Mutual of Omaha

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Mutual of Omaha is a U.S.-based insurance and financial services company that provides life, disability, health, Medicare supplement, and other group and individual insurance products. The “UNITED GRPW PREM” descriptor is typically associated with employer group insurance premium payments administered by Mutual of Omaha.

Omaha, Nebraska, USA
mutualofomaha.com

About Mutual of Omaha

Mutual of Omaha is a long‑established insurance and financial services company that offers a wide range of products, including life insurance, disability insurance, long‑term care coverage, Medicare supplement plans, and various employer‑sponsored group benefits. In public accounting and government expenditure reports, the descriptor “UNITED GRPW PREM” appears alongside Mutual of Omaha for short‑term disability and other group insurance premiums, often labeled as “United Mutual of Omaha” or “UNITED GRPW PREM dba Mutual of Omaha.”([pinal.novusagenda.com](https://pinal.novusagenda.com/AgendaPublic/AttachmentViewer.ashx?AttachmentID=34045&ItemID=21700&utm_source=openai)) These charges usually represent consolidated premium payments for group policies covering multiple employees.

On a bank or card statement, a line such as “UNITED GRPW PREM 2608120544294” generally refers to an automated debit or charge for a group insurance premium, frequently tied to employer‑sponsored benefits like short‑term disability or other group coverage administered by Mutual of Omaha. In payroll and benefits records from organizations and government entities, the same descriptor is associated with regular periodic premium payments (for example, monthly or semi‑monthly) for these group policies.([cases.stretto.com](https://cases.stretto.com/public/x182/11731/PLEADINGS/1173109262280000000086.pdf?utm_source=openai)) If you participate in an employer benefits program that includes Mutual of Omaha coverage, the charge is likely the premium for your portion (or your organization’s portion) of that insurance.

If you’re uncertain about a “UNITED GRPW PREM” charge, start by checking your employer’s benefits portal or your enrollment materials for references to Mutual of Omaha or United of Omaha group policies, especially disability or life insurance. You can also compare the charge date and amount to your pay stubs or benefits deductions. For further clarification, contact your HR/benefits department or reach out directly to Mutual of Omaha’s customer service using the contact information on your policy documents or their official website. Having your policy number, employer name, and the exact transaction date/amount ready will help them quickly identify the charge and resolve any billing questions or disputes.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Mutual of Omaha.

  1. UNITED GRPW PREM 2608120544294

Frequently Asked Questions

What does the “UNITED GRPW PREM” charge from Mutual of Omaha mean on my statement?

The “UNITED GRPW PREM” descriptor typically indicates a group insurance premium payment connected to an employer‑sponsored policy administered by Mutual of Omaha, often for benefits like short‑term disability or other group coverage. It usually corresponds to a scheduled premium deduction rather than a one‑time retail purchase.

Why is the UNITED GRPW PREM charge recurring every month?

Group insurance premiums for employer‑sponsored benefits are usually billed on a recurring monthly or semi‑monthly cycle. If you are enrolled in a Mutual of Omaha group plan through your employer, the UNITED GRPW PREM amount will often appear on a regular schedule that matches your benefits billing or payroll deduction frequency.

How can I confirm which Mutual of Omaha policy this UNITED GRPW PREM charge is for?

Check your benefits enrollment materials or HR portal for references to Mutual of Omaha or United of Omaha group plans and compare the premium amounts listed there with the charge on your statement. You can also review recent pay stubs for insurance deductions, then call Mutual of Omaha’s customer service with your employer name and any policy or group number to have them identify the specific policy tied to the charge.

Can I cancel the UNITED GRPW PREM premium if I no longer want this coverage?

To stop UNITED GRPW PREM premium charges, you typically must change or cancel your enrollment in the underlying group benefit. This is usually managed through your employer’s HR or benefits department, often during open enrollment or after a qualifying life event. Contact HR to request cancellation or coverage changes; Mutual of Omaha will update billing once your employer submits the change.

How do I request a refund or dispute an incorrect UNITED GRPW PREM charge?

First, verify with your HR/benefits office that your coverage level and effective dates are correct. If you still believe you were billed in error, contact Mutual of Omaha using the customer service number on your policy or their website, provide the transaction details and your group/policy number, and ask them to review the charge. If necessary, you can also open a dispute with your bank or card issuer while the investigation is underway.

Are there common amounts for UNITED GRPW PREM charges?

Amounts for UNITED GRPW PREM charges vary widely because they depend on your specific group plan, coverage level, and whether the employer subsidizes part of the premium. Charges may be relatively small if they represent only your employee portion of coverage, or larger if the payment aggregates premiums for multiple covered lives or multiple policies under the same group.

Can UNITED GRPW PREM appear as a pending or temporary transaction?

In most cases, UNITED GRPW PREM appears as a completed ACH or card debit rather than a small authorization hold. However, some financial institutions may show the debit as “pending” for a short period before it settles. If a pending UNITED GRPW PREM entry drops off without posting, it may have been a reversed or rejected premium attempt—contact your bank or HR if you are unsure whether coverage is still in force.

Who should I contact first if I don’t recognize a UNITED GRPW PREM charge—Mutual of Omaha or my employer?

Start with your employer’s HR or benefits department, since they can confirm whether you are enrolled in a Mutual of Omaha group plan and what premiums should be billed. If HR confirms the charge doesn’t match your enrollment, or if you obtained coverage directly from Mutual of Omaha, then contact Mutual of Omaha customer service with your policy or group number and the transaction details for further investigation.

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