SMW Performance

Automotive60% confidence

SMW Performance appears to be a small automotive performance and racing shop based in southern New Jersey, offering performance parts and related services. The descriptor suggests the transaction was processed near Port Elizabeth, NJ.

Hammonton, New Jersey, United States

About SMW Performance

Based on available directory listings, SMW Performance is an automotive performance and racing-oriented business located on the White Horse Pike in Hammonton, New Jersey. It is listed among other race and performance shops and is described as providing performance-related automotive products and services, likely including performance parts, race preparation, and related mechanical work for enthusiasts and racers in the broader South Jersey area.

A charge labeled "Smw 0710 Port Eliza" most likely reflects an in‑person or card‑present purchase at this shop or a keyed/phone order that was processed under their merchant account, with the city truncated as "Port Eliza" for Port Elizabeth, NJ. The numeric component ("0710") is often either a store or terminal code or a date code (e.g., July 10) used by some processors. Typical transactions could include buying performance parts, paying for shop labor, dyno or tuning time, or race support services.

Because SMW Performance is a small local merchant rather than a large national brand, the best way to verify the charge is to compare the date and amount on your statement with any recent visits to a performance or race shop in the Port Elizabeth/Hammonton, NJ area and to check your email or paper receipts. If you are unsure, you can call the phone number associated with SMW Performance in online directories and ask them to look up the transaction by date and amount. If they cannot locate it, or you still do not recognize the charge, contact your card issuer to dispute the transaction or request more details from the acquiring bank behind the merchant ID.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to SMW Performance.

  1. Smw 0710 Port Eliza

Frequently Asked Questions

What does a charge labeled “Smw 0710 Port Eliza” likely represent?

This descriptor most likely refers to a card transaction processed by SMW Performance, an automotive performance shop in southern New Jersey. The “0710” may be an internal terminal or date code, while “Port Eliza” is a truncated city reference to Port Elizabeth, NJ, which is near where SMW Performance operates.

What types of purchases could I have made at SMW Performance?

Typical purchases at a performance shop like SMW Performance include performance parts (exhaust, suspension, engine components), racing supplies, tires or wheels, and possibly shop labor for installation, tuning, or race preparation. Review any recent work or upgrades you had done on your vehicle around the transaction date.

Why is the city shown as “Port Eliza” instead of Hammonton or the shop’s full address?

Card processors often store only a shortened city reference and may key off the regional processing location rather than the exact town. In this case, the processing location appears to be associated with the Port Elizabeth, NJ area, so the descriptor is shortened to “Port Eliza,” even though the business itself is listed at an address in Hammonton, NJ.

I don’t recognize this SMW Performance charge. How can I verify it?

First, check the transaction date and amount against any recent visits you made to a performance or racing shop in the Port Elizabeth/Hammonton area and look for matching receipts or invoices. If you still don’t recognize it, call the phone number for SMW Performance from an online directory and ask them to search for the transaction by date and amount. If they cannot find it, contact your card issuer for further investigation.

Could this SMW Performance charge be a card-not-present or phone order?

Yes. Smaller automotive shops sometimes take deposits or payment by phone and key the card manually into their terminal. These card-not-present transactions will still show on your statement under the same merchant name and processing city, which may explain the somewhat cryptic descriptor even if you never visited the shop in person.

Does SMW Performance place temporary authorization holds on my card?

Like most card-accepting merchants, SMW Performance may run an initial authorization for an estimated amount when you leave a vehicle for work or place an order, especially for special-order parts. That pending hold may later clear and be replaced by a final, settled charge for the exact amount billed once parts or services are finalized.

How do I dispute an SMW Performance charge I believe is fraudulent?

If you are certain you did not authorize a transaction with SMW Performance and they cannot locate matching records, contact your card issuer immediately using the number on the back of your card. Ask to dispute the charge as unauthorized; your bank can provide details tied to the merchant ID and investigate, issue a provisional credit if appropriate, and block or replace your card if there are signs of fraud.

This merchant is in the Automotive category

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