IHOP

IHOP (originally International House of Pancakes) is a large American casual dining restaurant chain specializing in breakfast foods such as pancakes, waffles, French toast, omelettes, and crepes, along with burgers, sandwiches, and dinner entrees. Most locations are full-service, sit-down restaurants that serve breakfast all day as well as lunch and dinner. IHOP operates primarily in the United States with additional international locations through a franchise model.

A charge labeled something like “IHOPMOGW5” on your card statement is very likely from a purchase at an IHOP restaurant, with the extra letters and numbers representing an internal store or terminal ID. This charge could come from dining in, takeout, or in some locations third‑party delivery that was processed directly by the restaurant. Tips added after the initial authorization (such as when you write in a tip on a paper receipt) can cause the final amount to be slightly higher than the original pending charge.

If you’re unsure about the charge, the best first step is to check recent meal receipts, email confirmations (for online orders where applicable), or your banking app for the transaction date and amount. You can contact the specific IHOP location you visited (phone numbers are typically listed on ihop.com or on your receipt) and provide the date, time, and amount so they can look up the transaction. For billing disputes or suspected fraud, contact your card issuer promptly; they may also ask if anyone else on your account could have visited IHOP around that time.