MYO Make Your Own

Restaurant90% confidence

MYO Make Your Own is an Australian fast-casual sandwich, salad, and pizza bar concept where customers build their own meals from a large selection of fresh ingredients.

South Perth, Western Australia, Australia
myo.net.au
Owned by Mr Birds MYO Pty Ltd

About MYO Make Your Own

MYO Make Your Own (often branded simply as "MYO") is a fast-casual food concept originating in Perth, Western Australia, where customers assemble their own sandwiches, wraps, salads, and pizzas from an extensive range of breads, fillings, and toppings. Launched in Perth in the 1990s, the brand positioned itself as an upmarket alternative to traditional fast food for office workers and city-centre customers, emphasizing choice and fresh ingredients.

A charge from "MYO" on a card statement typically reflects an in-store purchase of a custom-made sandwich, salad, wrap, pizza, or a combination meal at one of their outlets. Purchases are usually one-off transactions tied to a specific visit rather than subscriptions, though multiple small charges may appear if separate orders were rung up individually (for example, a food item and a drink or dessert). Some banks truncate the descriptor to just "MYO" plus a store or terminal ID, which can make the charge look unfamiliar.

To verify a MYO charge, cardholders should check recent food receipts or email confirmations if they ordered via a delivery or ordering platform that routed the payment through MYO. Matching the transaction date and approximate amount to a recent lunch or takeaway visit can help confirm legitimacy. If the charge is still unclear, customers can contact the store directly using contact details listed on myo.net.au or on local directory listings, and if they suspect fraud, they should immediately contact their bank or card issuer to dispute the transaction and request a card replacement.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to MYO Make Your Own.

  1. MYO 101974

Frequently Asked Questions

What does a typical MYO Make Your Own charge represent on my card statement?

A MYO Make Your Own charge usually represents a one-time purchase of a custom sandwich, salad, wrap, or pizza (and possibly drinks or snacks) at one of their outlets, often in or near a central business district.

Why does the descriptor say “MYO 101974” instead of a full store name or address?

Banks often shorten merchant descriptors, so the store name appears simply as “MYO” followed by an internal store or terminal ID such as “101974.” This is still the same MYO Make Your Own location where you made a purchase.

Does MYO Make Your Own run subscriptions or recurring meal plans that could cause repeat charges?

MYO Make Your Own generally operates as a pay-per-visit, fast-casual outlet; charges are usually single transactions tied to each order. If you see recurring charges at fixed intervals, review your statements closely and contact your bank and the store to confirm, as that would be unusual for this merchant.

How can I get a copy of my receipt for a MYO Make Your Own purchase?

If you paid in-store, the only record may be the paper receipt provided at checkout. Check any photos or scans you may have kept. If you need a duplicate, contact the specific MYO location with the transaction date, time, and amount from your card statement so they can look up the sale in their point-of-sale system, if available.

Can I get a refund for a MYO Make Your Own charge if there was an error with my order or I was charged twice?

Refunds are handled directly by the store. Visit or call the MYO outlet you purchased from, bring your receipt or a screenshot of the card transaction, and explain the issue (wrong item, quality concern, or duplicate charge). If the store confirms the problem, they can usually process a refund or replacement through their point-of-sale system.

Why is there a small MYO charge that doesn’t match my expected meal total?

Occasionally, banks may show a temporary pre-authorisation or a small separate amount if items were split into multiple transactions (for example, food and drinks rung up separately). Compare all same-day MYO entries; together they often match what you spent. If the extra charge doesn’t match any items you bought, contact the store or your bank for clarification.

How do I contact MYO Make Your Own about a billing issue?

Start by identifying the approximate location where you dined (e.g., Perth CBD) and search for that MYO store’s phone number or email via myo.net.au or local business listings. Provide the last four digits of your card, transaction date, amount, and time window so staff can locate the transaction and assist with billing questions.

What can I do if I don’t recognise a MYO Make Your Own charge at all?

First, check whether you or someone with access to your card recently bought lunch at a make-your-own sandwich or salad bar in a CBD area. If nobody recognises the charge, contact the MYO location you suspect might be involved or go directly to your bank or card issuer to dispute the transaction and request a new card if fraud is suspected.

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