Cheddar Up

Cheddar Up is a digital payments and forms platform designed for groups, schools, PTAs/PTOs, teams, and community organizations to collect payments and information online. It allows organizers to set up customized pages to accept dues, fees, donations, event registrations, and product sales, often on behalf of clubs or parent-teacher organizations. The reference to “CH PTSA” in your descriptor likely refers to a specific Parent Teacher Student Association using Cheddar Up to collect funds, and the additional numbers identify that particular collection.

A charge with a descriptor like “CHEDDARUP* CH PTSA 185-55243332 CO” typically appears when you make a one-time payment, donation, registration, or purchase through a Cheddar Up link or page, often shared by a school or group. This could be for things such as school fees, spirit wear, event tickets, fundraisers, or membership dues. In most cases these are single transactions, but you may also see recurring charges if you agreed to a repeating payment set up by the organizer.

If you have questions about a Cheddar Up charge, first search your email for “Cheddar Up” to find the original receipt or confirmation, which usually lists the organizing group (such as the PTSA) and what you paid for. You can also log into your Cheddar Up account, if you created one, to review past transactions. For disputes, refunds, or to correct an amount, you generally need to contact the organizing group (e.g., the PTSA) listed on the receipt, because they control the collection and refund policy; Cheddar Up itself is the payment platform and does not decide whether a refund is granted. If you suspect fraud and cannot identify the charge after checking email and with your school or group, contact your card issuer for further assistance.