About Controlled Credit Corporation
Controlled Credit Corporation is a U.S.-based collection agency that specializes in adjustment, debt recovery, and credit reporting services for creditors such as banks, medical providers, and other businesses. Established in 1978, the company has operated as a third‑party collector, handling delinquent accounts and coordinating repayment arrangements on behalf of its clients. Its staff manage collection calls, letters, payment posting, and in some cases coordination with attorneys for legal recovery actions.([controlledcredit.com](https://www.controlledcredit.com/our_team.html?utm_source=openai))
A charge labeled "Controlled Credit" on a card or bank statement typically indicates a payment toward a debt that has been placed with Controlled Credit Corporation for collection. This may be for a past‑due medical bill, utility account, consumer loan, or other outstanding balance that the original creditor has assigned or sold to them. In 2025, Controlled Credit Corporation became part of Fairway Capital Recovery, and payments may now be processed through Fairway’s systems; as a result, some statements or online portals may reference both names.([fairwaycapitalrecovery.com](https://www.fairwaycapitalrecovery.com/controlled-credit/?utm_source=openai))
If you do not recognize a "Controlled Credit" charge, first check recent mail or email for collection letters from Controlled Credit Corporation or Fairway Capital Recovery, and compare the amount and reference numbers. You can also visit their official payment portal or website shown on any collection notice to verify the balance, or contact them directly using the phone number or address listed in that correspondence rather than any number from a text or unsolicited call. If you believe the debt is inaccurate or not yours, you can dispute it in writing, request validation of the debt, and also contact your card issuer or bank to ask about the transaction while your dispute is reviewed. Keeping copies of statements, letters, and payment confirmation numbers will help resolve any billing or credit‑report issues more efficiently.