Chase

Financial Services95% confidence

Chase is a major U.S. consumer and commercial bank that issues debit cards and operates an extensive ATM network.

New York, NY
Owned by JPMorgan Chase & Co.

About Chase

Chase is the consumer and commercial banking brand of JPMorgan Chase & Co., one of the largest financial institutions in the United States. Through its branches, online platform, and mobile app, Chase provides checking and savings accounts, debit cards, credit cards, mortgages, auto loans, and a wide range of other financial services to individuals and businesses. Chase-branded debit cards are linked to customer checking accounts and can be used for purchases, ATM withdrawals, and other banking transactions.

A descriptor like “Chase debit or ATM card” on your statement typically indicates a transaction directly related to your Chase debit card or ATM usage, rather than a purchase at an outside merchant. This could be an ATM withdrawal, a balance inquiry fee at a non-Chase ATM, an overdraft fee, a card replacement fee, an adjustment, or another account-related charge initiated via your debit card. It may also reflect provisional credits, reversals, or small verification transactions tied to card activation or dispute processing.

If you have questions about a charge labeled this way, review recent ATM activity and debit card transactions in your Chase online banking or mobile app, where you can see more detail, dates, and locations. To resolve concerns, you can contact Chase using the number on the back of your debit card or through the secure message center within your online account. For potential fraud, lock your card in the Chase app, report the transaction immediately, and ask about dispute procedures and provisional credits. Always compare the posted amount and date with your own ATM receipts or withdrawal records for verification.

Bank Statement Variations

2 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Chase.

  1. Chase debit or ATM card
  2. Orig CO Name:Chase Credit Crd Orig ID:4760039224 Desc Date:260605 CO Entry

Frequently Asked Questions

What does a “Chase debit or ATM card” charge on my statement usually mean?

A “Chase debit or ATM card” entry usually refers to a transaction or fee directly associated with your Chase debit card or ATM usage, such as an ATM withdrawal, non-Chase ATM fee, overdraft fee, or a card-related adjustment, rather than a purchase at a specific retail merchant.

How can I see more details about a “Chase debit or ATM card” transaction?

Log in to your Chase online banking or the Chase mobile app, go to your checking account activity, and select the specific transaction. Chase typically shows additional information such as the ATM location, date, time, and any associated fees or reversals.

Could a “Chase debit or ATM card” line be a fee for using a non-Chase ATM?

Yes. When you use a non-Chase ATM, you may incur a fee from Chase and possibly a separate fee from the ATM owner. The Chase-related fee often appears with a descriptor like “Chase debit or ATM card” alongside or near the original withdrawal transaction.

How do I dispute a “Chase debit or ATM card” charge I don’t recognize?

First, review recent withdrawals and activity in your online or mobile banking to confirm it’s not a delayed posting. If you still don’t recognize it, call the number on the back of your card or use the Chase mobile app to report a problem with the transaction and start a dispute or fraud claim.

Can a pending “Chase debit or ATM card” transaction change or disappear?

Yes. Some ATM-related authorizations or provisional entries may appear as pending and later adjust to the final amount or drop off entirely if the transaction was reversed, declined, or corrected. Check back after a few business days for the final posting status.

How do I avoid unexpected ATM or debit-related fees from Chase?

Use Chase ATMs when possible, monitor your balance to avoid overdrafts, and review your account’s fee schedule in your online banking or at chase.com. You can also set up balance and transaction alerts in the Chase app to track withdrawals and fees in real time.

How can I contact Chase about a problem with my debit or ATM card?

Call the customer service number on the back of your Chase debit card, use the secure message center in Chase online banking, or visit a local Chase branch. If your card is lost, stolen, or you suspect fraud, you can also lock your card and report an issue immediately in the Chase mobile app.

Why do I see multiple “Chase debit or ATM card” entries on the same day?

Multiple entries can occur if you made more than one ATM withdrawal or balance inquiry, if separate service fees were charged, or if an adjustment, reversal, or provisional credit was processed the same day. Reviewing each line item in your online or mobile activity will show the breakdown for each transaction.

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