Naz's Cafe

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Naz's Cafe is a locally owned café and restaurant in Kingsgrove, New South Wales, serving coffee, breakfast and casual meals to local customers.

Kingsgrove, New South Wales, Australia

About Naz's Cafe

Naz's Cafe is a locally owned café and casual restaurant located in Kingsgrove, New South Wales, Australia. It typically serves specialty coffee, breakfast items such as eggs, toast, and pastries, as well as light lunches like burgers, wraps, and salads for local customers and visitors. As a neighborhood café, most transactions are in-person using EFTPOS/credit cards, and the business name “NAZ'S CAFE” or a slight variation often appears on bank or card statements as the merchant descriptor for these purchases.

A charge from Naz's Cafe will usually relate to a one‑time in-store purchase of food or drinks, takeaway orders, or potentially a group bill paid on your card. In some cases you might see a preauthorization or “pending” charge if the café’s payment terminal briefly holds funds when your card is tapped, inserted, or if a tab is opened and then settled later. If you visited Kingsgrove or live nearby, the charge may correspond to a breakfast, brunch, coffee run, or shared meal where your card was used to pay for the entire table and others reimbursed you separately.

If you’re unsure about a Naz's Cafe charge, start by checking your receipts, food delivery history (if you used a delivery app while in the area), and your calendar for visits to Kingsgrove on the date of the transaction. Compare the transaction date and amount with any café visits around that time, and look for matching totals (including surcharges or tips, if applicable). To resolve questions directly, you can call or visit the café during business hours with the exact transaction date, amount, and last four digits of your card so staff can look up the payment on their terminal records. If the café confirms that no matching transaction exists or you suspect card fraud, contact your bank or card provider to dispute the charge and request a card replacement.

Bank Statement Variations

3 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Naz's Cafe.

  1. FREDDYS CAFE KINGSGROVE AUS
  2. SMP*Nazs Cafe Kingsgrove AU
  3. SMP*Nazs Cafe Kingsgrove AUS

Frequently Asked Questions

Why did I get a charge from Naz's Cafe on my card?

A charge from Naz's Cafe usually comes from an in‑person purchase of coffee, breakfast, or a casual meal at their Kingsgrove location. This might include takeaway orders, sit‑down dining, or paying the full bill for a group. If you live in or recently visited Kingsgrove or nearby suburbs, review any café visits around the transaction date. Sometimes the person who paid for a shared meal forgets which card they used, so check if you covered a group bill.

Does Naz's Cafe offer subscriptions or recurring billing?

Naz's Cafe operates as a local café and restaurant and typically does not offer subscription services or automatic recurring billing like a streaming or software service would. Most charges are one‑time transactions for food and drinks. If you’re seeing repeated charges from Naz's Cafe on a regular schedule, review your statements to confirm the dates and amounts and check whether they match frequent visits. If they don’t seem to match your activity, contact the café or your bank to investigate.

Why do I see a small or duplicate ‘pending’ charge from Naz's Cafe?

Some payment terminals place a temporary authorization hold when you tap or insert your card, especially for contactless or pay‑at‑counter transactions. This can look like a small or duplicate ‘pending’ charge that later disappears or is replaced by the final amount. These authorizations are not actual completed transactions and usually drop off within a few business days. If a pending charge remains or posts as an extra payment, contact Naz's Cafe and your bank with the exact amounts and dates.

What are typical charge amounts from Naz's Cafe?

Typical card charges from Naz's Cafe can range from a few dollars for a coffee or pastry to higher amounts for full breakfasts, multiple meals, or larger group orders. A single drink or snack might be a small amount, while a sit‑down meal for several people could be substantially higher. If the amount on your statement seems unusually large, consider whether you paid for a group, added extras, or included a tip or public holiday surcharge if applicable. If the total still doesn’t make sense, ask the café to confirm the itemized bill from their records.

How can I get a copy of my receipt from Naz's Cafe?

If you need a receipt, you can usually request a reprint from the café’s payment terminal as long as they still have record of the transaction. Visit or call Naz's Cafe and provide the transaction date and time, the exact amount, and the last four digits of the card used. This information helps staff locate your payment in their system and, if possible, reprint a receipt or provide details of the purchase. If too much time has passed, your bank statement and any phone or bank app notifications may be the best available record.

How do I resolve an incorrect amount or double charge from Naz's Cafe?

Start by gathering details: screenshots of your statement, any receipts, and the date and time you visited Naz's Cafe. Contact the café directly—preferably in person or by phone—so they can check their terminal logs for duplicate or incorrect transactions and, if verified, process a refund or adjustment back to your card. If you can’t reach an agreement or the café cannot find the charge, contact your bank to open a dispute, providing all supporting documentation. Your bank can then investigate and may issue a temporary or permanent credit depending on the findings.

How can I contact Naz's Cafe about a charge on my card?

Because Naz's Cafe is a local business, the most direct methods are visiting the café in Kingsgrove during trading hours or calling their listed phone number (you can usually find this via an online search or local directory). Have your bank statement handy with the transaction date, amount, and the last four digits of your card so staff can identify the payment. If you’re overseas or cannot visit, call during Australian business hours and clearly describe the issue so they can investigate and get back to you.

What should I do if I don’t recognize any visit to Kingsgrove but see a Naz's Cafe charge?

If you have not been to Kingsgrove and no one you know has used your card there, the charge may indicate card misuse or fraud. First, check with family members or authorized users to make sure no one else used the card at the café. If nobody recognizes the transaction, contact your bank or card issuer immediately to report the unrecognized charge, request a card block or replacement, and start a dispute. Your bank will generally investigate and may provisionally credit the amount while they review the case.

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