Coinflow Labs

Financial Services78% confidence

Coinflow Labs is a Chicago-based payments infrastructure company that provides card, bank, and crypto payment processing and payout services for online platforms and apps.

Chicago, Illinois, United States
coinflow.cash

About Coinflow Labs

Coinflow Labs is a financial technology company that builds payment infrastructure for internet businesses, including gaming platforms, marketplaces, creator tools, and consumer apps. Their platform lets businesses accept payments via credit and debit cards, ACH and bank transfers, Apple Pay and Google Pay, and in some cases stablecoins, then route and settle those funds globally. Coinflow also specializes in fast payouts and off-ramping, moving funds from platforms to users’ bank accounts or cards using rails like ACH, RTP, SEPA, and other local networks.

If you see a charge like “POS - Triumph 224-2363806 IL US” on your card, the phone number (224-236-3806) traces back to Coinflow Labs, indicating that Coinflow likely processed a payment for an app or website you used rather than being the app itself. In practice, the customer-facing brand (for example, a gaming, rewards, betting, or creator platform that uses Coinflow) may label transactions with an internal name such as “Triumph,” while the underlying processor is Coinflow Labs. Charges may represent deposits, purchases, withdrawals, or test/authorization transactions routed through Coinflow’s payment system.

To verify a Coinflow-related charge, first check recent activity in any apps or websites involving payouts, gaming, betting, rewards, or creator payments around the date of the transaction, and look for references to Coinflow in their payout or payments section or in related emails. You can also search your email inbox for “Coinflow” or the partner platform’s name to find receipts or payout confirmations. If you still don’t recognize the charge, contact the app or platform where you hold the account, and if that fails, you can reach out to your card issuer to dispute unrecognized transactions; they may in turn contact the acquiring bank or Coinflow for more detail about the merchant behind the charge.

Bank Statement Variations

3 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Coinflow Labs.

  1. POS - Triumph 224-2363806 IL US
  2. Signature Purchase - Triumph 224-2363806 IL US
  3. Triumph 224-2363806 IL

Frequently Asked Questions

Why does my statement show “POS - Triumph 224-2363806 IL US” instead of the app or site I used?

The phone number 224-236-3806 is registered to Coinflow Labs, a payment processor based in Chicago. Many apps and websites that use Coinflow for payments or payouts display an internal or branded label (such as “Triumph”) on card statements, while the underlying processor and phone number belong to Coinflow. The actual charge is typically tied to an app or site account you used that relies on Coinflow to move funds.

What kind of transactions does Coinflow Labs typically process?

Coinflow Labs processes card payments, bank transfers, and sometimes crypto-related deposits or withdrawals for platforms such as gaming sites, rewards programs, marketplaces, and creator or betting apps. On your statement, this can appear as deposits, purchases, or redemption payouts associated with those platforms, even though Coinflow’s name or phone number may be what your bank shows.

How can I figure out which app or website caused this Coinflow-related charge?

Match the date and amount of the charge to recent activity in any apps or sites where you deposit, withdraw, or spend funds—especially gaming, rewards, creator, or betting platforms. Check their transaction or payout history screens and your email for receipts mentioning the same amount or date. Many of these platforms will also mention Coinflow in their payout, withdrawal, or banking sections if they use it behind the scenes.

Can I cancel or reverse a Coinflow Labs charge directly with Coinflow?

Typically, no—Coinflow Labs operates as a payment processor and does not manage your end-user account. To cancel, refund, or reverse a transaction, you need to contact the app or website where you initiated the payment or withdrawal. If that merchant confirms an error, they can issue a refund or adjustment through Coinflow’s rails, which will then post back to your card or bank account.

Why do I see a small or duplicate Coinflow/“Triumph” charge that later disappears?

Some platforms using Coinflow may place small authorization holds to verify a card or payment method. These can appear as very small or duplicate charges and often drop off or reverse automatically within a few days once the authorization is released. If a small test amount remains posted and you don’t recognize any related activity, contact the platform’s support or your bank for clarification.

How do I request a refund for a Coinflow-processed payment I don’t recognize or believe is wrong?

Start by identifying and contacting the app or website where the transaction originated—use their in-app help center or support email and provide the date, amount, and last four digits of your card. Ask them to review the transaction and, if appropriate, issue a refund. If you cannot identify the platform or they are unresponsive, contact your card issuer and dispute the charge, mentioning that the processor is Coinflow Labs and providing the descriptor text and amount.

Is Coinflow Labs a subscription service that will bill me monthly?

Coinflow Labs itself is not a consumer subscription like Netflix or Spotify; it is a payment processor. However, some apps and platforms that use Coinflow may bill you on a recurring basis (for example, a monthly subscription or membership). If you see repeated Coinflow-related charges, log into your apps or sites and check for active subscriptions or automatic deposit features that you may need to cancel from within that platform.

How can I contact someone about a suspicious Coinflow-related charge?

Your primary contact should be the app or website where you created an account or conducted the transaction; look for a “Support” or “Help” section in the app or on their site. If you cannot locate the underlying platform or believe the transaction is fraudulent, contact your bank or card issuer immediately to report the charge, request additional merchant details, and, if necessary, file a dispute or replace your card.

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