Coastal Community Bank

Financial Services78% confidence

Coastal Community Bank is a community-focused financial institution that provides consumer and business banking services, including checking, savings, lending, and banking-as-a-service programs.

Everett, Washington, United States
coastalbank.com

About Coastal Community Bank

Coastal Community Bank is a federally insured community bank based in Washington State that offers a range of traditional banking products such as checking and savings accounts, CDs, loans, and treasury services for individuals and businesses. In addition, the bank is known in the fintech space for providing behind-the-scenes banking-as-a-service (BaaS) and issuing bank capabilities for various financial technology partners, cards, and digital programs.

A charge labeled “Coastal DCD” or similar (with fields like TYPE: DCD, ID, CO: Coastal DCD) is likely related to a transaction processed through Coastal Community Bank’s systems rather than a purchase from a retail merchant. It may represent a debit card transaction, direct deposit/credit/disbursement, or a fintech program/card where Coastal serves as the underlying bank. Because Coastal often acts as the sponsor or issuing bank, the descriptor may show the bank’s name instead of, or in addition to, the consumer-facing brand or app you used.

If you don’t recognize the charge, first check any banking, prepaid, or fintech apps you use (e.g., neobanks, card apps, or payout platforms) for a matching transaction on the same date and amount. Review statements or transaction history within those apps to see if Coastal Community Bank is listed as the issuing bank in terms and conditions. If questions remain, contact the customer support team of the app or card you used, or reach out to Coastal Community Bank’s customer service using the phone number on your account agreement or on their website. Have the full descriptor, date, and amount ready so they can trace the transaction and explain its origin. If you suspect fraud, immediately notify your primary bank or card issuer to dispute or block further transactions.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Coastal Community Bank.

  1. Coastal DCD TYPE: DCD ID: 1200961134 CO: Coastal DCD

Frequently Asked Questions

What does a “Coastal DCD” charge on my statement mean?

A “Coastal DCD” descriptor typically indicates a transaction processed by Coastal Community Bank, often tied to a debit card, disbursement, or fintech program where Coastal is the underlying bank. The charge is usually associated with a consumer-facing app, card, or platform that uses Coastal as its issuing or sponsor bank.

Is a Coastal Community Bank or “Coastal DCD” charge a subscription fee?

In most cases, Coastal Community Bank itself does not sell consumer subscriptions; instead, recurring Coastal-labeled charges are usually from a fintech app or card program that bills you on a schedule (for example, a premium account or card service) and uses Coastal as the bank. Check the apps and services you use for any recurring plan that matches the amount and date.

How can I find which app or card is behind a Coastal DCD transaction?

Compare the transaction date and amount with activity in your banking, prepaid, or fintech apps. Many of these apps list Coastal Community Bank as the issuing or partner bank in their legal disclosures; if you see a matching transaction there, that app is the true source. You can also search your email for receipts or payment confirmations around the same date.

How do I dispute or get a refund for a Coastal DCD charge I don’t recognize?

Start by contacting the bank or card issuer that produced your statement (for example, your primary bank or the fintech app’s support team) and provide the full transaction details. They can initiate a dispute, investigate whether the charge was authorized, and, if appropriate, pursue a refund or chargeback. If the underlying program is clearly linked to Coastal Community Bank, their support team may coordinate with Coastal on your behalf.

Why do I see a pending Coastal DCD amount that later disappears?

You may see a temporary authorization placed through Coastal Community Bank when a card is verified or when a merchant checks available funds. These holds often appear as pending “Coastal DCD” or similar descriptors and typically fall off automatically within a few business days if the final transaction doesn’t settle for that amount.

Can I cancel future Coastal DCD charges?

You cannot usually cancel charges directly with Coastal Community Bank if the bank is only acting as the underlying institution. To stop future charges, you must cancel or update billing within the specific app, subscription, or card program that is billing you. Look for a billing, subscription, or payment settings page inside that service and follow their cancellation process.

How do I contact someone about a Coastal Community Bank transaction?

First, contact the support team for the app, card, or financial service you know is linked to the transaction, since they have direct access to your account-level information. If your primary bank or card issuer shows Coastal Community Bank as the processing bank, you can also reach out to customer service using the contact information listed on coastalbank.com or on your account documents, and provide the transaction ID and descriptor so they can investigate.

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