John Steven Roy Middleton

Other58% confidence

John Steven Roy Middleton appears to be an individual sole trader based in Rose Bay, New South Wales, Australia, using his personal name for business transactions. Public records list him as an ABN holder but do not clearly indicate the specific industry or services provided.

Rose Bay, New South Wales, Australia

About John Steven Roy Middleton

John Steven Roy Middleton is registered in Australia as an individual/sole trader operating under his personal legal name, with an address in the 2029 postcode area, which corresponds to Rose Bay in New South Wales. Australian Business Register records indicate an ABN associated with “MIDDLETON, JOHN STEVEN ROY” at this postcode, suggesting that card payments with a descriptor like “JOHN STEVEN ROY MIDDLE ROSE BAY AUS” are tied to this individual’s business activities rather than to a large, branded company.

Because his registration appears under a personal name without a separate trading name, and no clear public profile or website is visible, the exact nature of his work (for example, professional services, consultancy, property or trade-related services) is not obvious from public data alone. A charge from this descriptor is likely to be a one‑off or occasional payment for services or goods arranged directly with him—such as local professional services, contract work, or possibly payments related to property or freelance work—rather than a recurring subscription from a well‑known brand.

If you’re unsure about this charge, start by checking any recent invoices, contracts, or receipts you might have that reference an individual named John Steven Roy Middleton or an ABN linked to that name. Compare the transaction date and amount with any recent work performed or local services you used in the Rose Bay area. If you have his contact details from prior correspondence (email, phone, invoice header), reach out directly to request a copy of the invoice or clarification of the charge. If you are unable to identify the transaction, you should contact your card issuer, provide them with the full descriptor (including date and amount), and ask them to investigate or dispute the charge if necessary.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to John Steven Roy Middleton.

  1. JOHN STEVEN ROY MIDDLE ROSE BAY AUS

Frequently Asked Questions

Who is John Steven Roy Middleton on my card statement?

This descriptor refers to an Australian individual/sole trader named John Steven Roy Middleton, registered under his personal name and associated with the 2029 postcode (Rose Bay, NSW). The charge is most likely for services or goods you arranged directly with him rather than from a large, branded business.

What kinds of services or products might I have purchased from John Steven Roy Middleton?

Public records only show that John Steven Roy Middleton is an ABN holder and do not clearly specify his line of business. The payment is likely tied to something arranged directly—such as professional, freelance, or local services in or around Rose Bay—so check any recent work, appointments, or private agreements you may have made with an individual provider.

Does John Steven Roy Middleton charge recurring subscription fees?

There is no public indication that he operates a subscription‑style service. Most transactions under a personal‑name sole trader like this are one‑off or occasional payments tied to specific services, projects, or invoices rather than automated monthly billing. Review whether you agreed to any ongoing service or retainer with him.

How can I verify what this charge from John Steven Roy Middleton is for?

Match the transaction date and amount to any invoices, quotes, or email correspondence you have with an individual named John Steven Roy Middleton or an ABN under that name. Look through recent service bookings, local work done at your home or business, or consulting engagements in the Rose Bay area. If you locate an invoice, it should describe the work performed and the agreed price.

How do I contact John Steven Roy Middleton about a billing question or refund?

Because there is no clearly identifiable public website or central customer support, you’ll need to use the contact details you previously received from him—such as the phone number, email address, or postal details on an invoice or contract. Provide the transaction date, the last four digits of your card, and the amount when requesting clarification or a refund.

Why do I see an authorization or pending charge from JOHN STEVEN ROY MIDDLE ROSE BAY AUS?

Some individual merchants process a small authorization or a pre‑charge when taking card details, especially for bookings or deposits. This can appear as a pending transaction before settling for the final amount. If the service was canceled or the final amount differs, the original hold should automatically drop off within a few business days.

What should I do if I don’t recognize a charge from JOHN STEVEN ROY MIDDLE ROSE BAY AUS?

First, check with family members or colleagues who may share the card or account to see if they authorized a payment to an individual provider in Rose Bay. Look through your recent emails and messages for any invoice or quote from John Steven Roy Middleton. If you still can’t identify the transaction, contact your card issuer promptly to report it as unfamiliar and ask about options for investigation, chargeback, or blocking further charges.

Can my bank provide more details about the John Steven Roy Middleton transaction?

Your bank can usually see the same descriptor you do, but they may also have internal reference data, such as the merchant’s ABN or acquiring bank. Ask them to check for additional merchant details linked to the transaction and to advise you on next steps if the charge remains unrecognized or appears fraudulent.

This merchant is in the Other category

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