C & S Associates, Inc. (dba NCS Credit)

Financial Services80% confidence

C & S Associates, Inc., doing business as NCS Credit, is an Ohio‑based company that provides credit services, lien and UCC filing services, and commercial debt collection support to businesses.

Highland Heights, Ohio, United States
ncscredit.com

About C & S Associates, Inc. (dba NCS Credit)

C & S Associates, Inc., doing business as NCS Credit, is a U.S. company that specializes in supporting business‑to‑business credit management. Based in Ohio, the firm provides services such as preliminary notice and mechanic’s lien services, Uniform Commercial Code (UCC) filing and monitoring, commercial collections support, and proprietary reference materials for credit managers. Their tools and services are aimed at helping companies secure their receivables, comply with construction lien laws, and improve recovery of both secured and unsecured debts.([ncscredit.com](https://www.ncscredit.com/terms-conditions-of-service?utm_source=openai))

A charge from “C & S ASSOCIATES CORP COLL” on a card or bank statement is likely related to commercial credit or collection activity being handled on behalf of a business creditor. This could be fees for lien or UCC services, charges for collection activity, or payment toward a commercial account that has been placed with NCS Credit/C & S Associates for servicing or recovery. In some cases, the charge may relate to corporate collections or credit services bundled into a broader credit management program, which may show up with an internal code such as “CORP COLL” and a trailing reference number.

If you do not recognize a charge from C & S Associates / NCS Credit, first review any recent business credit applications, construction projects, or vendor credit lines your company uses, as they may have engaged NCS Credit to manage liens or collections. Check invoices or notices you’ve received from NCS Credit or your vendor to match amounts, dates, and reference numbers. If questions remain, contact NCS Credit directly using the contact details on their official website, provide the transaction amount, date, and any reference number shown (such as the C340500 code), and ask them to identify the underlying client and account. You can also dispute the transaction with your bank or card issuer if NCS cannot link it to a legitimate business obligation.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to C & S Associates, Inc. (dba NCS Credit).

  1. C & S ASSOCIATES CORP COLL C340500

Frequently Asked Questions

Why do I see a charge from “C & S ASSOCIATES CORP COLL” on my statement?

This descriptor typically refers to C & S Associates, Inc. (dba NCS Credit) posting a transaction related to commercial credit or collection services. Your company’s vendor or lender may have placed your account with NCS Credit for lien, UCC, or collection activity, and this charge reflects payment or fees tied to that engagement. Check recent credit applications, construction projects, or vendor notices that mention NCS or lien/UCC services.

Is a C & S Associates / NCS Credit charge always related to debt collection?

Not always. While NCS Credit is heavily involved in commercial collections, they also bill for services like mechanic’s lien notices, UCC filings, and monitoring services. A charge could therefore represent a service fee paid by your company rather than a collection payment, especially if your credit or legal department ordered lien or UCC services through NCS Credit.([ncscredit.com](https://www.ncscredit.com/terms-conditions-of-service?utm_source=openai))

What does the “CORP COLL” and code like C340500 in the descriptor mean?

“CORP COLL” likely stands for corporate collections and the trailing string (such as C340500) is usually an internal reference or batch code used by C & S Associates or the card processor to identify the specific account or transaction group. When you contact NCS Credit, provide this full descriptor so they can locate the exact account tied to the charge.

How can I verify that a C & S Associates / NCS Credit charge is legitimate?

Start by matching the transaction date and amount with any invoices, demand letters, or notices you have received from NCS Credit or from a creditor that mentions NCS. Then visit ncscredit.com and use their published phone number or contact form—do not rely on numbers from unsolicited emails—to reach support. Provide the amount, date, last four digits of the card, and any reference code from the descriptor so they can confirm whether it corresponds to your company’s account.

How do I dispute or request a refund for a C & S Associates charge I believe is incorrect?

First contact NCS Credit using the official contact details on ncscredit.com and request a detailed breakdown of the charge, including the creditor they represent and the underlying invoice or account. If they agree an error occurred, they can issue an adjustment or refund. If you still disagree with the charge or believe it is unauthorized, file a dispute with your bank or card issuer, supplying any correspondence you have with NCS Credit and the original creditor.

Can I cancel ongoing or recurring services billed by C & S Associates / NCS Credit?

If your company is on a recurring plan for lien, UCC, or monitoring services with NCS Credit, cancellations or changes typically must be requested by an authorized representative of your organization. Contact your internal credit or legal department to confirm the service agreement, then reach out to NCS Credit’s account management or customer service team to modify or terminate the services. Get confirmation of the effective cancellation date in writing and verify when billing will stop.

Why do I see multiple similar charges from C & S Associates in a short period?

Multiple charges can occur if NCS Credit is processing separate fees for various services (e.g., different lien notices or UCC filings) or if they are collecting payments on several distinct accounts placed by the same or different creditors. Each transaction may appear with a similar descriptor but different amounts or internal codes. Review itemized invoices or statements from NCS Credit to see how each transaction corresponds to a separate service or account.

How can I get detailed account information about a balance C & S Associates is collecting?

Contact NCS Credit directly and request a full account statement, including the name of the original creditor, original invoice numbers, dates of service, and any fees added. Have your company’s name, billing address, and the reference code from your statement ready. This documentation can help your finance or legal team confirm that the balance is valid and reconcile it with your internal records.

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