Question 1

What types of purchases usually show up as a Johnson Five Pty Ltd charge?

Accepted Answer

Most Johnson Five Pty Ltd charges come from ordering food or drinks at one of their Terrigal beachside venues, such as Surf Cafe Terrigal, Terrigal Surf Café, or Sheerwater Terrigal Beach Cafe & Kiosk. Typical transactions include breakfast or brunch meals, coffee, juices, and takeaway items purchased in person using tap‑and‑go or chip‑and‑PIN at their point‑of‑sale terminals.([australiacheck.com](https://www.australiacheck.com/business/38613003811/johnson-five-pty-ltd?utm_source=openai))

Question 2

What are the typical amounts for Johnson Five Pty Ltd or Surf Cafe Terrigal transactions?

Accepted Answer

Restaurant and review listings indicate that Terrigal Surf Café / Surf Cafe Terrigal is a casual café with a price range of roughly A$1–A$20 per person, so most single charges will fall within or near that range depending on what you ordered and how many people you paid for. A simple coffee might be a small amount (around A$4–A$6), while full meals for a couple or family can add up to larger totals if multiple dishes and drinks are included.([restaurantguru.com](https://restaurantguru.com/Surf-Cafe-Terrigal?utm_source=openai))

Question 3

Why do I see Johnson Five Pty Ltd on my statement instead of Surf Cafe Terrigal or Sheerwater Terrigal?

Accepted Answer

Many Australian cafés are owned by a company that trades under different business names, and the bank descriptor often shows the underlying company name rather than the shopfront brand. In this case, Johnson Five Pty Ltd is the registered company behind trading names such as Sheerwater Terrigal Beach Cafe & Kiosk, Surf Cafe Terrigal Beach, Terrigal Surf Café and Terrigal Beach Bakery & Kiosk, so your bank may display any combination of the company and trading names.([australiacheck.com](https://www.australiacheck.com/business/38613003811/johnson-five-pty-ltd?utm_source=openai))

Question 4

Can Johnson Five Pty Ltd create recurring or subscription charges?

Accepted Answer

These venues primarily operate as walk‑up cafés and kiosks, and their charges are normally one‑off card payments at the time of purchase. They do not advertise ongoing subscription or membership billing; if you see repeated similar amounts each month, check that they correspond to separate visits or orders and contact the café or your bank if they do not.([coastiesmag.com.au](https://coastiesmag.com.au/the-six-best-terrigal-cafes-which-one-is-for-you/?utm_source=openai))

Question 5

Why do I see a pending or duplicate Johnson Five Pty Ltd charge?

Accepted Answer

A pending Johnson Five Pty Ltd charge can occur if the café’s payment terminal placed an initial authorisation (for example, when verifying a card or opening a tab) and then processed the final amount separately. In most cases, the pending authorisation will drop off automatically within a few business days and you’ll only be billed once; if both amounts post to your account, contact the café and your bank with screenshots of the duplicate transactions so one can be reversed. (Authorisation behaviour can also vary by card issuer.)

Question 6

How can I get a receipt or tax invoice for a Johnson Five Pty Ltd transaction?

Accepted Answer

If you didn’t receive or keep your printed receipt, you can request a copy from the venue you visited—most visitors will have paid at Surf Cafe Terrigal or a related Terrigal beach kiosk. Call +61 2 4384 6283 during operating hours and provide the date and approximate time of your visit, the total amount, and the last four digits of your card so staff can search their point‑of‑sale system and reprint or email a tax invoice.([australia.worldplaces.me](https://australia.worldplaces.me/restaurants-in-terrigal/37512-surf-cafe-terrigal.html?utm_source=openai))

Question 7

How do I dispute or request a refund for a Johnson Five Pty Ltd charge I don’t recognise?

Accepted Answer

Start by contacting the café directly (for Surf Cafe Terrigal / Terrigal Surf Café, phone +61 2 4384 6283) and calmly explain the issue, providing the exact transaction details from your statement. They can usually confirm whether the transaction matches a receipt in their system and, if an error is found (such as an incorrect amount or duplicate charge), they can process a reversal or refund back to your card in line with standard Australian consumer law. If you believe your card was used fraudulently or you can’t resolve the issue with the business, immediately contact your bank or card issuer to report the transaction and begin a chargeback or fraud investigation.([australia.worldplaces.me](https://australia.worldplaces.me/restaurants-in-terrigal/37512-surf-cafe-terrigal.html?utm_source=openai))

Question 8

What if I’m overseas and don’t remember visiting Terrigal, NSW, but see this charge?

Accepted Answer

Because Johnson Five Pty Ltd runs local cafés and kiosks in the Terrigal area of New South Wales, genuine charges almost always relate to an in‑person visit to Terrigal Surf Café / Surf Cafe Terrigal or a nearby beach kiosk.([australiacheck.com](https://www.australiacheck.com/business/38613003811/johnson-five-pty-ltd?utm_source=openai)) If you haven’t been to Australia—or to the Central Coast region—around the transaction date, treat the charge as suspicious: lock your card via your banking app if possible, report the transaction to your bank immediately, and ask whether your card details may have been compromised or cloned.

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