Jose Ramon Portales Lam

Other60% confidence

Jose Ramon Portales Lam appears to be an individual or sole proprietor issuing invoices, likely for professional or freelance services, rather than a well-known company or brand.

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About Jose Ramon Portales Lam

The name "Jose Ramon Portales Lam" does not correspond to any widely recognized commercial brand, online service, or retail business. Public records in Mexico list a person with this exact name in an educational employment context, which suggests this is an individual rather than a corporation or franchised business. In the context of a card statement, this descriptor is most consistent with a sole proprietor or freelancer using an invoicing or payment platform to bill for services such as private lessons, consulting, professional work, or other one‑off engagements.

A charge reading "New invoice from JOSE RAMON PORTALES LAM #XQORJQZW-0001" likely originates from an online invoice sent to you, where you approved or paid the bill through a payment processor (for example via email link or an online portal). The invoice number (here, "#XQORJQZW-0001") is typically generated by that platform or by the individual to track specific jobs or projects. It is usually a one‑time charge, but if you have an ongoing arrangement (e.g., recurring tutoring or consulting), similar descriptors may appear regularly with different invoice numbers.

If you do not recognize this charge, first search your email for "Jose Ramon Portales Lam" or for the invoice number shown in the descriptor; invoices or receipts will often include detailed line items and contact information. Check any recent agreements for freelance work, lessons, or small professional services you may have booked. If the charge remains unclear, contact your card issuer and ask them for any additional details they can see (such as the payment processor name or any email/phone data on file) and consider disputing the transaction if you still cannot verify it. Avoid searching random people sites for personal contact details; instead, rely on the invoice, email thread, or platform where you received the bill.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Jose Ramon Portales Lam.

  1. New invoice from JOSE RAMON PORTALES LAM #XQORJQZW-0001

Frequently Asked Questions

What kind of services does Jose Ramon Portales Lam typically charge for?

Based on the descriptor format, this appears to be an invoice from an individual or sole proprietor, which usually indicates professional or freelance services such as tutoring, consulting, technical work, or similar one‑off projects. You can confirm by locating the original invoice or email associated with the charge.

Why does my statement say "New invoice from JOSE RAMON PORTALES LAM #XQORJQZW-0001"?

That wording suggests the payment was processed through an invoicing or payment platform that labels card charges with both the sender’s name (Jose Ramon Portales Lam) and an internal invoice number (#XQORJQZW-0001). It is essentially a record that you paid a specific invoice issued by this person.

Is this a recurring subscription or a one‑time payment?

Most invoice‑numbered descriptors like this are one‑time payments tied to a specific invoice. However, if you have an ongoing arrangement (for example, weekly lessons or regular project work), you may see multiple charges over time, each with a different invoice number. Checking your email or account on the invoicing platform will show whether it is recurring.

How can I cancel future charges from Jose Ramon Portales Lam?

Since this appears to be an individual rather than a subscription service, there is usually no automated "subscription" to cancel. You would instead stop authorizing new invoices—contact Jose Ramon Portales Lam via the email or phone listed on the invoice and end or change the service arrangement. If you see any invoices you did not authorize, contact your bank or card issuer immediately.

How do I request a refund for a payment to Jose Ramon Portales Lam?

Refunds must be arranged directly with the individual who issued the invoice. Locate the original invoice or email notification, which should include reply‑to contact details. Send a written request explaining the reason for the refund and keep a record of your communication. If they do not respond or refuse a legitimate refund, you can ask your card issuer about disputing the charge.

Why can’t I find an official website for Jose Ramon Portales Lam?

There is no clear evidence that this name corresponds to a branded company with a public website; it appears to be a private individual or sole proprietor. Many freelancers operate through platforms or direct email invoicing without maintaining a dedicated business site, so the best information is usually in the invoice or the platform you used to pay.

How can I verify that this charge from Jose Ramon Portales Lam is legitimate?

Start by searching your email, text messages, or messaging apps for the name "Jose Ramon Portales Lam" or the invoice number from your statement. Look for a matching invoice, contract, or work order. Confirm that the billed amount, date, and currency match your records. If nothing matches and no one in your household authorized the payment, contact your card issuer to report a potentially unauthorized transaction.

What should I do if I see multiple unexpected charges from Jose Ramon Portales Lam?

Review each charge’s date and amount and compare them with any services or lessons you may have used. Then, check your email or invoicing platform accounts to see if multiple invoices were issued. If you still cannot reconcile the charges, reach out to your bank or card issuer to flag them, and request they investigate or block further payments while you seek clarification.

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