Bill.com

Financial Services95% confidence

Bill.com is a financial technology company that provides cloud-based accounts payable and receivable automation and payment services for businesses.

San Jose, CA
Owned by BILL Holdings, Inc.

About Bill.com

Bill.com is a financial technology platform that helps businesses automate their accounts payable (AP) and accounts receivable (AR) processes. Companies use Bill.com to receive and approve invoices, schedule payments, manage vendors, and send invoices to their own customers, all through a secure online system. The platform supports ACH bank transfers, checks, virtual cards, and international payments, and integrates with major accounting software such as QuickBooks, Xero, NetSuite, and Sage Intacct.

A Bill.com charge on a bank or card statement typically appears when a business you work with uses Bill.com to collect or send payments. In your descriptor, “bill.com, LLC*carmeldover de,” Bill.com is the payments processor, and “carmeldover de” is likely the business or vendor name and location (for example, a company or professional service in or around Dover, Delaware) tied to this particular transaction. The charge could represent a one-time invoice payment, a recurring bill, or a transfer you authorized through an email invoice or a Bill.com customer portal.

If you have questions about this charge, first check your email for any invoices, payment confirmations, or Bill.com notifications around the transaction date, and compare the amount and vendor name. You can also log into your Bill.com account (if you have one) to review your payment history and see which vendor was paid. If you don’t have a Bill.com login but recognize the vendor, contact that vendor directly and reference the transaction date and amount. For unresolved concerns, you can visit bill.com/support to reach Bill.com customer support, and if you still suspect an unauthorized charge, contact your bank or card issuer to dispute the transaction and block future payments if needed.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Bill.com.

  1. bill.com, LLC*carmeldover de

Frequently Asked Questions

Why do I see a charge from Bill.com with an extra name like “carmeldover de” in the description?

Bill.com processes payments on behalf of other businesses. The extra text (such as “carmeldover de”) typically refers to the specific vendor, company, or location you paid through the Bill.com platform. That part of the descriptor helps identify which vendor was involved in the transaction.

Is the Bill.com charge a subscription fee or a payment to a vendor?

Most consumer-facing Bill.com charges are payments to a vendor or service provider, not a Bill.com subscription. The amount usually matches an invoice you received by email or through a Bill.com payment link. Businesses that have their own Bill.com account may also see monthly platform or usage fees billed directly by Bill.com.

How can I verify which invoice or vendor this Bill.com charge relates to?

Search your email for “Bill.com” around the date of the charge to find payment confirmations or invoices, and compare the amount and vendor name. If you have a Bill.com account, log in and check your Payments or Activity page for a matching transaction. If you don’t have an account, contact the vendor name shown in the descriptor (e.g., the “carmeldover de” portion) and ask them to confirm the invoice and payment details.

How do I cancel or stop recurring payments that are processed through Bill.com?

If a vendor has set up a recurring invoice through Bill.com, you must contact that vendor directly and request that they stop or adjust the recurring billing. If you have a Bill.com account with scheduled payments, log in, go to the Bills or Payments section, and cancel or edit any scheduled payments before their processing date.

How can I request a refund for a payment made through Bill.com?

Bill.com is a payment processor and does not decide on refunds. You need to contact the vendor or business you paid (the name in the descriptor after Bill.com) and request a refund. If they approve it, they can issue the refund through Bill.com, and it will return to your original payment method. If the vendor is unresponsive and you believe the charge is unauthorized, contact your bank or card issuer to dispute it.

Why is there a pending or temporary Bill.com charge on my account?

Some financial institutions may show a pending Bill.com transaction while the payment is being processed, especially for card-based payments. This pending status usually clears within a few business days once the payment settles. If the charge remains pending for an unusually long time, contact your bank or the vendor you paid for clarification.

I don’t have a Bill.com account—how could I still be charged by Bill.com?

You do not need your own Bill.com login to pay an invoice. Many businesses send email invoices with a Bill.com payment link that allows you to pay by bank account or card as a guest. In those cases, the charge will still show as Bill.com on your statement, even though you never created a full account.

How can I contact Bill.com about a charge I don’t recognize?

Visit bill.com and go to the Support or Help Center section, where you can search for “unrecognized charges” and submit a support request. Provide the exact statement descriptor, date, amount, and the last four digits of the card or account that was charged. You should also contact your bank or card issuer in parallel if you suspect fraud so they can secure your account.

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