About Health Alliance Plan by Henry Ford Health
Health Alliance Plan by Henry Ford Health (often branded as HAP) is a Michigan-based, nonprofit health plan that provides medical coverage to individuals, families, employers, and Medicare beneficiaries. Closely integrated with Henry Ford Health, the plan offers HMO, HMO-POS, PPO, and specialty Medicare and Medicaid options, along with wellness programs, care management, and broad provider networks throughout Michigan’s Lower Peninsula. Its focus is on coordinated, accessible, and affordable healthcare for Michiganders.
A charge labeled with “HAP” or “Health Alliance Plan” on a bank or card statement is typically a premium payment for health insurance coverage—this could be for an individual and family plan, an employer-sponsored plan, a Medicare Advantage plan, or other HAP-administered products. When it shows as an ACH or PPD transaction (often with an ID like “PPD ID: 0000100502”), it usually represents an automatic electronic bank draft of monthly premiums that you or your employer have authorized. These charges recur on a regular billing cycle, though you may also see prorated or catch-up amounts when coverage starts or changes.
If you have questions about a HAP charge, first log in to your HAP member portal or check recent premium invoices and employer benefits documents to match the transaction date and amount. You can also call the member services phone number listed on your HAP ID card or use the contact options on hap.org to confirm the payment, review your billing setup, or update or cancel automatic withdrawals. For disputed or unrecognized charges, contact HAP first to verify the policy and payment, and then work with your bank if you need to block or formally dispute additional withdrawals.