Minnesota Life Insurance Company

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Minnesota Life Insurance Company is a life insurance provider offering individual and group life insurance and related financial protection products, operating as part of Securian Financial.

St. Paul, Minnesota, USA
Owned by Securian Financial Group, Inc.

About Minnesota Life Insurance Company

Minnesota Life Insurance Company is a long-established U.S. life insurer that provides term life, permanent life, and group life insurance products, as well as related protection and financial security solutions. It operates under the Securian Financial brand and often serves employees through employer-sponsored group policies, as well as individuals who purchase coverage directly or through financial professionals.

A charge or electronic payment labeled “PAYMENT MINNESOTA LIFE PPD” on a bank statement typically represents a recurring premium payment for a life insurance policy or related coverage. The “PPD” code indicates a prearranged payment and deposit (ACH) transfer, often set up as an automatic monthly deduction from a checking or savings account. The reference to a person’s name (such as “THOMAS E WALSH”) usually indicates the policyholder or the insured associated with that particular policy and payment authorization.

To verify or resolve questions about this charge, policyholders should review their most recent Minnesota Life/Securian policy documents, billing notices, or online account, where premium amounts and due dates are listed. If the charge is not recognized, contacting Securian Financial’s customer service using the phone number on the policy paperwork, billing statement, or the official website is recommended. Customers can request payment history, confirm policy status, update or cancel automatic bank drafts, and dispute any erroneous charges directly with the insurer and, if needed, with their bank or credit union.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Minnesota Life Insurance Company.

  1. PAYMENT MINNESOTA LIFE PPD THOMAS E WALSH

Frequently Asked Questions

Why do I see a charge labeled “PAYMENT MINNESOTA LIFE PPD” on my bank statement?

This descriptor usually indicates an automatic ACH bank draft for a life insurance premium with Minnesota Life Insurance Company (part of Securian Financial). The payment is often a monthly or periodic premium tied to a specific policy, and the name in the descriptor typically refers to the policyholder or insured person.

How can I confirm which policy this Minnesota Life payment is for?

Check your policy documents, recent premium notices, or your online account with Securian Financial for the policy number and scheduled premium amount. You can also call customer service and provide the date and amount of the debit so they can match it to the correct policy on file.

How do I stop or change my automatic bank draft payments to Minnesota Life?

To stop or modify automatic ACH payments, contact Securian Financial’s customer service or your servicing agent and request a change to your payment method. They may require a signed authorization form to cancel or update bank draft details. You can also contact your bank to revoke the debit authorization, but you should coordinate with the insurer so your policy does not lapse.

Can I get a refund if a Minnesota Life premium was taken after I thought my policy was cancelled?

If you believe a payment was drafted after cancellation, contact Securian Financial immediately with your policy number and the transaction details. They will review the policy status and effective cancellation date. If the premium was collected in error, they can typically issue a refund or apply the amount appropriately, depending on the circumstances.

Why does the Minnesota Life charge amount sometimes change from month to month?

Premiums can change due to policy features such as scheduled increases, age-based step-ups, changes in coverage amount, or rider additions/removals. For employer-sponsored coverage, changes in salary, benefit elections, or open enrollment choices can also affect the monthly deduction. Review your most recent policy notices or contact customer service to understand any change in premium.

How can I get a receipt or payment history for my Minnesota Life premium payments?

You can request a payment history or premium receipt by logging into your Securian Financial online account, if available for your policy type, or by contacting customer service. They can provide a transaction history, annual payment summary, or confirmation letter for tax or record-keeping purposes.

What should I do if I don’t recognize the name attached to the Minnesota Life PPD payment?

If the descriptor includes a name you don’t recognize, verify with family members who may have policies or group coverage through their employer. If no one is aware of a policy, contact Securian Financial with the transaction details so they can investigate. You may also ask your bank to initiate a dispute or revoke the debit authorization if the charge appears unauthorized.

Can Minnesota Life place a temporary or test charge on my account?

Generally, Minnesota Life’s bank drafts for premiums are actual ACH debits rather than temporary holds. However, when setting up or changing payment methods, there may be a small test transaction or verification step. If you see an unexpected small debit, contact both your bank and Securian Financial to confirm whether it is related to a payment setup or an error.

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