Cepsa

Cepsa (Compañía Española de Petróleos, S.A.) is a large Spanish energy company involved in oil and gas exploration, refining, petrochemicals, and the retail distribution of fuels and lubricants. For consumers, Cepsa is best known for its extensive network of service stations across Spain and other countries, offering gasoline, diesel, car washes, convenience store items, and in some locations additional automotive services. The numeric code in the descriptor (e.g., “33144-1 CRAJM A-L”) likely refers to a specific Cepsa service station or terminal reference used internally by the bank or by Cepsa.

A charge with a descriptor like “Payment sent to CEPSA 33144-1 CRAJM A-L” would typically appear on your statement after purchasing fuel, using a car wash, or buying items inside a Cepsa station shop. It could also relate to other Cepsa energy services if you have an account or contract with them (for example, fuel cards or business fuel services). In some banking apps, all card payments may be labeled as “payment sent to” even when it’s simply a standard card transaction at a physical station.

If you’re unsure about the charge, start by checking your recent receipts from fuel or service station visits around the transaction date, including any company or fleet fuel cards linked to your account. You can also review your online banking details to see the exact date, time, and location information sometimes provided for point-of-sale fuel transactions. For further clarification, you can contact Cepsa customer service through their website or call the phone number listed on your fuel receipt or on signage at Cepsa stations, providing the date, amount, and the descriptor code so they can help identify the exact station and purchase. If the transaction still looks unfamiliar, notify your bank or card issuer to dispute or block the charge while they investigate.