ChoiceCreditScore.com is an online credit monitoring service that provides consumers with access to their credit score, ongoing credit monitoring, and identity-theft alerts on a subscription basis.
ChoiceCreditScore.com is a subscription-based credit monitoring and identity protection service operated by Nations Info Corp. The platform offers users access to their credit score and report via soft inquiries (which do not impact credit), along with ongoing credit monitoring, alerts about significant changes or potential fraud, and educational tools designed to help customers better understand and manage their credit profiles.([bbb.org](https://www.bbb.org/us/ca/thousand-oaks/profile/credit-reporting-agencies/choicecreditscorecom-1236-92033359?utm_source=openai))
Charges from ChoiceCreditScore.com typically appear on statements after a user signs up online for a trial or membership, often in connection with a loan application, rental screening, or other offer that links out to the service. Public information indicates they commonly use a low-cost trial (such as a $1 fee) followed by a recurring monthly membership charge (for example, around $39.94 every 30 days) if the user does not cancel before the trial ends. These charges may show as recurring or DDA RECUR transactions with the merchant name "ChoiceCreditScore" or "ChoiceCreditScore.com" plus a phone number.([stopee.com](https://www.stopee.com/en-us/letters/credit-loans/cancel-choice-credit-score/?utm_source=openai))
If you do not recognize a ChoiceCreditScore.com charge, first check whether you or someone in your household recently applied for credit, a rental, or another service that required an online credit check and may have routed you through this site. Log in at their website using the email you typically use for financial sign-ups to review your membership status, billing history, and cancellation options. If you still have questions, you can contact their customer support by phone or email as listed on their site or file a dispute with your bank, providing any cancellation confirmations or correspondence as evidence. Because the company is based in California and uses recurring billing, consumers may also have protections under federal and state automatic-renewal laws if cancellation was difficult or charges continued after you tried to stop service.([stopee.com](https://www.stopee.com/en-us/letters/credit-loans/cancel-choice-credit-score/?utm_source=openai))
Bank Statement Variations
1 known variations
These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to ChoiceCreditScore.com.
Why am I seeing a recurring charge from ChoiceCreditScore.com on my bank or card statement?
You’re likely seeing a recurring subscription charge for ChoiceCreditScore.com’s credit monitoring service. Many users start with a low-cost trial (for example, around $1) and are then automatically billed a monthly fee (often about $39.94 every 30 days) if they don’t cancel before the trial ends. Review your email for a signup confirmation and log into your account at choicecreditscore.com to verify your active membership and billing dates.([stopee.com](https://www.stopee.com/en-us/letters/credit-loans/cancel-choice-credit-score/?utm_source=openai))
Is ChoiceCreditScore.com a legitimate company or a scam?
ChoiceCreditScore.com is operated by Nations Info Corp. and is listed with the Better Business Bureau as a credit monitoring and identity protection service provider, with many years in business. However, there are consumer complaints about unexpected recurring charges and difficulty cancelling, so while it is a real company, you should carefully review the terms of any trial and monitor your statements to ensure you are only paying for services you want to keep.([bbb.org](https://www.bbb.org/us/ca/thousand-oaks/profile/credit-reporting-agencies/choicecreditscorecom-1236-92033359?utm_source=openai))
What are the typical fees that ChoiceCreditScore.com charges?
Based on publicly available information, ChoiceCreditScore.com often uses a $1 trial fee followed by a recurring monthly membership charge close to $39.94 every 30 days until cancelled. The exact pricing or promotional offers may change, so the most accurate amounts will be shown in your account’s Membership or Billing section and in the terms you agreed to at signup.([stopee.com](https://www.stopee.com/en-us/letters/credit-loans/cancel-choice-credit-score/?utm_source=openai))
How do I cancel my ChoiceCreditScore.com subscription to stop future charges?
To cancel, log in at choicecreditscore.com, go to your account or membership settings (often labeled Membership, Billing, or Subscription), and select the option to cancel or turn off auto-renew. Save any on-screen confirmation and related emails. If you have trouble cancelling online, you can also contact their customer support using the phone number or email listed on the site and request written confirmation of cancellation for your records.([choicecreditscore.com](https://www.choicecreditscore.com/Membersite/?from=banner&utm_source=openai))
How can I request a refund for ChoiceCreditScore.com charges I didn’t expect?
First, gather evidence such as screenshots of your account, the date you attempted to cancel, and any confirmation emails. Contact ChoiceCreditScore.com support via phone or email and clearly explain which charges you’re disputing (for example, charges that posted after you cancelled during a trial). If they decline to reverse the charges and you believe they were unauthorized or continued after a valid cancellation, you can escalate by filing a dispute with your card issuer or bank and referencing protections under federal negative-option billing rules and applicable California automatic-renewal laws.([stopee.com](https://www.stopee.com/en-us/letters/credit-loans/cancel-choice-credit-score/?utm_source=openai))
Why do I see both a small $1 charge and a larger monthly charge from ChoiceCreditScore.com?
The $1 amount is typically a trial or processing fee when you first sign up, while the larger amount (for example, around $39.94) is the ongoing subscription fee that begins after the trial period ends. If you intended only to view your score once and not maintain a subscription, log in to your account, cancel the membership, and then ask the company—and if necessary your bank—about reversing any charges that posted after your cancellation date.([stopee.com](https://www.stopee.com/en-us/letters/credit-loans/cancel-choice-credit-score/?utm_source=openai))
How can I verify whether someone else in my household signed up for ChoiceCreditScore.com using my card?
Start by asking anyone who has access to your card if they recently applied for a loan, apartment, or other service that required an online credit check, as these sometimes route through ChoiceCreditScore.com. Next, try logging in at choicecreditscore.com with your primary email addresses and use any “forgot password” option to see if an account exists in your name. If you can’t locate an account but continue to see charges, contact their support line and your bank to investigate possible unauthorized use of your card.([choicecreditscore.com](https://www.choicecreditscore.com/Membersite/?from=banner&utm_source=openai))
What should I do if I tried to cancel ChoiceCreditScore.com but they kept charging me?
Document the date, time, and method of your cancellation attempt (screenshots, emails, or call logs) and contact ChoiceCreditScore.com again to request that they stop billing and refund any charges after your initial cancellation. If they do not respond or refuse to correct the issue, you can file a written dispute with your card issuer, providing your documentation, and reference that recurring online services must provide clear disclosure and simple cancellation procedures under federal and California law, given the company’s location.([stopee.com](https://www.stopee.com/en-us/letters/credit-loans/cancel-choice-credit-score/?utm_source=openai))
This merchant is in the Financial Services category