COS

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COS is a fashion brand offering modern, minimalist clothing and accessories for men, women, and children, known for its timeless design and quality materials.

London, United Kingdom
Owned by H&M Group

About COS

COS (Collection Of Style) is a modern fashion brand under the H&M Group, known for its minimalist design, clean lines, and high-quality materials. Based in London and sold globally via cos.com and standalone boutiques, COS offers clothing, shoes, and accessories for women, men, and children. Their collections focus on timeless wardrobe staples—such as tailored coats, structured dresses, knitwear, and contemporary basics—often using premium fabrics like wool, silk, and organic cotton.

A COS charge on your bank or card statement typically appears after you make a purchase in a COS store or on cos.com. This may include one-time purchases, online orders that ship later, or click‑and‑collect orders. You may also see separate charges for split shipments, pre‑authorizations that convert to final charges once items are dispatched, or adjustments for returns and exchanges. If you shopped online, the charge is usually processed when your order (or each shipment in your order) is dispatched, not always at checkout.

If you don’t recognize the COS charge, first check recent online orders at cos.com (My Account > Order History) and any paper or email receipts from in‑store purchases. Look at the transaction date and amount and compare it with recent shopping, including purchases made by authorized family members on the same card. For billing questions, refunds, or order details, you can visit cos.com and go to Help > Contact Us to reach customer service via chat, email, or phone, or call your local COS store if you shopped in person. If you still suspect an error or fraud after checking with COS support, contact your bank or card issuer to dispute the transaction or request a card replacement.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to COS.

  1. COS SYDNEY 0291 SYDNEY AUS

Frequently Asked Questions

Why do I see a charge from COS on my card statement?

A COS charge usually means a purchase was made at a COS store or on cos.com for clothing, shoes, or accessories. Online orders are often charged when items ship, so the transaction date may be later than the order date. If you share your card with a family member, check whether they made a recent COS purchase. Also review your email for order confirmations or digital receipts from COS.

What are typical COS purchase amounts and pricing?

COS prices vary by item and region, but everyday pieces like T‑shirts and tops often range from about £25–£45 / $29–$59, dresses and trousers from around £59–£125 / $79–$190, and outerwear from roughly £135–£350 / $190–$450. It’s common to see statement charges that match a single full‑price item, or a rounded amount representing several items plus any applicable tax. Sale purchases may show as less regular, non‑rounded amounts if multiple discounted items were bought in one transaction.

Why was I charged by COS when my online order hasn’t arrived yet?

For most regions, COS places an authorization hold on your card at checkout and then captures the payment when your order (or each shipment in a split order) is dispatched. This means the charge can post before you actually receive your parcel. You can track your order status by logging into your cos.com account and going to My Account > Orders, or using the tracking link in your dispatch email.

What is the small temporary COS charge I see (e.g., $1 or a low amount)?

A small COS charge—often $0, $1, £1, or a similarly low amount—is usually a payment authorization used to verify your card when you place an order. This is not a real sale and should automatically drop off or be reversed within a few business days, depending on your bank. If the small amount remains pending for more than a week, contact your bank, and if needed, reach COS customer service via cos.com > Help > Contact Us for confirmation.

How do I return items and get a refund for a COS purchase?

For online orders, you can initiate a return through your cos.com account or use the return label included in your parcel, subject to COS’s return window (often 30 days, but check your region’s policy). Once the returned items are received and processed, the refund is issued back to the original payment method; it can take a few business days for your bank to post it. In‑store purchases are typically returned directly to a COS store with the original receipt or proof of purchase. If you don’t see your refund after the stated processing time, contact COS customer service with your order or receipt number.

Can I cancel or change my COS online order after being charged?

COS processes orders quickly, so once an order moves into the picking or dispatch phase, it usually cannot be changed or cancelled. If your order has already been charged and is on its way, you can use the standard returns process after delivery to send back unwanted items for a refund. To check if changes are still possible, log in to cos.com, view your order status, and use the Help > Contact Us section to reach customer service as soon as possible with your order number.

Why does my COS charge not match the total on my receipt or order confirmation?

Differences between the COS charge and your expected total can stem from partial shipments, returns, or local taxes and currency conversion. For split shipments, you may see multiple smaller charges that together equal your original order total. If you returned some items, the final charge might reflect the net amount after refunds. Compare your bank statement with your detailed invoice in your cos.com account or your email confirmation; if something still looks incorrect, contact COS support with both documents handy.

How can I contact COS about a charge I don’t recognize?

Go to cos.com and scroll to the Help or Customer Service section, where you’ll find region‑specific phone numbers, email forms, and sometimes live chat. Have key details ready, such as the last four digits of the card used, the exact charge amount, transaction date, and any order or receipt numbers. If COS confirms there is no matching order or store transaction, follow up with your bank or card issuer to report potential unauthorized use and request a dispute or card replacement.

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