HealthSpring National Health Insurance Company

Insurance93% confidence

HealthSpring National Health Insurance Company is a health insurer that underwrites Medicare Supplement (Medigap) and related Medicare products under the HealthSpring brand.

Chicago, Illinois, USA
Owned by Health Care Service Corporation (HCSC)

About HealthSpring National Health Insurance Company

HealthSpring National Health Insurance Company is a specialized health insurer focused on Medicare-related coverage, particularly Medicare Supplement (Medigap) insurance plans that help pay some of the out‑of‑pocket costs not covered by Original Medicare. It operates under the HealthSpring brand, which offers Medicare Supplement, Medicare Advantage, and prescription drug plans nationwide and is part of the Health Care Service Corporation (HCSC) family of companies. Regulatory filings list HealthSpring National Health Insurance Company at 300 East Randolph Street in Chicago, Illinois, and identify it as the issuer of various standardized Medicare Supplement policy forms, often abbreviated as “HNHIC” in plan and form codes. ([healthspring.com](https://www.healthspring.com/medicare/medicare-supplement/state-disclosures?PID=vs_01_00988&call=1-855-982-6010&campaign_ID=0329248&sid=0329248&utm_source=openai))

A charge labeled like “HS - HNHIC PREMIUM” on a card or bank statement is very likely an insurance premium payment to HealthSpring National Health Insurance Company for a Medicare Supplement (Medigap) or closely related Medicare product. The “HS” portion corresponds to the HealthSpring brand, while “HNHIC” matches the company’s abbreviation used in policy forms and broker materials. These charges are typically recurring monthly premiums, though you might also see prorated amounts when a policy first starts, when billing frequencies change, or when rates adjust after an approved rate increase. ([legacy.insurance.ohio.gov](https://legacy.insurance.ohio.gov/FRAnnuals/2025/Annual/OS/61727A2025OS.pdf?utm_source=openai))

If you have questions about a HealthSpring National Health Insurance Company charge, first locate your Medicare Supplement or HealthSpring policy documents and recent premium notices, which will show your expected monthly premium and billing method. You can then contact HealthSpring using the customer service numbers listed on your ID card or state Medigap company lists, or use the contact information on HealthSpring’s website for Medicare Supplement and supplemental health plans. Have your policy number, the exact date and amount of the charge, and your Medicare ID ready. For disputed or unfamiliar transactions, you can also contact your bank or card issuer to ask about merchant details and, if needed, initiate a billing dispute while you confirm the status of your HealthSpring coverage directly with the insurer. ([healthspring.com](https://www.healthspring.com/medicare/medicare-supplement?utm_source=openai))

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to HealthSpring National Health Insurance Company.

  1. HS - HNHIC PREMIUM

Frequently Asked Questions

What does a charge labeled “HS - HNHIC PREMIUM” mean on my bank or card statement?

A charge labeled “HS - HNHIC PREMIUM” is most likely a premium payment to HealthSpring National Health Insurance Company for a Medicare Supplement (Medigap) or related Medicare policy. “HS” refers to HealthSpring, and “HNHIC” is the abbreviation used in HealthSpring National Health Insurance Company policy and form codes.

Is the HealthSpring National Health Insurance Company premium charge recurring?

Yes. Medicare Supplement plans are typically billed as recurring monthly premiums, so you can expect to see a HealthSpring National Health Insurance Company charge around the same date each month unless you have arranged a different billing frequency or cancelled the policy.

How can I verify that this HealthSpring premium amount is correct?

Compare the charge against your most recent HealthSpring or Medicare Supplement premium notice, and check the premium table or rate increase letter that came with your policy. You can also call the HealthSpring customer service number on your ID card or on healthspring.com, provide your policy number, and ask them to confirm your current premium and billing schedule.

How do I cancel or change my HealthSpring National Health Insurance Company Medicare Supplement policy so the charges stop?

To cancel or change your policy, contact HealthSpring directly using the phone number on your ID card or billing statement and request policy termination or a plan change. They may require a signed written request or a dated cancellation form. Keep records of the date you requested cancellation, and confirm in writing when coverage will end and when premium drafting will stop.

Can I get a refund if I was charged by HealthSpring after I thought my policy was cancelled?

If you see a HealthSpring National Health Insurance Company charge after you believed your policy was cancelled, call HealthSpring immediately with your policy number and the transaction details. If coverage remained active through the billed period, they may not issue a refund, but if premiums were drafted in error after a confirmed termination date, you can request that the excess premium be refunded or credited.

Why did my HealthSpring National Health Insurance Company premium suddenly increase?

Medicare Supplement premiums may increase due to approved rate changes, your age, or changes in rating factors in your state. When this happens, HealthSpring is generally required to send you a notice explaining the new premium and effective date. Check recent mail or email from HealthSpring, or call customer service to confirm the reason for the increase and the new rate.

Does HealthSpring place temporary authorization holds on my account?

Most HealthSpring National Health Insurance Company premiums draft as direct debits or card charges for the exact premium due. However, on the first payment or when updating a payment method, you might see a small temporary authorization or a test transaction. These should fall off automatically and not result in an actual posted charge; if a small amount remains pending for more than a few days, contact your bank and HealthSpring to investigate.

How can I contact HealthSpring National Health Insurance Company about a billing question?

Use the customer service number listed on your HealthSpring or Medicare Supplement ID card or on your premium invoice, which routes you to the Medicare Supplement and supplemental health insurance service team. You can also visit healthspring.com, go to the Medicare or contact section, and use the listed phone numbers or online contact options. Have your policy number, Medicare ID, and the specific dates and amounts in question ready when you call.

This merchant is in the Insurance category

Browse all

Compare HealthSpring National Health Insurance Company

Got more mystery charges?

Paste your bank statement codes and we'll tell you exactly who charged you.

Find out who charged you