St James Richmond

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St James Richmond is a café in Richmond, Victoria, serving specialty coffee alongside breakfast, brunch, and light lunch dishes in a casual, community-focused setting.

Richmond, Victoria, Australia
stjames3121.com.au

About St James Richmond

St James Richmond is a neighbourhood café located in Richmond, Victoria, Australia, known for specialty coffee, all-day breakfast, brunch, and light lunch dishes. The venue focuses on seasonal, café-style food, quality espresso and filter coffee, and a relaxed, community-focused atmosphere. Orders are typically placed at the counter or via table service, and most payments are taken by card using an EFTPOS/credit card terminal, with options that may include tap‑and‑go, mobile wallets, and chip & PIN.

A charge from “St James Richmond,” “St James 3121,” or similar wording may appear on your bank or card statement when you pay for coffee, food, or takeaway at the café. You might also see a charge if you ordered via phone or online ordering platforms that process payments under the café’s name, or if you settled a catering or group booking invoice. Some banks group multiple same‑day transactions together, and card terminals may show slightly different merchant descriptors, so a small amount (often in the AUD $5–$40 range) for coffee, breakfast, or lunch on a date you visited Richmond is likely to be this café. In some cases, you may notice a small pending charge or pre‑authorization if your card was briefly tested or if there was an interrupted transaction that your bank still shows as pending.

If you’re unsure about a St James Richmond charge, first check your recent visits to Richmond, old receipts, and any email or SMS confirmations from food orders or catering. Compare the transaction date and amount with when you or a family member may have bought coffee or a meal. For questions, you can contact the café using the details on their website at stjames3121.com.au (check the Contact or Find Us page for current phone number and hours), and your bank can also help clarify pending or duplicated transactions. If the charge looks unfamiliar, ask household members who might have used the card, review any delivery/takeaway apps you use, and if you still believe the charge is incorrect, speak with both St James Richmond and your card issuer about disputing or reversing the transaction.

Bank Statement Variations

2 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to St James Richmond.

  1. SMP*St James Cafe Richmond AUS
  2. SMP*St James Richmond Richmond AUS

Frequently Asked Questions

Why do I see a St James Richmond charge on my card when I only bought a coffee and snack?

Café transactions often appear as a single combined amount for everything you ordered in one visit, so your coffee, food, and any extras (like alternative milk or surcharges) are bundled together. It’s common for charges at St James Richmond to be modest amounts, typically within the range of a normal café bill (for example, multiple coffees and brunch items on one receipt). Check if the date and total line up with a recent visit to Richmond for breakfast, brunch, or takeaway.

Why is there a small pending or duplicate St James Richmond charge on my statement?

You may see a small pending charge or what looks like a duplicate if the card terminal initially attempted a transaction that was cancelled or retried. Some banks show these pre‑authorizations or failed attempts as separate pending entries before they automatically drop off within a few business days. If you ultimately paid only once, the extra pending entry should disappear; if both amounts post as completed transactions, contact the café via the details on stjames3121.com.au and then your bank to query a possible double charge.

Can St James Richmond set up a recurring or subscription charge on my card?

St James Richmond operates as a walk‑in café and does not typically run subscription or ongoing membership billing directly on customer cards. Most charges are one‑off payments for in‑store dining, takeaway, or catering invoices. If you see repeating charges under this name, review whether you have regular pre‑ordered catering, standing orders, or delivery platform purchases, and contact the café and your bank if the pattern is unexpected.

What are typical charge amounts from St James Richmond?

Most individual transactions are in the usual café range, such as single‑digit to moderate double‑digit amounts in Australian dollars for coffee, breakfast, brunch, or lunch. Larger amounts may occur when paying for multiple people, group tabs, or catering orders. Comparing the exact total with what you’d expect for the number of meals or coffees purchased on that day is the best way to verify the charge.

How can I get a copy of my receipt from St James Richmond?

If you need a receipt, first check whether you were offered a printed or emailed receipt at the time of payment, as many terminals allow email or SMS receipts. If you no longer have it, note the exact date, approximate time, and amount of the transaction, then contact St James Richmond using the phone number or contact form listed on stjames3121.com.au. With those details, staff may be able to locate your transaction in their point‑of‑sale system and provide a copy or summary.

How do I resolve a charge from St James Richmond that I don’t recognize or believe is incorrect?

Start by confirming that no one in your household or workplace used your card for a café visit, takeaway, or catering order on the transaction date. If the charge still seems unfamiliar or the amount looks wrong, contact St James Richmond directly (via the contact details on stjames3121.com.au) with the date, amount, and last four digits of your card so they can investigate their records. If you suspect fraud or cannot resolve it with the café, immediately contact your bank or card issuer to report the transaction and request a dispute or chargeback review.

Does St James Richmond accept phone or online orders, and how do those charges appear?

If you placed a phone order or used an online ordering or delivery service associated with St James Richmond, the charge may still appear under the café’s name or a slightly different descriptor depending on the payment processor. The amount should match the total of your order, including any surcharges or delivery fees if applicable. Check your email or in‑app order history to confirm whether the transaction corresponds to a recent takeaway or delivery from St James Richmond.

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