Meliora Farm

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Meliora Farm is a family‑run citrus and avocado farm on the NSW Central Coast offering fresh produce and seasonal pick‑your‑own fruit experiences.

Peats Ridge, New South Wales, Australia

About Meliora Farm

Meliora Farm is a third‑generation family farm established in 1925 and located at Peats Ridge on the New South Wales Central Coast. The farm specialises in citrus and avocados, growing a range of oranges, lemons, limes, mandarins and Hass avocados using a blend of conventional, biodynamic and organic practices with a strong focus on soil health and minimal chemical use. In addition to supplying fresh produce through local outlets and food box services, the farm opens to the public on selected weekends for pick‑your‑own experiences where visitors can harvest fruit directly from the trees and enjoy picnics on the property. ([meliorafarm.com.au](https://meliorafarm.com.au/our-story/?utm_source=openai))

A charge from “MELIORA FARM Kincumber” on a card statement is most likely related to purchasing farm‑fresh produce from Meliora Farm, either on‑site during a pick‑your‑own day, at a local market, or via a local distributor based around Kincumber that sells their fruit. Because they use EFTPOS/card terminals and may partner with retailers such as Nurtured Earth Organics (warehouse in Kincumber South) to distribute their produce, the location shown on your statement can reference Kincumber even though the farm itself is in Peats Ridge. Typical charges would be for bags or boxes of citrus, avocados, or mixed seasonal produce, often in round amounts tied to per‑bag pricing. ([nurtured-earth.com.au](https://nurtured-earth.com.au/meliora-farm/?utm_source=openai))

If you have questions about a Meliora Farm charge, first check any recent visits to the farm, local growers’ markets, or produce deliveries you may have received, and look for email receipts, SMS confirmations, or calendar entries around the transaction date. You can contact the farm directly using the phone or email details on their official website, meliorafarm.com.au, to confirm purchase details or request a copy of your receipt. When you contact them, have the transaction date, the exact amount, and the last four digits of the card ready so they can locate the payment in their system. If you still do not recognise the transaction after speaking with them, you should then contact your bank to dispute the charge or request a card replacement in case of card‑number compromise. ([meliorafarm.com.au](https://meliorafarm.com.au/contact-us/?utm_source=openai))

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Meliora Farm.

  1. MELIORA FARM Kincumber

Frequently Asked Questions

Why does my bank statement say “MELIORA FARM Kincumber” if the farm is in Peats Ridge?

Meliora Farm itself is located at Peats Ridge, but its produce is also handled and distributed through local food businesses based around Kincumber, such as Nurtured Earth Organics. As a result, the merchant location or descriptor on your card statement can show Kincumber even though the underlying business is Meliora Farm on the Central Coast.

What types of purchases typically generate a charge from Meliora Farm?

Most card charges are for fresh produce bought during pick‑your‑own days at the farm, or for boxes and bags of citrus and avocados sold via local markets or distributors. Common amounts reflect their guide pricing, such as set prices for picking bags of mixed citrus or per‑piece pricing for avocados during the season.

Does Meliora Farm run any recurring subscriptions or regular billing plans?

Meliora Farm mainly operates as a seasonal pick‑your‑own and fresh‑produce supplier rather than a subscription service. While they may supply produce regularly to partner food box or retail services, individual customers are usually charged per visit or per order, so you should not expect automatic recurring debits directly from the farm unless you have a specific standing arrangement with them.

How can I get a receipt or invoice for a Meliora Farm card charge?

If you need a receipt, start by checking if you were given a paper docket or emailed receipt at the time of purchase. If you can’t find one, contact Meliora Farm using the details on meliorafarm.com.au and provide the transaction date, amount, and last four digits of your card so they can look up the payment in their records and, where possible, issue a replacement receipt.

Can I get a refund if I’m unhappy with produce purchased from Meliora Farm?

Refunds are handled directly by the farm or by the retailer that processed your payment. If you bought on‑site during a pick‑your‑own day, contact Meliora Farm promptly with photos and details of the issue. If your statement shows “MELIORA FARM Kincumber” but you purchased through a retailer such as a local organic warehouse, you may need to contact that store first, as their refund and replacement policies will apply.

Why do I see a pending or slightly different‑amount charge from Meliora Farm?

Some EFTPOS and card systems place a temporary authorisation hold or allow for tips/adjustments before final settlement, which can result in a short‑term pending charge or an amount that changes slightly once the transaction is finalised. This should usually correct itself within a few business days; if it does not, contact the farm or your bank to investigate.

How can I confirm that a Meliora Farm transaction is legitimate and not fraud?

Compare the transaction date and amount against any recent visits to Meliora Farm, local growers’ markets, or produce deliveries, and check your messages or email for booking confirmations. If you still don’t recognise the charge, reach out to Meliora Farm using the contact details on their website to see if they can identify the transaction. If neither you nor the farm can match it to a genuine purchase, contact your bank immediately to report suspected fraud.

How do I contact Meliora Farm about a charge or booking?

Visit meliorafarm.com.au for the latest phone number, email address, and contact form. Provide your name, the date and amount of the charge, and any booking reference so they can quickly locate your transaction and help resolve billing or booking questions.

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