Mountain Laurel Assurance Company

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Mountain Laurel Assurance Company is a property and casualty insurance company, primarily underwriting auto and vehicle-related insurance as part of The Progressive Corporation group.

Mayfield Village, Ohio, United States
Owned by The Progressive Corporation

About Mountain Laurel Assurance Company

Mountain Laurel Assurance Company is a stock property and casualty insurer that writes primarily auto and related personal lines coverage. Regulatory filings identify it as an insurance company organized under Pennsylvania law with its principal place of business in Mayfield Village, Ohio, and as part of The Progressive Corporation’s insurance group.([apps.mid.ms.gov](https://apps.mid.ms.gov/licensing-search/company-search-results.aspx?LicNbr=0500018&utm_source=openai)) In practice, Mountain Laurel operates behind the scenes as one of the underwriting companies backing Progressive-branded policies rather than as a standalone consumer-facing brand.

A charge reading “MTN LAUREL ASSC” or similar on your bank or card statement is typically an insurance premium payment or renewal related to an auto (or other vehicle) policy underwritten by Mountain Laurel Assurance Company. These payments are often processed as ACH debits or electronic withdrawals and may be labeled with variations like “MTN LAUREL ASSC – INS PREM,” indicating an insurance premium.([slash.com](https://www.slash.com/charge-identifier/mtn-laurel-assc?utm_source=openai)) The descriptor may not mention “Progressive” by name even though the policy was purchased through Progressive, which can make the transaction look unfamiliar.

If you’re unsure about a MTN LAUREL ASSC charge, start by logging into your Progressive account or reviewing recent policy documents and billing notices for matching amounts and dates. You can also contact Progressive customer service, since customer-facing service and billing support for Mountain Laurel–underwritten policies is handled through Progressive’s normal channels. Have your policy number, the exact transaction date, and the amount handy when you call. If you do not have any Progressive policy and still see this charge, contact your bank or card issuer immediately to dispute the transaction and check for possible fraud or misapplied account information.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Mountain Laurel Assurance Company.

  1. Withdrawal ACH MTN LAUREL ASSC TYPE: INS PREM ID: 9409348112 CO: MTN LAUREL ASSC Entry Class Code: TEL

Frequently Asked Questions

Why do I see a charge from MTN LAUREL ASSC on my bank statement?

A charge labeled MTN LAUREL ASSC is typically an insurance premium payment for a policy underwritten by Mountain Laurel Assurance Company, which is part of The Progressive Corporation. These are often auto insurance premiums processed as ACH debits or electronic withdrawals, and the descriptor may not include the Progressive brand name.

How can I confirm that a MTN LAUREL ASSC charge is for my Progressive auto policy?

Log into your Progressive account or mobile app and check your billing history for recent payments. Match the payment date and amount shown there to the MTN LAUREL ASSC transaction on your bank statement. You can also compare it with your latest billing notice or policy renewal documents, which list your scheduled premium drafts.

Can I change or stop automatic payments that are billed as MTN LAUREL ASSC?

Yes. To change or stop automatic payments, sign into your Progressive account and update your payment method or automatic draft settings for your policy. Because Mountain Laurel functions as the underwriting company, any changes to billing or auto‑pay are managed through Progressive’s customer portal or by calling Progressive customer service, not through Mountain Laurel directly.

How do I request a refund for a MTN LAUREL ASSC insurance premium charge?

Contact Progressive’s customer service and reference your policy number and the specific MTN LAUREL ASSC transaction. If the payment was duplicated, taken after a cancellation, or drafted for the wrong amount, Progressive can review your account and, if appropriate under your policy terms, issue a refund or credit the amount to your policy.

What are common amounts or patterns for MTN LAUREL ASSC charges?

MTN LAUREL ASSC charges usually follow your policy’s billing schedule—for example, monthly, quarterly, or in full for a 6‑ or 12‑month term. The amounts will match your quoted premium or installment amount (sometimes including fees such as reinstatement or policy change charges) as shown on your Progressive billing statements.

Why do I see multiple MTN LAUREL ASSC charges in the same month?

Multiple charges can occur if you have more than one vehicle or policy term billing at the same time, if you recently made a policy change that adjusted your premium, or if a payment was reattempted after a prior failure. Review your Progressive account for recent changes and payment activity, and contact Progressive support if you cannot identify one of the drafts.

Could a MTN LAUREL ASSC charge be an authorization hold or a test transaction?

Most MTN LAUREL ASSC transactions are actual premium payments rather than small authorization holds. However, if you see a small or quickly reversing amount, it may be a verification attempt tied to setting up or updating electronic payments for your policy. Check your Progressive account and your bank’s pending transactions to see if the amount finalizes or drops off.

What should I do if I don’t have a Progressive policy but see a MTN LAUREL ASSC charge?

If you do not have any Progressive or related insurance policy, contact your bank or card issuer immediately to report the MTN LAUREL ASSC charge as unauthorized. Ask them to block further debits from that merchant descriptor and begin a fraud investigation, and monitor your accounts for any additional unexpected insurance‑related withdrawals.

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