Arrowhead Credit Union

Financial Services93% confidence

Arrowhead Credit Union is a member-owned financial institution serving individuals and businesses in Southern California with savings, checking, loans, credit cards, and digital banking services.

San Bernardino, CA

About Arrowhead Credit Union

Arrowhead Credit Union is a not-for-profit, member-owned financial cooperative based in San Bernardino, California. Founded in 1949, it serves communities across San Bernardino and Riverside counties, parts of Los Angeles County, and nearby desert communities, offering products such as checking and savings accounts, credit cards, auto loans, mortgages, personal loans, and business banking services. As a credit union, profits are returned to members in the form of better rates and lower fees rather than shareholder dividends.

A transaction labeled “arrowheadfcu ecm” is very likely related to Arrowhead Credit Union (“fcu” for federal credit union), potentially tied to electronic or online services such as loan or credit card payments, electronic bill pay, online transfers, or other e‑commerce or electronic channel activity through your Arrowhead account. Charges may appear when you make a loan or credit card payment, initiate an online transfer, pay bills through their online banking, or are assessed a fee related to your account (for example, service fees or other account charges).

If you have questions about a charge, the best first steps are to log into Arrowhead Credit Union’s online or mobile banking and review recent transactions and e‑statements, which often include more detailed descriptions. You can then contact Arrowhead Credit Union’s member services by phone or secure message through online banking for clarification or to dispute a transaction. Having your account number, approximate transaction date and amount, and any related receipts or confirmations ready will help them quickly identify and explain the charge or start an investigation if necessary.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Arrowhead Credit Union.

  1. arrowheadfcu ecm

Frequently Asked Questions

What does a charge labeled "arrowheadfcu ecm" on my statement usually mean?

A charge or entry labeled "arrowheadfcu ecm" most likely refers to an electronic transaction processed by Arrowhead Credit Union—such as a loan or credit card payment, an online transfer, or a bill payment initiated through their online or mobile banking platform. Review your recent activity in Arrowhead’s online banking to see which transaction corresponds to that amount.

Is "arrowheadfcu ecm" related to my Arrowhead Credit Union loan or credit card?

Yes, it can be. Many Arrowhead Credit Union loan or credit card payments—especially those made electronically, scheduled online, or set up as automatic payments—may show up with a descriptor including "arrowheadfcu" plus an internal code like "ecm." Check your loan or credit card payment history in online banking to confirm.

How can I verify what this Arrowhead Credit Union charge is for?

Log into Arrowhead Credit Union’s online banking or mobile app and compare the date and amount on your bank statement with the transaction list in your account. Arrowhead’s internal description there is usually more detailed. If you still can’t identify the charge, call member services at the number listed on arrowheadcu.org and provide the date, amount, and descriptor shown on your statement.

Could "arrowheadfcu ecm" be a fee from Arrowhead Credit Union?

It could be. Certain account fees—such as overdraft fees, returned item fees, or other service charges—might post under a generic Arrowhead Credit Union descriptor. Check your account’s fee schedule on arrowheadcu.org and your detailed transaction history; if the description doesn’t clearly match a payment you initiated, contact Arrowhead for clarification.

How do I dispute an unfamiliar Arrowhead Credit Union transaction?

If you don’t recognize a transaction, contact Arrowhead Credit Union immediately using the member services phone number on their website or the back of your card. Ask to file a dispute or fraud claim. They may require you to complete a dispute form and will investigate the transaction while providing information about provisional credit and timeframes.

Can I stop or cancel recurring payments that show as "arrowheadfcu ecm"?

Yes. If the recurring payment is set up inside Arrowhead Credit Union’s online banking (for example, an automatic transfer or loan payment), you can typically modify or cancel it from the Transfers or Bill Pay section. If the recurring debit is set up with an external company using your Arrowhead account or card, you’ll need to cancel directly with that merchant and, if needed, ask Arrowhead to block future debits from that source.

Where can I see more details about Arrowhead Credit Union electronic transactions?

Detailed information is available in Arrowhead’s online and mobile banking portals. After logging in, navigate to the specific account, then click or tap on the transaction in question to view any extended description, reference numbers, and related notes. Monthly e‑statements—accessible through online banking—also summarize all electronic activity, including payments and fees.

How do I contact Arrowhead Credit Union if I think my account has been compromised?

If you suspect fraud or unauthorized use, call Arrowhead Credit Union right away using the customer service number listed on arrowheadcu.org or on your debit/credit card. Also log into online banking to review recent activity, change your online banking password, and, if advised by Arrowhead, block or replace affected cards or accounts.

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