwork charge that later disappears?

Upwork may place a small authorization hold on your card when you add or update a payment method to verify it. These are not actual charges and should drop off your account automatically within a few business days, depending on your bank’s policies.

How can I verify which freelancer or project an Upwork charge is for?

Sign in to Upwork, go to Reports > Transactions, and match the transaction date and amount with the one on your bank statement. Clicking on the transaction will show the associated contract, freelancer or agency name, and the specific invoice or milestone so you can see exactly what work you were billed for.

How do I contact Upwork about a billing or payment issue?

Visit help.upwork.com and sign in to access self-help articles, the support bot, and, where available, live chat or ticket submission. For faster resolution, include the transaction ID, date, and amount of the charge, plus screenshots of your statement if needed.

Can I change the payment method used for my Upwork invoice charges?

Yes. In your Upwork account, go to Settings > Billing Methods to add, remove, or prioritize payment options such as credit/debit cards, PayPal (in eligible regions), or bank accounts. Future charges will be attempted on your primary billing method, but past charges cannot be retroactively reassigned to a different method.

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