Murphy USA

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Murphy USA is a U.S. chain of retail gas stations, often located near Walmart stores, offering competitively priced fuel and convenience items.

El Dorado, Arkansas, USA

About Murphy USA

Murphy USA is a large American fuel retailer operating hundreds of gas stations across the United States, with many locations situated in or near Walmart parking lots. The company focuses on offering competitively priced gasoline and diesel along with a basic selection of convenience-store items such as drinks, snacks, and automotive essentials. Murphy USA operates both Murphy USA-branded kiosks near Walmart stores and larger stand‑alone Murphy Express locations, all under the same corporate umbrella.

A charge with a descriptor like “Murphy5628atwal” most likely corresponds to a fuel purchase at a specific Murphy USA station, with the number representing an individual store ID and “atwal” indicating that this station is adjacent to or on a Walmart property. These charges typically arise from pay‑at‑pump transactions, in‑store fuel purchases, or small in‑store items bought along with fuel. You might also see temporary preauthorization holds (often higher than your final purchase amount) when you pay at the pump; these usually adjust to the actual transaction amount after your bank finishes processing.

If you’re unsure about a Murphy USA charge, start by checking your recent fuel purchases and receipts, as well as any trips where you filled up at a Walmart‑area gas station. You can also use the station locator on Murphy USA’s website or in the Murphy Drive Rewards app to match the store number in the descriptor to a physical location. For billing issues or refund questions, contact Murphy USA customer service via their toll‑free number or online contact form, providing the date, amount, and last four digits of the card used so they can look up the transaction and help resolve any discrepancies.

Bank Statement Variations

3 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Murphy USA.

  1. Debit 10/11 TN CLARKSVILLE MURPHY6776ATWAL US SEQ# 555153
  2. Murphy5628atwal
  3. murphy5628atwal

Frequently Asked Questions

What does a charge labeled “Murphy5628atwal” mean on my card statement?

This descriptor likely refers to a purchase at Murphy USA gas station store #5628 located at or near a Walmart. The number identifies the specific station, and “atwal” indicates it is on Walmart property or closely associated with a Walmart location.

Why is the Murphy USA amount on my statement different from what I pumped?

When you pay at the pump, Murphy USA may place a higher temporary authorization hold to verify your card. Your bank later replaces this hold with the actual fuel amount you purchased. If the pending amount doesn’t adjust within a few business days, contact your card issuer and Murphy USA customer service with the transaction details.

Can Murphy USA place multiple charges for a single visit?

In most cases you will see only one finalized charge, but you might briefly see both an authorization hold and the final sale. If a transaction is cancelled or times out, a hold may remain visible for a short period before dropping off without posting as a real charge.

How can I confirm which Murphy USA station I was charged at?

Use the station number in the descriptor (for example, 5628) along with the date and region where you were traveling, then check the store locator on murphyusa.com or in the Murphy Drive Rewards app to match it to a specific location. Your paper receipt, if saved, will also list the store number and address.

How do I request a refund or dispute a mistaken charge from Murphy USA?

First, gather your receipt, the exact transaction amount, date, time, and the last four digits of the card used. Then contact Murphy USA through their customer service phone line or online contact form on murphyusa.com, and they can research the transaction. If you suspect fraud, you should also report it immediately to your bank or card issuer.

Does Murphy USA offer any discounts or rewards that could explain small recurring fuel charges?

Murphy USA participates in various fuel discount and rewards programs, including its own Murphy Drive Rewards and promotions tied to Walmart+. These programs usually apply discounts to qualifying fuel purchases rather than creating separate subscription charges, so repeated small amounts on your statement generally reflect individual fuel buys rather than a membership fee.

Why did Murphy USA run a small test charge or hold on my card?

Some banks and card networks allow gas stations like Murphy USA to run a small test amount or a standardized preauthorization hold when you insert your card at the pump. This is a security check to confirm the card is valid, and it is automatically reversed or adjusted to the correct final purchase amount after your bank finishes processing.

How can I contact Murphy USA about a billing or receipt issue?

You can reach Murphy USA by using the customer feedback form or contact information listed on murphyusa.com under the Contact Us section, or by calling their toll‑free customer comment line. Provide your transaction date, approximate time, station number, and amount so they can quickly locate and review your purchase.

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