Coinflow Labs Limited

Financial Services90% confidence

Coinflow Labs Limited (Coinflow) is a payments and Web3 infrastructure company that enables merchants to accept traditional (fiat) payments and crypto, and to route payouts to bank accounts and digital wallets.

Chicago, Illinois, United States
coinflow.cash

About Coinflow Labs Limited

Coinflow Labs Limited, branded as Coinflow, provides payment processing and Web3 infrastructure that lets businesses accept cards, bank transfers, and other fiat methods while interacting with crypto and blockchain-based platforms. Their technology powers on-ramps and off-ramps for Web3 apps, gaming platforms, NFT marketplaces, and other online services, converting between traditional currencies and digital assets and orchestrating complex payouts.([coinflow.cash](https://coinflow.cash/terms-of-service/?utm_source=openai))

When you see a charge like “COINFLOW LABS LIMITED C POLAND” on your card statement, it typically means Coinflow processed a payment on behalf of another merchant you interacted with—often a Web3 app, online gaming platform, NFT marketplace, or another digital service that uses Coinflow as its payment processor. The country/region tag (such as “POLAND”) can reflect the processing location or your card’s region, not necessarily Coinflow’s headquarters. The amount may relate to a one-time purchase, deposit, wallet top-up, or conversion between crypto and fiat, and refunds or adjustments may also appear with the Coinflow name.([coinflow.cash](https://coinflow.cash/terms-of-service/?utm_source=openai))

If you’re unsure about a Coinflow charge, first check recent activity in the apps or websites where you may have used crypto, digital wallets, or Web3-related services—receipts and transaction history there often reference Coinflow as the payment provider. You can also search your email for “Coinflow” or “Dwolla” for account and payment notices. If the charge is still unclear, contact Coinflow via their support email or the merchant’s own support channel with the date, amount, and last four digits of your card; they can help identify the underlying merchant and transaction. If you suspect fraud, promptly notify your bank or card issuer and consider locking or replacing the card.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Coinflow Labs Limited.

  1. COINFLOW LABS LIMITED C POLAND

Frequently Asked Questions

Why do I see a charge from “COINFLOW LABS LIMITED C POLAND” on my card statement?

This descriptor indicates that Coinflow processed a payment for another merchant, often a Web3, gaming, or online platform that uses Coinflow as its payment and payout provider. The “POLAND” portion generally reflects a processing or card-region reference, not where the company is headquartered. Review your recent activity on apps or sites where you used crypto or made digital purchases to match the charge with a specific transaction.([coinflow.cash](https://coinflow.cash/terms-of-service/?utm_source=openai))

What types of services or purchases are commonly billed through Coinflow?

Coinflow typically powers payments for Web3 and blockchain-related services, including NFT marketplaces, online gaming or prediction platforms, and applications that let you buy digital assets or cash out crypto to your bank. Charges can represent deposits, top-ups, purchases, or withdrawals that flow through Coinflow’s infrastructure rather than being billed directly by the end merchant.([crunchbase.com](https://www.crunchbase.com/organization/coinflow-labs?utm_source=openai))

Is Coinflow a crypto exchange, a wallet, or my bank?

Coinflow is not your bank and is not a consumer-facing exchange in the traditional sense; it is a payments and Web3 infrastructure provider. It integrates with banking partners and payment networks (such as Dwolla and card acquirers) to move funds between your card or bank and the merchant’s systems, including conversions involving digital assets. Your funds are typically held or moved by licensed financial partners, while Coinflow provides the technology layer.([firebasestorage.googleapis.com](https://firebasestorage.googleapis.com/v0/b/coinflow-ccc47.appspot.com/o/Coinflow%20Terms%20%2B%20Conditions%20.pdf?alt=media&token=fb25c2cb-4491-4ec7-b4af-b25b5c0de229&utm_source=openai))

How can I verify which merchant used Coinflow for my payment?

Start by checking the app or website where you believe you made a purchase—look at your transaction history, order confirmations, or wallet activity around the charge date. Many merchants note Coinflow as the payment processor in their receipts or terms. You can also search your email for Coinflow or Dwolla communications. If you still cannot identify the charge, contact the merchant’s support or Coinflow support with the transaction date, amount, and last four digits of your card so they can trace it.([breakroomdrops.com](https://breakroomdrops.com/legal/vault-terms.html?utm_source=openai))

How do refunds or reversed transactions handled by Coinflow appear on my statement?

Refunds or reversals for transactions processed by Coinflow usually appear under the Coinflow name or under the same merchant descriptor as the original charge (for example, a negative amount or a separate credit entry). Because Coinflow orchestrates payouts and refunds for its merchant clients, the descriptor may still reference COINFLOW LABS LIMITED even when the underlying merchant issues the refund. It can take several business days for refunds to post, depending on your card issuer and bank.([coinflow.cash](https://coinflow.cash/terms-of-service/?utm_source=openai))

How can I contact Coinflow if I have a question about a charge?

You can reach Coinflow support through the contact details listed in their terms and privacy notices, including support email addresses such as support@coinflow.cash and support@coinflowlabs.app. Provide specific details—transaction date, amount, currency, and last four digits of your card—so they can work with their systems and merchant partners to investigate. You may also find contact links or references to Coinflow within the app or merchant where you initiated the transaction.([coinflow.cash](https://coinflow.cash/privacy-policy/?utm_source=openai))

Does Coinflow place small test or authorization amounts on my card or bank account?

Coinflow and its banking partners may place temporary authorization holds or small verification charges when you first add a payment method or initiate certain types of transactions. These are usually small amounts that either never fully settle or are reversed automatically once verification is complete. If you see an unexpected small amount labeled with Coinflow, wait a few days to see if it disappears and then check your linked apps to confirm it was part of a verification flow.([coinflow.cash](https://coinflow.cash/terms-of-service/?utm_source=openai))

How do I stop future charges processed by Coinflow?

Coinflow does not typically control your subscription or recurring-billing settings directly; those are managed by the underlying merchant or platform. To stop future charges, log into the app or site where you signed up and cancel or modify the subscription, automatic deposits, or recurring purchases. After cancelling with the merchant, monitor your statements; if charges continue or you cannot reach the merchant, contact your bank or card issuer to dispute the transactions and optionally reach out to Coinflow support with details so they can assist in coordinating with the merchant.([coinflow.cash](https://coinflow.cash/terms-of-service/?utm_source=openai))

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