Olo

Delivery85% confidence

Olo is a restaurant technology and payments platform that powers online ordering, delivery, and digital payments for restaurant brands. Charges from Olo typically relate to food or beverage orders you placed with a restaurant using its website, app, or a connected digital channel.

New York, NY
Owned by Thoma Bravo

About Olo

Olo is a U.S.-based software-as-a-service company that provides digital ordering, delivery management, and payment processing technology to restaurant brands. Its platform runs behind the scenes on many restaurant websites and mobile apps, enabling customers to place pickup, delivery, and catering orders, manage payment methods, and earn loyalty rewards through a unified system. Olo Pay, its payments solution, processes card transactions on behalf of participating restaurants and routes funds to them. ([olo.com](https://www.olo.com/?utm_source=openai))

A charge labeled similar to “OLO HG COLUM” usually indicates that your card was used to place a food or beverage order at a specific restaurant location, with Olo acting as the digital ordering and payment processor. The “HG COLUM” portion is likely an abbreviated restaurant/location name (for example, a brand or store in a Columbia-area city), while “OLO” identifies the underlying ordering and payments platform. These charges may result from one-time restaurant orders, repeat orders placed through a saved account, or digital wallet transactions routed through Olo Pay. Depending on the restaurant, small temporary authorization holds may appear before the final transaction settles. ([olo.com](https://www.olo.com/pay?utm_source=openai))

If you have questions about a charge from Olo, first check your email or SMS for order confirmations on the date of the transaction, especially from restaurants you ordered from online. Most receipts will list the restaurant’s name, order items, and total, and may reference Olo or Olo Pay in the fine print. You can also log into the restaurant’s website or app account to review past orders. If something still looks incorrect, contact the restaurant’s customer service with the order date and amount; they can look up the transaction in their Olo dashboard. For persistent disputes or unrecognized charges, you can also contact your card issuer and reference that the merchant processor is “Olo” plus the abbreviated restaurant name on the descriptor.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Olo.

  1. OLO HG COLUM

Frequently Asked Questions

Why does my card statement show a charge from “OLO HG COLUM” instead of the restaurant’s full name?

Olo operates as the digital ordering and payment processor for many restaurants, so your bank may show “OLO” followed by an abbreviated restaurant/location name (such as “HG COLUM”) as the merchant descriptor. This reflects that the order was placed through a restaurant using Olo’s platform and that Olo Pay processed the transaction on the restaurant’s behalf.

How can I confirm which restaurant an Olo charge like “OLO HG COLUM” came from?

Search your email and text messages for order confirmations around the transaction date, focusing on restaurants near a Columbia-area city or with initials like “HG.” The confirmation receipt or in‑app order history will list the restaurant name, order items, and total. Matching the date and amount on that receipt to your statement is usually the fastest way to identify the specific restaurant tied to an Olo charge.

Can Olo charges be recurring or part of a subscription?

Most Olo-related charges are one-time transactions for specific restaurant orders. However, if a restaurant offers recurring catering, meal plans, or scheduled orders through Olo, you could see repeat charges at regular intervals. Check the restaurant’s account or ordering settings for any scheduled or repeating orders and disable them if you no longer want to be billed.

Why do I sometimes see a small temporary charge from Olo or a restaurant using Olo?

Some restaurants using Olo may place a small temporary authorization (for example, a few dollars) to verify your card before completing the order or adjusting the final amount for modifications or tips. These authorization holds are not final charges and should drop off your account within a few business days, leaving only the finalized order amount.

How do I request a refund for an order processed by Olo?

Refunds for Olo-processed orders are handled by the restaurant, not directly by Olo. Contact the restaurant listed in your order confirmation, provide the date, amount, and any order or confirmation number, and request an adjustment or refund. Once the restaurant issues a refund through its Olo dashboard, the credit should appear on your card statement within a few business days, labeled similarly to the original Olo charge.

What should I do if I don’t recognize an Olo charge on my statement?

First, review recent online restaurant orders placed by you or authorized card users and check corresponding email/app receipts. If no one recognizes the transaction, contact the restaurant that best matches the descriptor (city/name abbreviation) to see if they can locate the order in their Olo system. If the charge still appears fraudulent or cannot be found, immediately notify your bank or card issuer to dispute the transaction and request a new card number if necessary.

Can I contact Olo directly about a billing issue on my card?

Olo provides the technology and payment rails, but individual restaurants control customer service and refunds. You’ll typically need to work with the restaurant where the order was placed, using the contact details on your receipt or the restaurant’s website. Your bank or card issuer is your next point of contact if the restaurant cannot resolve the issue or if you suspect fraud.

Why is the Olo charge amount slightly different from what I expected?

The final Olo charge can differ from the base menu total due to taxes, delivery or service fees, tips, or last-minute order adjustments (such as added items or substitutions) processed by the restaurant. Review the detailed receipt in your email or app; it should itemize these components. If you believe you were overcharged, contact the restaurant so they can review the order in their Olo system and correct any discrepancies.

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