American Charlie Grill & Tavern

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American Charlie Grill & Tavern is an all‑American themed restaurant in Panama City Beach, Florida, serving classic American comfort food, steaks, seafood, and cocktails in a patriotic setting.

Panama City Beach, Florida, USA
americancharlie.com

About American Charlie Grill & Tavern

American Charlie Grill & Tavern is an all‑American eatery located in The Shoppes at Edgewater in Panama City Beach, Florida. The restaurant features a patriotic theme and menu, offering classic American dishes that have become staples over the past century—everything from fried chicken, pot roast, burgers, steaks, and seafood to hearty salads, chowders, and mac and cheese. It’s operated by the local team behind Firefly PCB and related concepts and has quickly become known as a casual but polished spot to watch a game, enjoy live music, or have a family dinner. ([wjhg.com](https://www.wjhg.com/2022/04/01/love-food-country-american-charlie-grill-tavern/?utm_source=openai))

A charge from American Charlie Grill & Tavern typically appears after in‑person dining at the restaurant or bar, including food, alcoholic beverages, and gratuity if added to the card payment. Depending on your bank, you may see an initial pending authorization that can differ slightly from the final amount, especially if a tip is later added or adjusted. The descriptor on your statement may be shortened or partially truncated (for example, showing only “PY *AMERICAN CH E” or similar), but when combined with a Panama City Beach, FL location and restaurant‑sized amount, it usually indicates a visit to this specific restaurant. ([restaurantji.com](https://www.restaurantji.com/fl/panama-city-beach/american/?utm_source=openai))

If you don’t recognize the charge, first check any receipts, email confirmations, or calendar entries from the date in question to see if you or a family member dined at American Charlie. You can also contact the restaurant directly using the phone number and contact details on their official website to confirm the transaction and the ticket number associated with your card. If you still believe the charge is incorrect or fraudulent, reach out to your bank or card issuer to dispute the transaction; they may ask for details like the transaction date, amount, and the merchant descriptor as it appears on your statement.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to American Charlie Grill & Tavern.

  1. Signature POS Debit 08/19 FL P C BEACH PY *AMERICAN CH E SEQ# 033946 8244

Frequently Asked Questions

Why do I see a charge from PY *AMERICAN CH E or AMERICAN CHARLIE on my statement?

This descriptor is typically how American Charlie Grill & Tavern appears on card statements. The charge usually reflects a dine‑in visit or bar tab at their Panama City Beach restaurant, including any tip you added when you signed the receipt.

What types of purchases commonly result in charges from American Charlie Grill & Tavern?

Most charges come from in‑restaurant dining—entrées like fried chicken, steaks, burgers, seafood dishes, appetizers, desserts, and drinks from the full bar. Group tabs or bar tabs consolidated onto one card will appear as a single charge for the full amount.

Does American Charlie Grill & Tavern place temporary authorization holds on my card?

Yes, like many restaurants, your bank may show a temporary pending authorization when your card is first run, which can later update to the final amount after the check is closed and any tip is added. The pending amount may be lower or slightly different from the final posted charge but should settle within a few business days.

How can I get a copy of my receipt from American Charlie if I have a billing question?

Call the restaurant using the phone number listed on americancharlie.com and provide the date, approximate time of visit, card type, and last four digits of your card. Staff can usually look up the check in their point‑of‑sale system and provide details or a duplicate receipt.

Can I set up a tab at the bar, and how will it appear on my card?

Guests can typically open a bar tab by leaving a card with the bartender. The card is pre‑authorized, and a single final charge posts when the tab is closed. On your statement this will appear as one American Charlie Grill & Tavern transaction for the total, including drinks, food, and any tip.

How do I request a refund or dispute an incorrect charge from American Charlie?

If you believe you were overcharged—for example, if the wrong tip was applied or items were duplicated—contact the restaurant directly as soon as possible with your receipt details. They can review the ticket and, if appropriate, issue a partial or full refund. For suspected fraud or if you cannot resolve it with the restaurant, contact your bank or card issuer to open a dispute.

Does American Charlie Grill & Tavern offer any recurring subscriptions or memberships that could cause repeat charges?

No, American Charlie Grill & Tavern operates as a traditional restaurant and bar and does not typically bill customers on a subscription or membership basis. Multiple charges over several days or weeks usually indicate separate visits or tabs, not an automatic recurring fee.

What should I do if I don’t recognize an American Charlie Grill & Tavern charge and haven’t been to Panama City Beach?

If you have never visited Panama City Beach or dined at American Charlie, contact your bank or card issuer immediately to report potential fraud and request a new card. You can mention that the merchant is a restaurant located in Panama City Beach, Florida, which may help your bank confirm that the transaction is inconsistent with your normal activity.

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