St. Michael's Church

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St. Michael's Church is a historic Anglican congregation in downtown Charleston, South Carolina, offering worship services, ministries, and community programs.

Charleston, South Carolina, United States
stmichaelschurch.net

About St. Michael's Church

St. Michael's Church is a long‑standing Anglican congregation located at 71 Broad Street in the heart of historic downtown Charleston, South Carolina. Founded over 260 years ago, the church is known for its traditional Anglican worship, multigenerational community, and a wide range of ministries including worship services, small groups, family and youth programs, and local and global outreach initiatives.([mapquest.com](https://www.mapquest.com/us/south-carolina/st-michaels-church-3520248?utm_source=openai))

A charge labeled "VSI*CHARLESTON RE" or "VSI*CHARLESTON REC" on a Visa statement is very likely associated with a card transaction processed for St. Michael's Church, as directory listings show "Vsi*Charleston Rec" at the same address and phone number as the church and linking to its official website.([mapquest.com](https://www.mapquest.com/us/south-carolina/vsi-charleston-rec-793431976?utm_source=openai)) These charges may represent donations, tithes, event or program registration fees, facility use or recreation‑related program fees, or payments for church‑hosted activities. The "VSI*" portion is probably the payment processor identifier, while "CHARLESTON RE/REC" reflects the merchant profile used for recreation or program‑related transactions.

If you have questions about a charge, first compare the date and amount with any recent donations, program registrations, ticket purchases, or facility rental agreements connected to St. Michael's Church. You can also check confirmation emails or receipts that may reference online giving or card payments. To resolve billing concerns or request clarification, contact the church office using the phone number or email listed on its official website, and provide the transaction date, amount, and the full descriptor from your statement so staff can locate the payment in their records. If the transaction still appears unfamiliar after speaking with the church, you should then reach out to your card issuer to dispute the charge or request a card replacement in case of potential misuse.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to St. Michael's Church.

  1. VSI*CHARLESTON RE

Frequently Asked Questions

Why does my bank statement show a charge from "VSI*CHARLESTON RE" instead of St. Michael's Church?

Many churches use third‑party payment processors whose identifiers appear at the start of the descriptor. In this case, "VSI*" is likely the processor tag, while "CHARLESTON RE/REC" refers to the merchant profile associated with St. Michael's Church at 71 Broad Street.([mapquest.com](https://www.mapquest.com/us/south-carolina/vsi-charleston-rec-793431976?utm_source=openai)) If you recently made a donation, paid a program fee, or registered for an event with St. Michael's by card, that transaction may post with this descriptor.

What kinds of payments to St. Michael's Church commonly appear as card charges?

Charges connected to St. Michael's Church may include regular tithes or one‑time donations, fees for church programs or recreational activities, event registrations, facility‑use fees, or payments related to church‑sponsored activities. These may all be processed under a descriptor similar to "VSI*CHARLESTON RE" or "VSI*CHARLESTON REC."

How can I verify whether a "VSI*CHARLESTON RE" charge is a legitimate donation or fee I authorized?

Check your calendar and emails for any recent interaction with St. Michael's Church—such as an online donation, an event signup, or a program registration—on or just before the transaction date. Compare the amount on your statement to confirmation emails or receipts. If they match, the charge is most likely legitimate. When in doubt, contact the church office and provide the date, amount, and descriptor so staff can look up the transaction in their payment records.

Can I get a refund or adjustment for a charge from "VSI*CHARLESTON RE"?

Refunds or adjustments are handled directly by St. Michael's Church, according to their policies on donations, event fees, and program registrations. If you believe you were charged in error or for the wrong amount, call or email the church office using the contact information on stmichaelschurch.net and explain the situation, including the transaction date, amount, and name on the card. They can verify the payment and let you know whether a refund or correction is possible.

How do I obtain a receipt or giving statement for a charge processed as "VSI*CHARLESTON RE"?

If you need a receipt for a specific payment or an annual giving statement, contact St. Michael's Church and request documentation for the transaction. Provide your full name, the last four digits of the card used, the date and amount of the charge, and mention that it appears on your statement as "VSI*CHARLESTON RE" so staff can identify it in their system.

Could a small or duplicate "VSI*CHARLESTON RE" amount be an authorization hold or test charge?

Some processors place a temporary authorization hold or run a small test transaction when you first submit a card, particularly for recurring donations or online giving forms. These amounts typically drop off or are reversed within a few days. If you see an unexpected small or duplicate charge, monitor your account for a few business days; if it does not reverse or you are unsure of its purpose, contact St. Michael's Church and your card issuer for clarification.

What should I do if I don’t recognize any connection to St. Michael’s Church but see a "VSI*CHARLESTON RE" charge?

First, confirm that no one in your household made a donation or payment to St. Michael’s Church using your card. If nobody recognizes the transaction and you have no ties to the church or its programs, contact your card issuer immediately to report a potentially unauthorized charge. You can also reach out to St. Michael’s with the transaction details; if they cannot locate the payment in their system, that further supports disputing the charge with your bank.

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