Manulife

Insurance90% confidence

Manulife is a Canadian multinational insurance and financial services company offering life, health, travel insurance and wealth management products to individuals and businesses worldwide.

Toronto, Ontario, Canada

About Manulife

Manulife Financial Corporation (branded simply as Manulife in most markets) is one of the largest insurance and financial services companies in Canada and a major global provider of protection and wealth solutions. Founded in 1887 as The Manufacturers Life Insurance Company, it offers life, health, dental, disability, and travel insurance, as well as investment, retirement, and banking products through Manulife Bank in Canada. Manulife operates across Canada, the United States (primarily under the John Hancock brand), and numerous Asian and other international markets, serving tens of millions of customers with a broad range of insurance and asset management services. ([en.wikipedia.org](https://en.wikipedia.org/wiki/Manulife?utm_source=openai))

A charge with a descriptor like "29Cauthron*manulifi" is very likely related to a Manulife insurance premium or fee, with the trailing "manulifi" reflecting a truncated form of "Manulife" in the processor’s system. This could be for an individual life, health, or travel insurance policy, a group benefits plan through an employer, a segregated fund or investment product with fees billed to a card, or a related recurring premium set up on automatic payments. In some cases, initial application fees, top‑ups to certain investment products, or one‑time travel insurance purchases are also processed as card transactions.

If you’re unsure about a Manulife‑related charge, first log in to your Manulife (or John Hancock, if applicable) online account or benefits portal and review recent transactions and premium due dates. Compare the charge amount and date with your policy statement or group benefits documentation. If you still can’t identify it, contact Manulife using the customer service number on your policy card, benefits card, or the contact page of their website and have your policy or group plan number and the exact card charge details ready. They can confirm whether the transaction is legitimate, explain what it covers, and help adjust billing settings or update payment methods if needed. For suspected fraud, your card issuer can also investigate and block the card while you clarify the transaction with Manulife.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Manulife.

  1. 29Cauthron*manulifi

Frequently Asked Questions

Why do I see a charge with a descriptor like "29Cauthron*manulifi" on my card statement?

This descriptor likely refers to a Manulife transaction where the payment processor truncated or misspelled "Manulife" as "manulifi." The charge is typically for an insurance premium (life, health, travel), a group benefits deduction billed to your card, or a fee related to a Manulife investment or savings product. Compare the amount and date to your Manulife policy or benefits statements to confirm.

What kinds of Manulife products are most commonly billed to a credit or debit card?

Common card‑billed items include individual life and health insurance premiums, travel insurance purchased online, certain CoverMe products, and sometimes charges related to segregated funds or other investment products with regular fees. Group benefits premiums are usually deducted from payroll, but optional coverages or add‑ons may be billed directly to your card depending on how you set up payment. ([manulife.ca](https://www.manulife.ca/personal/insurance/our-products/life-insurance.html?utm_source=openai))

How can I verify which Manulife policy a specific charge is linked to?

Log in to your Manulife online account or mobile app and review each active policy or plan under your profile. Check the premium schedule, payment method, and recent transactions for each policy. Match the charge date and amount on your card with the premium amount shown for the corresponding policy. If you have multiple policies (for example, life insurance plus travel coverage), review all of them and, if still unsure, call Manulife with your policy numbers and the charge details for confirmation.

How do I change or cancel automatic premium payments with Manulife?

To change or cancel automatic payments, sign in to your Manulife account and go to the billing or payment settings section for the relevant policy. There you can update your payment method, switch to direct bank withdrawal, or request that future premiums be billed in another way. For cancellations, you typically need to submit a formal request or form, which may be done online or by speaking with a Manulife representative or your advisor; be aware that cancelling premiums can reduce or terminate coverage, so review the impact before proceeding. ([manulife.com](https://www.manulife.com/en/about.html?utm_source=openai))

How do I request a refund or dispute a Manulife charge I don’t recognize?

First, contact Manulife using the phone number on your policy documents, benefits card, or on their official website and provide the transaction date, amount, and last four digits of the card used. Ask them to confirm whether the charge is linked to any policy in your name or household. If it’s an error—for example, a duplicate premium or a policy that should have been cancelled—Manulife can usually reverse or credit the amount. If they cannot associate the charge with your account, report it as a potential fraudulent transaction to your card issuer, who can investigate and, if appropriate, reverse the charge and reissue your card.

Why do Manulife charges sometimes vary slightly in amount from month to month?

Premiums for some products can change over time due to age‑banded rates, renewal pricing, optional riders, or taxes added in certain provinces or jurisdictions. For group benefits, your share of premiums can also fluctuate if your employer changes plan design or cost‑sharing. Review your latest policy or benefits booklet and any recent notices from Manulife or your employer to see if changes were made that affect the billed amount.

Can Manulife place temporary authorization holds on my card?

In some cases, when you update a payment method or make a new online purchase of insurance (such as travel coverage), Manulife or its payment processor may place a small temporary authorization hold on your card to verify the account. These holds often appear as small amounts and should drop off automatically within a few days without posting as final charges. If a small hold remains or converts to a posted transaction, contact both Manulife and your card issuer for clarification.

What should I do if I have Manulife coverage through my employer and see a separate Manulife charge on my personal card?

Employer‑sponsored Manulife group benefits are usually funded via payroll deductions, so a separate Manulife charge on your personal card may relate to an individual policy (like extra life insurance, critical illness, or travel coverage) you purchased directly. Log in to both your group benefits portal and any personal Manulife accounts to see all active coverages. If you still can’t match the charge, call Manulife with your employer group number and your personal details so they can check for any individual policies issued to you.

This merchant is in the Insurance category

Browse all

Got more mystery charges?

Paste your bank statement codes and we'll tell you exactly who charged you.

Find out who charged you