Michael John Pty Ltd is an Australian proprietary limited company that processes card payments via Square, likely operating as a small local business such as a professional services or personal services provider. The exact industry and trading name are not clearly identifiable from public records or the card descriptor alone.
Australia
About Michael John Pty Ltd
Michael John Pty Ltd is an Australian proprietary limited company (Pty Ltd) registered in Australia, which appears in card statements through the payment processor prefix “SQ *”, indicating that it uses Square to accept card payments. Public company registries confirm that an entity called Michael John Pty Ltd exists as a limited-by-shares Australian proprietary company, but they do not clearly disclose its trading name, industry, or a dedicated website, which suggests it is a relatively small or privately held business rather than a national consumer brand.([asic4.com](https://asic4.com/companies/790859/michael-john-pty-ltd/?utm_source=openai))
A charge with the descriptor “SQ *MICHAEL JOHN PTY LT.” would typically appear when you made an in‑person or online payment to this business using a Visa card, with Square handling the transaction. This could be for a one‑time purchase or service (for example, consulting, trades, or personal services) rather than a widely recognized subscription or e‑commerce platform. Because the descriptor only shows the legal company name and not a clear trade style or industry, the card statement on its own does not provide enough information to determine exactly what was purchased.
If you are unsure about this charge, first check your email and SMS for receipts from Square for the same date and amount; Square often emails receipts directly from the merchant at the time of sale. You can also review your calendar and messages to recall any appointments or services around the transaction date. If your bank offers receipt or merchant detail enrichment in its app, tap into the transaction for any expanded info (phone, map pin, or notes). If the charge is still unfamiliar, contact your bank to request the authorization details (such as terminal ID or location) and, if necessary, initiate a dispute while they investigate. Because the business is small and not easily found online, your bank and Square are often the most practical paths to getting more information or resolving a billing issue involving Michael John Pty Ltd.
Bank Statement Variations
1 known variations
These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Michael John Pty Ltd.
Why does my statement show “SQ *MICHAEL JOHN PTY LT.” instead of a business name I recognize?
The “SQ *” prefix indicates that the payment was processed by Square, a card payment processor. The text that follows—“MICHAEL JOHN PTY LT.”—is the legal name of the merchant’s company, not a consumer‑facing brand name. Many small Australian businesses use their legal Pty Ltd name on their Square account, so the descriptor may not match the shopfront or trading name you remember.
What kind of business is Michael John Pty Ltd and what might I have purchased?
Public records confirm that an Australian company called Michael John Pty Ltd exists, but they do not clearly list its trading name or industry, so from the descriptor alone we cannot reliably tell what type of goods or services you purchased. The charge is most likely from a smaller local business—such as a professional, trades, or personal service provider—that used Square to process your card payment. Checking your receipts, calendar, and messages around the transaction date is the best way to pinpoint the exact purchase.
Is the Michael John Pty Ltd charge a subscription or a one‑time payment?
In most cases, Square‑processed charges like “SQ *MICHAEL JOHN PTY LT.” are one‑time payments for in‑person or ad‑hoc services. However, some small businesses use Square for recurring invoices or memberships. If you see the same amount charged on a regular schedule (for example, monthly), log into your email or Square receipts to see if you have any recurring invoices from this merchant, or ask your bank for the merchant’s invoice details.
How can I get a receipt or invoice for the Michael John Pty Ltd transaction?
If you entered an email or mobile number at the time of payment, Square may have sent you a digital receipt directly from the merchant—search your inbox or SMS for “Square receipt” or the transaction amount and date. If you do not find one, contact your bank and ask whether they can provide the merchant contact details tied to the transaction, so you can request a copy of the invoice or receipt from the business.
Can I get a refund for a Michael John Pty Ltd charge?
Refunds for a Square‑processed charge can only be issued by the merchant, not by Square or your bank. If you recognize the underlying business, contact them directly and reference the date, amount, and last four digits of your card. If you cannot identify the merchant at all and believe the charge is unauthorized, report it to your bank immediately so they can block your card if needed and investigate or raise a dispute on your behalf.
Why do I see a pending or slightly different amount from Michael John Pty Ltd?
Some merchants using Square may place an initial authorization on your card, which can appear as a pending transaction that later posts for the final amount (for example, after tips or adjustments). This can temporarily show as two similar entries: an authorization that eventually drops off and a final settled charge. If the pending entry does not clear or you see both an authorization and a final charge posted, contact your bank to review and correct any duplicate billing.
How can I verify that the Michael John Pty Ltd charge is legitimate?
First, match the date and amount on your statement with your recent activities—appointments, local purchases, or services that may have used a Square reader. Look for Square email or SMS receipts around that date. If you still cannot link it to a known purchase, call the number on the back of your card and ask your bank to provide any merchant location or contact details attached to the transaction. If the bank cannot tie it to a legitimate purchase you remember, you can file a fraud or billing dispute so the charge can be investigated.
Does Michael John Pty Ltd have a website or public contact details I can use?
Public company‑information aggregators list Michael John Pty Ltd as a registered Australian proprietary company but do not provide a clear official website or consumer contact channel.([asic4.com](https://asic4.com/companies/790859/michael-john-pty-ltd/?utm_source=openai)) Because of this, the most effective way to obtain contact details is usually through your bank or the original Square receipt, both of which may contain a phone number, email address, or business address for the specific merchant location that charged your card.