Original Insurance Services

Insurance75% confidence

Original Insurance Services is an independent insurance agency based in Southern California that brokers auto, home, business, and other personal insurance policies, and also offers DMV registration and related services.

Downey, California, United States
originalinsurance.net

About Original Insurance Services

Original Insurance Services is an independent insurance brokerage and service agency operating in the Los Angeles area, with offices associated with Gardena and Downey, California. The firm works with multiple insurance carriers to place coverage for clients, including auto, home, renters, commercial, and life insurance, and it also functions as a DMV-licensed business partner for vehicle registration and title transactions. In addition, the agency is listed as a Department of Justice–approved Live Scan fingerprinting location, so it regularly collects card payments for fingerprinting and DMV service fees as well as insurance premiums.

A charge labeled “FSP*Original Ins” most likely reflects a card transaction processed through a payment platform that uses the FSP prefix, with the underlying merchant being Original Insurance Services. This could be a down payment or renewal premium for an auto or home insurance policy, a service fee for vehicle registration handled through their DMV partner program, or payment for Live Scan fingerprinting or other processing fees. Depending on how your policy was set up, it might be a one‑time charge, a scheduled renewal, or an installment payment on a financed premium.

If you’re unsure about a charge from Original Insurance Services, start by checking any recent insurance quotes, renewals, or DMV/registration work you requested around the transaction date. Look for an emailed or printed receipt from their office, and compare the amount and date to the charge on your statement. To resolve questions, you can call their listed office number during business hours, reference the last four digits of the card that was charged, and ask them to look up the transaction. If you still cannot recognize the charge after speaking with them, contact your bank or card issuer to review dispute options and to check for any other unfamiliar FSP‑prefixed transactions.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Original Insurance Services.

  1. FSP*Original Ins

Frequently Asked Questions

What types of payments to Original Insurance Services commonly appear on my card statement?

Payments to Original Insurance Services typically appear for auto, home, or business insurance premiums, DMV registration or title fees processed through their DMV partner services, or Live Scan fingerprinting and associated service fees. These may post as a one‑time premium, a renewal charge, or an installment if you arranged a payment plan.

Why does the charge appear as “FSP*Original Ins” instead of the full business name?

The “FSP*” portion is likely a payment processor prefix used by the platform handling card transactions, while the shortened merchant text “Original Ins” refers to Original Insurance Services. Some processors truncate or abbreviate the merchant name due to character limits on bank statements, which can make the charge look unfamiliar even when it is legitimate.

Could this be a recurring insurance payment set up through Original Insurance Services?

Yes. If you authorized recurring payments for your insurance policy—such as monthly auto or home insurance premiums—the charges may post on a regular schedule with a descriptor like “FSP*Original Ins.” Reviewing your policy documents or prior payment receipts should show whether you enrolled in automatic payments and on what billing cycle.

How can I verify what specific policy or service this Original Insurance Services charge is for?

Check your email or paper records for recent quotes, binders, or renewals from Original Insurance Services and look for an invoice or receipt that matches the charged amount. If you cannot locate it, call their office and provide your name, phone number, and the date and amount of the charge; they can usually look up the corresponding policy, DMV transaction, or Live Scan service in their system.

How do I cancel or change an insurance policy I purchased through Original Insurance Services?

Contact Original Insurance Services directly and request to speak with an agent about canceling or modifying your policy. They can explain any cancellation fees, minimum earned premium, or timing requirements, then submit the change to the underlying insurance carrier on your behalf. Follow up by requesting written confirmation of the cancellation or change and watching your statements for any final or prorated charges.

How do I request a refund or correction for a mistaken charge from Original Insurance Services?

If you believe you were charged in error or for the wrong amount, gather your bank statement and any receipts, then call Original Insurance Services to review the transaction. If the agency agrees it was an overcharge or duplicate, they can process a refund or adjustment through the same payment processor. If you cannot reach a resolution, contact your card issuer to open a billing dispute within their required timeframe.

Are there small temporary or pending charges associated with Original Insurance Services?

In some cases, a small temporary authorization may appear when a card is first run, especially if the transaction was keyed in or taken over the phone. These authorizations normally fall off within a few days and are replaced by the final posted amount. If a small pending FSP*Original Ins charge remains longer than a week or posts as a completed charge you don’t recognize, contact the agency or your bank for clarification.

What should I do if I don’t recognize any business with the name Original Insurance Services?

First, consider whether you recently purchased or renewed insurance, completed vehicle registration outside the DMV, or did Live Scan fingerprinting in the Los Angeles area, as those are common reasons to pay Original Insurance Services. If none of these apply and no one else on your account authorized the transaction, treat it as potentially unauthorized—contact your bank or card issuer immediately to report the charge, secure your card, and begin a fraud or billing investigation.

This merchant is in the Insurance category

Browse all

Related Merchants

Allianz
NRMA
QBE Insurance
AAMI
Bupa

Compare Original Insurance Services

vsAllianzvsNRMAvsQBE Insurance

Got more mystery charges?

Paste your bank statement codes and we'll tell you exactly who charged you.

Find out who charged you