Benjamin's Patisserie

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Benjamin's Patisserie is a local café and patisserie in Elsternwick, Melbourne, known for its coffee, cakes, pastries and light café meals.

Elsternwick, Victoria, Australia

About Benjamin's Patisserie

Benjamin's Patisserie is a neighbourhood café and patisserie located in Elsternwick, Victoria, Australia. It’s known for specialty coffee, freshly baked cakes and pastries, and light café meals such as sandwiches, brunch dishes, and small plates. As a local, in‑person business, most transactions occur via card tap/insert at the counter, sometimes processed through an Australian EFTPOS terminal or bank‑branded card reader. You might see the merchant name appear on your statement as “BENJAMINS PATISSERIE,” “BENJAMIN PATISSERIE ELSTERNWICK,” or a similar variation.

A charge from Benjamin’s Patisserie usually relates to an in‑store purchase of coffee, food, or takeaway items. Amounts will typically match what you spent on a single visit, but you may also see multiple smaller charges if your group paid separately or if you made more than one transaction on the same day. In some cases, you might see a small pre‑authorisation or a pending amount if the terminal needed to verify your card, especially for contactless payments or tips; this should update to the final purchase amount once fully processed. There are no subscription, membership, or recurring billing programs typically associated with this café—charges are generally one‑off purchases tied to specific visits or food orders.

If you don’t recognise a Benjamin’s Patisserie transaction, first check whether you or someone in your household recently visited a café in Elsternwick or ordered coffee or pastries for pickup. Compare the date and amount with your calendar, messages, or food delivery receipts to see if it matches a recent outing or treat. To resolve any questions, you can call or visit the café during business hours with your bank card and the transaction details so staff can look up the payment on their terminal. If the café confirms the charge is incorrect or duplicated, ask them to reverse it; if you suspect unauthorised use and can’t resolve it directly, contact your bank or card issuer to dispute the charge or request a card replacement.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Benjamin's Patisserie.

  1. BENJAMINS CAKES AND BI ELSTERNWICK AUS

Frequently Asked Questions

Why do I see a charge from BENJAMIN'S PATISSERIE or BENJAMINS PATISSERIE on my statement?

This charge usually comes from an in‑person purchase at Benjamin’s Patisserie in Elsternwick, such as coffee, cakes, pastries, or a café meal. Check if you or someone on your account recently visited a café in Elsternwick around the date of the charge, as the bank descriptor may not mention “café” or “coffee,” only the business name and suburb.

Does Benjamin’s Patisserie have subscriptions or recurring charges?

Benjamin’s Patisserie is a local café and does not normally offer subscription services or recurring billing. If you’re seeing repeated charges, it’s most likely from multiple separate visits, multiple tap‑to‑pay transactions on the same day, or regular visits for takeaway coffee. For ongoing or unexpected repeat charges, review your receipts and ask the café to verify the transaction history for your card.

Why is there a small or duplicate amount from Benjamin’s Patisserie showing as ‘pending’?

Some Australian EFTPOS or card terminals briefly place a pre‑authorisation or show a pending amount while the final charge is being processed. In rare cases, you might see what looks like a duplicate pending transaction that later disappears once the correct one settles. Pending or $0–$2 authorisations should drop off automatically; if a duplicate charge fully settles, contact the café with your receipt so they can investigate and potentially reverse the extra amount.

What are typical charge amounts from Benjamin’s Patisserie?

Typical card transactions might range from a few dollars for a single coffee or pastry to higher amounts for multiple drinks, cakes, or sit‑down meals. It’s common to see rounded totals that match menu prices plus any extras you added at the counter. If the amount on your statement is much higher than you’d expect for a café visit, check whether it includes multiple items, takeaway boxes, or catering‑style purchases.

How can I get a copy of my receipt from Benjamin’s Patisserie?

If you paid by card, the café’s terminal may be able to reprint a receipt or provide transaction details using the date, approximate time, and the last four digits of your card. Visit or call the café and provide the exact amount from your statement, the date of the charge, and the card type (Visa, Mastercard, etc.). They can then search their terminal history and confirm what was purchased.

How do I dispute or question a charge from Benjamin’s Patisserie?

Start by contacting Benjamin’s Patisserie directly, either by visiting in person or calling during business hours, and have your statement, transaction date, and amount ready. Ask staff to look up the transaction on their terminal to confirm the purchase details. If they agree an error or duplicate payment occurred, request a refund or reversal. If you suspect fraud or can’t resolve it with the café, contact your bank or card issuer to dispute the transaction and consider cancelling and replacing your card.

Can someone else’s purchase at Benjamin’s Patisserie appear on my card?

A charge could appear unfamiliar if a family member or authorised cardholder used your card at the café, or if your card details were stored on a phone wallet (Apple Pay, Google Wallet, etc.) that someone else used. Check with anyone who has access to your card or phone before assuming the charge is fraudulent. If no one recognises the transaction, notify your bank immediately as it may indicate your card details were compromised.

Does Benjamin’s Patisserie partner with food delivery apps, and could the charge be from an online order?

Some local cafés work with delivery platforms such as Uber Eats, DoorDash, or similar services, but those charges usually appear under the delivery app’s name, not the café. A direct Benjamin’s Patisserie descriptor on your statement most often means you paid at the café’s own terminal. If you recently ordered via a delivery app, check the app’s order history to confirm which business fulfilled the order and how the charge is labelled on your card.

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