CH&CO

Restaurant90% confidence

CH&CO is a UK-based contract catering and hospitality company that provides food and beverage services for workplaces, education, venues, visitor attractions, and events across the UK and Ireland.

Reading, United Kingdom
Owned by Compass Group plc

About CH&CO

CH&CO is a leading British contract catering and hospitality group that creates and manages food and drink services at workplaces, schools, universities, visitor attractions, historic venues, and major cultural institutions. The company operates through multiple specialist brands and divisions, delivering everything from everyday staff restaurants and school meals to high-end event catering, fine dining, and café concepts. They are known for their focus on sustainability, holding top-level sustainability accreditations and a Royal Warrant for catering services, and are active at landmark locations such as the Royal Opera House, Royal Botanic Gardens, Kew, and the Tower of London.

A charge reading like “CH CO 1514 T.O.L. London” is very likely a transaction for food and beverage purchased at a CH&CO-operated catering outlet or event space at the Tower of London (“T.O.L.”) or another CH&CO-run venue in London. This could be for a café, restaurant, bar, event catering, or hospitality package run on-site by CH&CO under contract. The amount could represent a one-off purchase at a till, a bar tab, or catering attached to a ticketed event or private function; in some cases, there may also be temporary card authorisation holds if the venue opens a tab.

If you have questions about this charge, first confirm whether you or someone with access to your card recently visited the Tower of London or another London venue served by CH&CO around the transaction date, and check any receipts or email confirmations from the event or attraction. To resolve issues, you can contact the venue directly and ask for the catering provider (often CH&CO or one of its sub-brands) or reach out through CH&CO’s corporate contact channels listed on their website, providing the date, amount, and last four digits of your card so they can locate the transaction. If you still don’t recognise the charge after checking with family members and the venue, contact your card issuer to dispute or block the card as appropriate.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to CH&CO.

  1. CH CO 1514 T.O.L. London

Frequently Asked Questions

Why does my statement show a charge from "CH CO 1514 T.O.L. London"?

This descriptor typically refers to CH&CO’s catering operation at or associated with the Tower of London (T.O.L.) in London. The charge usually relates to food or drink purchased at a CH&CO-run café, restaurant, bar, or event at that site, or potentially another CH&CO-managed venue in the area using a similar merchant ID.

Is CH&CO a restaurant or something else?

CH&CO is a contract catering and hospitality group rather than a single public restaurant brand. They run the on-site food and beverage services for many workplaces, schools, and iconic visitor attractions, including the Tower of London, so your charge most likely reflects spending at one of those CH&CO-operated outlets.

Can CH&CO charges appear as different amounts for the same venue?

Yes. Because CH&CO operates multiple outlets and price points within venues, you may see small café purchases, full restaurant bills, bar tabs, or pre-booked event catering, all under similar CH&CO merchant descriptors. The exact amount depends on what was purchased and whether service or event fees were included.

Does CH&CO place temporary authorisation holds on my card?

At some bars or event spaces CH&CO operates, staff may open a tab and place a temporary authorisation hold on your card. The final amount captured may differ slightly from the initial hold, for example when tips or additional items are added. Any unused difference from the hold should drop off your account within a few business days, depending on your bank.

How can I get a receipt or invoice for a CH&CO Tower of London transaction?

If you need a receipt, first check any printed receipt you were given on site or confirmation emails from the Tower of London or event organiser. If you no longer have these, contact the Tower of London or the specific venue you visited, ask for the catering or CH&CO team, and provide the transaction date, time, and amount so they can search their till records and reissue documentation where possible.

How do I dispute a CH&CO charge I don’t recognise?

Start by confirming whether anyone else with access to your card visited the Tower of London or another CH&CO-catered location around that time. If no one recognises it, contact the venue or CH&CO through the contact details on chandcogroup.com with your transaction details. If they cannot locate the transaction or you believe it is fraudulent, notify your card issuer immediately to raise a dispute and consider cancelling or replacing your card.

Does CH&CO offer refunds for mistaken or duplicate charges?

Refunds are handled at the outlet or venue level. If you suspect you were overcharged or billed twice, contact the specific café, restaurant, or event venue where you paid and ask to speak to a manager or the CH&CO catering manager. With your receipt or card statement and visit details, they can check their POS records and, if appropriate, process a refund back to your card.

How can I contact CH&CO about a billing issue?

For billing questions, you can either contact the venue directly and ask for the CH&CO catering or hospitality manager, or use the enquiry/contact form and details provided on chandcogroup.com. Include your name, contact information, venue name, visit date, transaction amount, and the last four digits of your card to help them trace the payment in their systems.

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