Three Beans

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Three Beans is an Australian café chain serving specialty coffee, breakfast, and light café-style meals. It focuses on ethically sourced coffee and wholesome food in casual café settings, often located in shopping centres.

Sydney, NSW, Australia

About Three Beans

Three Beans is an Australian café brand based in Sydney, NSW, with multiple locations across shopping centres and high-foot-traffic areas. They specialise in ethically sourced, specialty coffee, breakfast, and light café-style meals such as wraps, salads, and baked goods. Many stores also sell retail coffee beans, cold drinks, and grab‑and‑go items, and they operate as individual café locations under the Three Beans brand.

A Three Beans charge usually appears on a bank or credit card statement after you’ve made a purchase in one of their cafés, ordered takeaway/coffee, or bought food and drinks for a group. Amounts commonly reflect café transactions such as coffees and a snack, a sit‑down breakfast or lunch, or multiple meals in one order. In some cases, you may see a slightly different or temporary amount due to an authorization hold (for example, if your card was pre‑authorised for a tab or a large catering order) or if you used a digital wallet or third‑party ordering platform that passes the payment through to Three Beans.

If you’re unsure about a Three Beans charge, start by checking recent café visits, food receipts in your email or banking app, and any digital wallet or food‑delivery orders around the same date. You can visit threebeans.com.au and use the contact form or individual store contact details to query a specific transaction—having the exact date, time, amount, and the last four digits of your card will help them locate it. For disputed or incorrect charges, speak first with the store that likely processed the payment or contact them via the website; if you still believe the charge is unauthorised, you can then contact your bank to raise a dispute or chargeback request.

Bank Statement Variations

3 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Three Beans.

  1. THREE BEANS WARRINGA\SHOP 1082 WARRINGAH
  2. Three Beans Coffee Va Brisbane AUS
  3. Three Beans Eagle St Brisbane Cit AU

Frequently Asked Questions

Why do I see a Three Beans charge on my statement when I only remember buying a coffee?

Café transactions at Three Beans are often grouped on one bill, so a coffee purchased with a snack, breakfast item, or an extra takeaway drink for someone else will appear as a single total. Also, if you tapped with a phone or watch, it may be easy to forget a small purchase made while on the go. Check the date and amount against any visit to a shopping centre or Three Beans location on that day. If you still don’t recognise it, contact the store or use the contact form at threebeans.com.au with the transaction details.

What typical amounts do Three Beans transactions appear for?

Three Beans charges usually reflect café pricing—single drinks and small snacks are often in the lower range, while full meals, multiple coffees, or group orders will be higher. It’s common to see totals that look like a standard breakfast or lunch bill, for example a couple of coffees plus meals on one receipt. If the amount seems larger than expected, consider whether you paid for more than one person, added takeaway items, or included a tip.

Can Three Beans charges be recurring or subscription-based?

Three Beans primarily operates as a café, and most charges are one‑time payments for in‑store food and drinks. They do not generally bill customers on a subscription basis for café visits. If you see what looks like a repeating Three Beans charge, it is usually because you frequently visit the same store around the same time each week or you have regular orders through a saved card or digital wallet. Reviewing your receipts or loyalty app (if you use one) can help confirm each transaction is tied to a separate visit.

Why is there a pending or slightly different amount from Three Beans on my card?

Some Three Beans locations or their payment processors may place a temporary authorisation on your card to confirm it is valid, especially for larger tabs or when running a card before the final total is known. This can appear as a pending amount that differs from your final bill. The temporary hold should automatically drop off and be replaced by the actual transaction within a few business days. If a pending amount does not clear or appears twice, contact your bank and the relevant Three Beans store with the date, time, and amount.

How can I get a copy of a receipt or tax invoice for a Three Beans purchase?

If you need a receipt or tax invoice, first check whether you received an email or SMS receipt from the payment terminal or your digital wallet. If not, note the exact date, approximate time, amount, and the store location, then contact that Three Beans café directly or submit an enquiry via threebeans.com.au. Most stores can reprint or email a copy of a recent receipt if they can locate the transaction in their system. Your bank statement alone is usually not enough for tax purposes, so requesting a proper receipt from the store is recommended.

How do I dispute or request a refund for a Three Beans charge I believe is incorrect?

Start by contacting the specific Three Beans café where the charge most likely occurred, as individual stores manage their own tills and refunds. Provide the transaction date, amount, last four digits of your card, and a brief description of the issue (for example, double charge, incorrect amount, or an item not received). Many billing issues, such as duplicate taps or wrong totals, can be corrected by the store issuing a refund or adjustment. If you cannot resolve it with the café, reach out through the contact form at threebeans.com.au and then speak with your bank about formally disputing the charge if needed.

How can I contact Three Beans about a mystery charge on my statement?

Go to threebeans.com.au and use the contact or enquiry form, or look up the specific store location you visited to find its phone number or email. When you contact them, have your bank statement handy with the transaction date, exact amount, and the last four digits of the card used so they can search their payment records. If you paid via a digital wallet or food‑delivery app, also include a screenshot of that order. Providing clear details usually allows the store or support team to confirm what was purchased and who processed the payment.

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