Clover Cafe

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Clover Cafe is an independent cafe in Annandale, Sydney, known for specialty coffee and an innovative breakfast and brunch menu served in a relaxed, community-focused setting.

Annandale, NSW, Australia

About Clover Cafe

Clover Cafe is an independent neighbourhood café located in Annandale, NSW, Australia, known for specialty coffee and a seasonal breakfast and brunch menu. They typically serve espresso-based coffees, pour-over or batch brew, fresh pastries, and modern café dishes such as sourdough toast, eggs, bowls, and sandwiches. The atmosphere is relaxed and community-oriented, attracting locals, families, and workers from the surrounding Inner West area for dine‑in, takeaway coffee, and casual meals.

A Clover Cafe charge usually appears on your bank or card statement after you’ve paid in person at the café, ordered takeaway, or settled a bill for multiple people. You might also see a charge if you left a tip on a card, paid a surcharge (for example, for public holidays or card processing), or placed an order through a connected ordering system or delivery platform that bills under the café’s name. In some cases, a small “pending” or slightly higher amount may appear temporarily as an authorization hold when your card is first processed, which is then adjusted to the final purchase amount once the transaction is completed.

To verify a Clover Cafe charge, start by checking the date, time, and amount against any visit you made to Annandale around that period, including coffee runs, brunch with friends, or any group bill you may have paid for. Look for receipts in your email if you used a digital wallet or requested an emailed receipt at the counter, and check food delivery or ordering apps you use to see if an order was placed there. If you still have questions, visit the café in person with your statement details, or call them using the phone number listed in your bank’s transaction details or local business listings; they can usually look up transactions by date, time, and amount to clarify or correct any billing issues.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Clover Cafe.

  1. CLOVER CAFE ON BOOTH ANNANDALE AUS

Frequently Asked Questions

Why do I see a charge from Clover Cafe on my statement when I don’t remember eating there?

Many people pick up takeaway coffee or a quick snack and forget the merchant name that appears on their bank statement. Clover Cafe is located in Annandale, NSW, so check whether you were in that area on the transaction date, perhaps grabbing a coffee on your commute, walking the dog, or meeting someone for brunch. Also consider whether a family member or partner with a linked card used the café that day.

What are typical charge amounts from Clover Cafe?

Common Clover Cafe charges range from small amounts (around AU$5–AU$10) for a coffee and pastry, to AU$20–AU$40 for a full breakfast or brunch for one or two people. Larger amounts can occur when paying for multiple people on one card, buying takeaway for a group, or purchasing items like bags of coffee beans. Public holiday surcharges or card processing fees, if applied, may make the total slightly higher than the menu prices you recall.

Why is there a pending or slightly higher Clover Cafe amount on my card?

Some card terminals and banks briefly show a pre‑authorization or pending amount when you tap or insert your card at a café, especially if tips or surcharges can be added. This can look slightly different from the final amount you signed or agreed to. The pending figure should automatically adjust to the exact final bill once the transaction is fully processed by your bank, usually within a few business days.

Can Clover Cafe set up recurring or subscription charges on my card?

Clover Cafe primarily processes one‑time, in‑person transactions for food and drinks, so most charges are single purchases from the day you visited. They do not typically offer subscription coffee plans or memberships that bill automatically. If you see recurring charges with the same or similar description, check if they might be from another service (such as a coffee subscription or delivery app) and compare the descriptors on your statement carefully.

How can I get a receipt or tax invoice for a Clover Cafe transaction?

If you paid in person, you may have received a printed receipt at the time of purchase; check bags, wallets, or photos if you tend to photograph receipts. For a missing receipt, you can contact the café or visit in person with the exact date, approximate time, and amount from your statement, and they may be able to reprint or email a copy from their point‑of‑sale system. Your bank statement itself can also serve as basic proof of payment, although some employers or accountants may require an itemized café receipt.

How do I dispute a Clover Cafe charge or ask for a correction?

First, confirm that the date and amount match a visit to Annandale and that no one else with access to your card may have used it there. If you still believe the amount is incorrect—such as being double‑charged or charged for the wrong table—contact Clover Cafe directly with your transaction details so they can review their POS records and issue a correction or refund if appropriate. If you cannot resolve it with the café, your bank or card issuer can help you start a formal dispute process.

Can I get a refund from Clover Cafe if I was charged twice or made a mistake when paying?

If you suspect a duplicate charge or an error (for example, both you and a friend paid for the same bill), speak with Clover Cafe as soon as possible and provide your receipt or bank transaction screenshots. If they confirm a double or incorrect charge, they can usually process a refund back to your original payment method via their terminal or POS system. Refunds may take a few business days to appear, depending on your bank’s processing times.

Why does the name on my statement say something slightly different from 'Clover Cafe'?

Some statements may show a variation of the business name, or include extra detail such as the payment processor or location (for example, a shortened name plus 'Annandale' or a terminal ID). This is normal and depends on how the café’s merchant account is set up with their bank or payment provider. If the location matches Annandale, NSW, and the amount aligns with a café visit, it is likely the same Clover Cafe transaction.

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