Cremorne Point Wharf Kiosk

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Cremorne Point Wharf Kiosk is a small café-style kiosk at Cremorne Point Wharf in Sydney, serving takeaway coffee, drinks, and light snacks to commuters and visitors. It is operated as a sole-trader business by Bernard Budi Harto Wikarsa.

Sydney, New South Wales, Australia

About Cremorne Point Wharf Kiosk

Cremorne Point Wharf Kiosk is a small hospitality business located at or associated with Cremorne Point Wharf on Sydney Harbour in New South Wales, Australia. Operated by sole trader Bernard Budi Harto Wikarsa under the registered business name “CREMORNE POINT WHARF KIOSK,” the venue functions as a casual kiosk and café, typically offering takeaway coffee, cold drinks, and light food for ferry passengers, walkers, and local residents. Public records link Bernard Budi Harto Wikarsa to this business name via an active Australian Business Number (ABN) registered in New South Wales.

A charge with a descriptor like “BERNARD WIKARSA CREMORNE POIN SW” is likely a card payment processed at Cremorne Point Wharf Kiosk, with the descriptor showing the proprietor’s name (Bernard Wikarsa) plus an abbreviated location reference to Cremorne Point, NSW. This would generally correspond to an in-person purchase such as coffee, snacks, or other small items, often for modest amounts consistent with café or kiosk spending. The transaction may appear slightly differently depending on the card network or terminal configuration, sometimes emphasizing the owner’s name and sometimes the kiosk name.

If you have questions about this charge, first check any receipts or bank app transaction details from the date in question and see whether you visited Cremorne Point, used the ferry, or bought food or drinks at a wharf kiosk or nearby café. Because this is a small local business, there may be no dedicated website or online account portal; the best way to resolve issues is typically to visit the kiosk in person (if you are local) or contact the business via any phone or email details shown on local listings or receipts. If you still don’t recognize the transaction, you can ask your bank to provide the full merchant contact record associated with the charge and, if necessary, dispute the transaction through your card issuer.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Cremorne Point Wharf Kiosk.

  1. BERNARD WIKARSA CREMORNE POINSW

Frequently Asked Questions

Why does my statement show “BERNARD WIKARSA CREMORNE POIN SW” instead of Cremorne Point Wharf Kiosk?

The kiosk operates as a sole trader business under the owner’s legal name, Bernard Budi Harto Wikarsa, with the registered business name “Cremorne Point Wharf Kiosk.” Card terminals often display the proprietor’s name plus an abbreviated location (Cremorne Point, NSW), so the descriptor may not explicitly show the kiosk name even though the charge is from the same business.

What types of purchases usually result in a charge from Cremorne Point Wharf Kiosk?

Most charges are for small, in-person purchases such as takeaway coffee, drinks, ice creams, pastries, or light snacks bought at or near Cremorne Point Wharf. Transaction amounts often match typical café or kiosk spends, for example under AUD $40, though larger group orders are possible.

Can Cremorne Point Wharf Kiosk place a temporary authorization hold on my card?

As a small kiosk using standard EFTPOS or card terminals, most transactions are final sales rather than preauthorizations. However, some banks may briefly show a pending authorization before it settles as a completed charge; this is controlled by your card issuer, not the kiosk, and usually disappears or converts to a finalized transaction within a few days.

How can I verify that this Cremorne Point Wharf Kiosk charge is legitimate?

Compare the transaction date, time, and amount with your activities—ask yourself if you took a ferry from or to Cremorne Point or bought coffee or snacks at the wharf that day. Check any paper receipts or digital bank notifications. If you’re unsure, you can contact your bank and request the terminal ID or extra merchant details; these typically confirm it is a local wharf kiosk in Cremorne Point, NSW.

How do I request a refund or correction from Cremorne Point Wharf Kiosk?

Because this is a small, owner-operated kiosk, refunds or corrections are usually handled directly on site. Bring your bank statement and, if available, your receipt to the kiosk and explain the issue to the staff or owner. If you are not local, you can ask your bank to provide any contact phone number linked to the merchant and try to resolve it by phone; if that fails and you still dispute the charge, initiate a formal dispute with your card issuer.

Does Cremorne Point Wharf Kiosk offer any recurring charges or subscriptions?

No, this type of wharf kiosk typically processes only one‑off, in‑person transactions for food and beverages. If you see multiple similar charges, they are usually separate visits rather than a subscription. If you notice recurring charges you do not recognize, contact your bank immediately to investigate.

Why is there no official website or online account for Cremorne Point Wharf Kiosk?

Many small, local kiosks and cafés around Sydney operate without a dedicated website or online account system, relying instead on walk‑up trade from commuters and locals. As a result, you won’t find an online portal to manage payments or view receipts for Cremorne Point Wharf Kiosk, and any questions generally need to be handled in person or via contact details that may appear on receipts or business directories.

What should I do if I don’t recognize any visit to Cremorne Point but still see this charge?

If you never traveled through Cremorne Point or purchased from a wharf kiosk around the transaction date, contact your card issuer as soon as possible. Ask them to provide additional merchant details (such as address and terminal information) and, if you still believe the charge is unauthorized, file a dispute so the bank can investigate and potentially reverse the transaction.

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