Capital Premium Financing

Financial Services95% confidence

Capital Premium Financing is a specialty lender that provides financing for commercial and personal insurance premiums, allowing policyholders to pay their insurance in installments instead of a lump sum.

Draper, Utah, United States
capitalpremium.net

About Capital Premium Financing

Capital Premium Financing is a privately held specialty finance company that provides loans to cover insurance premiums for businesses and individuals. Instead of paying an annual insurance premium in one lump sum, insureds can borrow from Capital Premium Financing and repay the amount over time through monthly or scheduled installments. The company partners closely with insurance agents and brokers across the United States and offers online account access, mobile app management, and multiple payment channels.([capitalpremium.net](https://capitalpremium.net/payment-options/?utm_source=openai))

A charge from Capital Premium Financing usually represents an installment payment on a financed insurance premium, an automatic recurring debit under a premium finance agreement, or a down payment or catch‑up payment made via their website, mobile app, phone system, or mailed check. In some cases, you may see descriptors including terms like "premium/payments" along with related entities that process or service the loan; these typically still relate back to your premium finance contract for one or more insurance policies. Statements may show separate entries for initial down payments, regular monthly installments, or fees associated with late or returned payments, depending on your agreement.([capitalpremium.net](https://capitalpremium.net/payment-options/?utm_source=openai))

If you have questions about a Capital Premium Financing charge, start by locating your premium finance agreement and recent invoices or emails from them, or logging into your online account or mobile app to review loan details, next due dates, and payment history. You can contact their customer service team by phone or email (listed on your statements and on their website) to verify amounts, adjust due dates, or address potential errors. For disputes, first confirm the charge with your insurance agent or broker, since cancellations or policy changes can affect your loan balance; if something still appears incorrect, request a detailed payment and balance history from Capital Premium Financing before contacting your bank about a formal dispute.([capitalpremium.net](https://capitalpremium.net/payment-options/?utm_source=openai))

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Capital Premium Financing.

  1. CAPITAL PREMIUM/PAYMENTS 5E SEARCH LLC

Frequently Asked Questions

Why am I seeing a charge from Capital Premium Financing on my bank or card statement?

A charge from Capital Premium Financing is typically an installment payment on a financed insurance premium or a down payment made under a premium finance agreement arranged through your insurance agent or broker. Review your recent insurance policies and any premium finance documents you signed, then log into your Capital Premium Financing online account or app to confirm the payment schedule and amounts.

What are the typical payment amounts and billing patterns for Capital Premium Financing loans?

Most Capital Premium Financing arrangements involve an initial down payment followed by a set number of monthly installments (often up to 9–10 payments), debited on the same date each month. The exact amount depends on your total annual premium, down payment percentage, interest rate, and any applicable fees shown in your premium finance agreement and monthly invoices.([capitalpremium.net](https://capitalpremium.net/payment-options/?utm_source=openai))

How can I make or manage payments to Capital Premium Financing?

You can make payments by ACH or credit card via their website, use their mobile app to view loan details and pay, call their payment phone line to pay by card, or mail a check to the payment address listed on your invoice. Many customers also enroll in AutoPay so installments are automatically drafted from their bank account each month.([capitalpremium.net](https://capitalpremium.net/payment-options/?utm_source=openai))

How do I cancel my premium finance agreement or stop future Capital Premium Financing charges?

Premium finance agreements are tied to your underlying insurance policy. To stop future charges, you must work with your insurance agent or carrier to cancel or rewrite the policy, then have them coordinate with Capital Premium Financing regarding any remaining loan balance. Simply stopping payment may lead to policy cancellation and additional fees, so always contact both your agent and Capital Premium Financing before attempting to cancel.([capitalpremiumfinance.com](https://capitalpremiumfinance.com/frequently-asked-questions/?utm_source=openai))

How do I request a refund or correct a mistaken payment to Capital Premium Financing?

If you believe you were overcharged or made a duplicate payment, contact Capital Premium Financing’s customer service using the phone number or email shown on your invoice or on their website. Provide your loan number, payment date, and amount so they can research the transaction. Depending on the situation, they may apply the excess to future installments, adjust your remaining schedule, or issue a refund back to your original payment method.

Why do I see multiple Capital Premium Financing charges in the same month?

Multiple charges in one month can occur if you made a regular installment payment plus an additional catch‑up or past‑due payment, if your policy was rewritten or additional policies were added to the same finance agreement, or if you changed your due date. Check your online account or statements to see whether more than one loan or adjustment is active, and contact support if any charge still seems unexpected.([capitalpremium.net](https://capitalpremium.net/payment-options/?utm_source=openai))

Does Capital Premium Financing place temporary authorization holds or small test charges?

When you pay by card through the website, phone system, or mobile app, your bank may first display a temporary authorization hold before the final payment posts. These holds are typically for the exact payment amount and should clear within a few business days. If a hold does not drop off or a payment posts twice, contact Capital Premium Financing with your transaction details and also speak with your bank.

How can I verify my Capital Premium Financing account details or get help with a potential fraud concern?

To verify an account, go to the Capital Premium Financing website or app and log in using your registered credentials, or call their customer service number listed on your invoice to confirm your loan number, balance, and recent payments. If you do not recognize the loan or cannot match it to any insurance policy you hold, ask for details of the associated agency and policy; if it still appears fraudulent, notify your bank or card issuer immediately and file a dispute while Capital Premium Financing investigates.

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