ASI Lloyds

ASI Lloyds is a Lloyd’s‑plan property and casualty insurer that writes homeowners and related personal lines coverage, including policies for wind, flood, and other catastrophe‑exposed risks. The company is affiliated with American Strategic Insurance (ASI), a St. Petersburg, Florida–based insurer that focuses on residential property products and partners with independent agents and brokers. ASI and its affiliates, including ASI Lloyds, have been integrated into Progressive’s property insurance business following Progressive’s acquisition of a controlling interest in ASI.

A charge labelled “ASI LLOYDS” on a bank or card statement typically relates to payment of a homeowners, renters, condo, or other personal property insurance policy premium. This may be a new policy purchase, a renewal premium, a mid‑term adjustment (such as a change in coverage limits or endorsements), or an installment draft set up for recurring monthly payments. In some cases you might also see temporary authorizations or catch‑up amounts if a billing schedule changed or if a previous payment failed.

If you have questions about an ASI Lloyds charge, the best first step is to locate your insurance declarations page, recent billing notice, or emails from your independent agent or from ASI/Progressive showing the policy number and amount due. You can also contact ASI/Progressive customer service or your local agent to verify the charge, confirm your billing schedule, and request documentation of recent payments. If you still believe the charge is incorrect, ask the insurer or agent to review the account and, if needed, initiate a refund or billing correction before disputing the transaction with your card issuer.