Phillips 66

Gas Station80% confidence

Phillips 66 is a major American fuel brand that operates a network of gas stations and convenience outlets across the United States. This charge is likely from a Phillips 66-branded station located near the intersection of Big Bend Boulevard in Richmond Heights, Missouri.

Houston, TX
Owned by Phillips 66 Company

About Phillips 66

Phillips 66 is a well-known American energy company whose retail brand appears on thousands of gas stations throughout the United States. Many of these stations are locally owned and operated but sell Phillips 66-branded fuel and often include small convenience stores offering snacks, beverages, and basic automotive items. In Richmond Heights, Missouri, the Phillips 66-branded station at 1220 S Big Bend Boulevard (often locally referred to as Fowler’s ZX) is a small, family-run gas station serving drivers in the area with competitive fuel prices and basic convenience offerings.([loc8nearme.com](https://www.loc8nearme.com/missouri/richmond-heights/zx/2289271/?utm_source=openai))

A charge with a descriptor like “BIG BEND & RICHMOND HEI MO” almost certainly corresponds to a transaction at this Phillips 66-branded station near Big Bend Boulevard in Richmond Heights, Missouri. The amount will usually reflect a fuel purchase at the pump, but it may also include items bought inside the station such as drinks, snacks, or basic car supplies. In some cases, you might see a temporary pre-authorization amount (for example, a flat $75–$150 hold) when you pay at the pump; this will later adjust to the actual purchase total once the transaction is finalized by your bank.

If you have questions about this charge, first compare the transaction date and amount with any recent fuel stops you made in the Richmond Heights/Big Bend area. Check your vehicle’s fuel receipts or credit card slip if you pumped gas there around that time. Many small stations do not provide detailed online account access, so the best way to resolve an issue is usually to call the station directly using the phone number listed for the Phillips 66/ZX station at 1220 S Big Bend Blvd in Richmond Heights, or to stop by in person with your receipt and card. If you still cannot recognize the charge, contact your card issuer to dispute the transaction or to check whether your card details may have been compromised.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Phillips 66.

  1. POS PURCHASE POS002V6R56 XXX7145 BIG BEND & RICHMOND HEI MO

Frequently Asked Questions

Why does my statement show “BIG BEND & RICHMOND HEI MO” instead of Phillips 66?

Card processors often use intersection or location-based descriptors for independently owned gas stations. In this case, the Phillips 66-branded station near Big Bend Boulevard in Richmond Heights, Missouri, may appear on your statement as “BIG BEND & RICHMOND HEI MO” rather than explicitly saying Phillips 66 or Fowler’s ZX.

What types of purchases could result in a charge from this Phillips 66 station?

Most charges are for fuel pumped at the station’s gas pumps, but you may also see charges for items bought inside the small convenience store, such as drinks, snacks, tobacco products, or basic automotive supplies like motor oil or windshield washer fluid.

Why is there a larger pending amount from this gas station than the fuel I actually bought?

Many gas stations, including Phillips 66-branded locations, place a temporary pre-authorization hold when you pay at the pump—often a flat amount such as $75 or more—to verify funds. After the station submits the final sale, your bank will replace that hold with the actual purchase amount, and the extra pending amount will disappear within a few business days.

How can I confirm that this Phillips 66 charge is legitimate?

Compare the date and time of the transaction to when you last bought fuel near Big Bend Boulevard in Richmond Heights. Check your paper receipt if you kept it, or consider how often you refuel and your tank size to see if the amount makes sense. If the date, time, or amount don’t match any trip you recall, contact the station or your card issuer for further investigation.

How do I request a refund or correction from this station if I was overcharged?

Start by contacting the Phillips 66/ZX station at 1220 S Big Bend Blvd directly and bring your receipt and card if possible. The station operator can usually review the transaction on their point-of-sale system and issue a correction if an error is confirmed. If you cannot resolve it with the station, follow up with your card issuer to file a dispute.

Can I get a receipt for a past fuel purchase if I didn’t print one at the pump?

Many small stations can reprint or look up receipts by date, approximate time, pump number, and last four digits of your card. Call or visit the Big Bend Phillips 66/ZX station as soon as possible with those details so they can attempt to locate the transaction in their system.

Why do I sometimes see multiple small charges or reversals from this gas station?

When you insert your card at the pump, the station’s system may run one or more small test or pre-authorization transactions. These can appear temporarily as pending charges or reversals on your online banking but should drop off automatically, leaving only the final fuel purchase.

How can I prevent unrecognized gas station charges from appearing on my card in the future?

Always keep or photograph your fuel receipts, especially when traveling or using smaller, independent stations. Regularly review your card activity, and if you notice any gas station charge you don’t recognize—such as one from the Big Bend & Richmond Heights area—contact your card issuer promptly to lock your card and investigate possible fraud.

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