Fathom

Software95% confidence

Fathom is a cloud-based financial analysis, forecasting, and management reporting software platform used by businesses and accounting firms to turn accounting data into visual insights and performance reports.

Brisbane, QLD, Australia
Owned by The Access Group

About Fathom

Fathom (fathomhq.com) is a cloud-based financial analysis, forecasting, and management reporting platform headquartered in Brisbane, QLD, Australia. It connects to popular accounting systems such as Xero, QuickBooks Online, MYOB, and Excel to turn raw accounting data into visual dashboards, KPI tracking, consolidated reports, and multi‑period forecasts. Fathom is used by small and mid-sized businesses, CFOs, and accounting firms to monitor performance, create board-quality reports, run scenarios, and support advisory services.

A Fathom charge usually appears on a bank or card statement when you (or your accountant/bookkeeper) sign up for a subscription, upgrade a plan, add more companies/entities to your account, or switch to annual billing. Charges may also relate to a free trial that converted to a paid plan, a plan renewal (monthly or annual), or a payment processed on behalf of your accounting firm if they manage Fathom as part of an advisory package. In some cases, you may see a small temporary authorization when you first add or update a card—this is a verification hold and typically disappears within a few days without settling.

To verify or resolve a Fathom charge, start by logging into your Fathom account at fathomhq.com and checking the My Account or Billing section for current plans, invoices, and payment history. If your Fathom access is managed through an accountant or bookkeeping firm, contact that firm first, as they may be billing you for Fathom within their service bundle. For direct support, you can reach Fathom via the in-app help widget, the support portal at help.fathomhq.com, or by emailing support@fathomhq.com with your organization name, approximate charge date, and amount so they can locate the transaction. Common issues—such as cancelling a trial, downgrading, or updating a card—can usually be handled in your account settings, and any suspected unauthorized charges should be reported to both Fathom and your bank or card issuer promptly.

Bank Statement Variations

3 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Fathom.

  1. FATHOM AN ACCESS CO CHATSWOOD AU
  2. FATHOM AN ACCESS CO CHATSWOOD AUS
  3. FATHOM APPLICATION EVERTON HILLS AUS

Frequently Asked Questions

Why do I see a charge from FATHOMHQ or FATHOM on my bank or card statement?

A Fathom charge generally indicates that someone using your card or account has an active Fathom subscription, has just completed a free trial that rolled into a paid plan, or has upgraded/added more companies to an existing account. The descriptor often appears as “FATHOMHQ”, “FATHOM”, or similar. If you work with an accountant or bookkeeping firm, they may also be using Fathom to provide you with management reports and could be passing the subscription cost through to you.

What are Fathom’s typical subscription prices and billing options?

Fathom offers subscription plans that are usually priced per organization (company) and can be paid monthly or annually, with discounts for annual billing. While exact pricing varies by region and current offers, plans commonly start in the ballpark of US$40–60 per month for a single company, with higher tiers for multiple companies and accounting firms managing client groups. You can view current pricing and currency options at fathomhq.com/pricing or from within your account’s Billing section.

Why was I charged by Fathom after my free trial ended?

When you start a Fathom free trial and enter your payment details, the account is set to automatically convert to a paid subscription at the end of the trial period unless you cancel beforehand. If you see a charge right after your trial end date, it’s likely the first billing cycle for your chosen plan. You can confirm this by logging into Fathom, going to My Account or Billing, and checking your subscription start date and invoices.

How do I cancel or pause my Fathom subscription to stop future charges?

To cancel, log into Fathom, go to My Account (or Settings) > Billing / Subscription, and follow the prompts to downgrade or cancel your plan before your next renewal date. After cancellation, your access will typically continue until the end of the current billing period, and you won’t be billed again unless you reactivate. If your subscription is managed through an accountant or advisory firm, you must request cancellation directly from that firm, as Fathom support cannot alter their billing arrangements.

Why do I see a small pending or $0–$2 charge from Fathom on my card?

Fathom may place a small temporary authorization on your card when you first add or update a payment method to verify that the card is valid. This is not an actual fee and will either appear as a $0 authorization or a very small pending amount that is automatically reversed within a few business days. Only your active monthly or annual subscription fees will settle as real charges.

How can I get a copy of my Fathom invoice or receipt for this charge?

Log into your Fathom account and navigate to My Account > Billing or Invoices to download PDF invoices and receipts for all processed payments. Each invoice will show the billed organization, billing period, plan type, and tax details (if applicable). If you don’t have direct access—because your accountant manages the account—ask them to download and share the relevant invoice, or contact Fathom support at support@fathomhq.com with your organization name and the last 4 digits of the card used.

How do I request a refund or dispute a Fathom charge I don’t recognize?

If you believe you were charged in error, contact Fathom support as soon as possible via the in-app chat or by emailing support@fathomhq.com with the transaction date, amount, and statement descriptor. Fathom reviews refund requests on a case‑by‑case basis, typically for recent charges and situations like accidental upgrades or unintentional renewals. For suspected fraud or an unrecognized card use, also notify your bank or card issuer immediately so they can secure your account and, if needed, initiate a chargeback.

The Fathom charge amount changed from last month—what could cause that?

Your Fathom billing can change if you upgrade or downgrade plans, add or remove companies/entities, switch between monthly and annual billing, or if taxes applicable to your region are added or updated. In accounts managed by advisors, the advisor may also adjust the number of client organizations they include in your bundle, which can alter the pass-through amount you see. Check your Fathom Billing page or recent invoices for line‑item details, or ask your accountant if they manage the subscription for you.

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