Eastern Capital Partners

Financial Services65% confidence

Eastern Capital Partners is a Melbourne-based finance brokerage (KIY Pty Ltd) that arranges commercial, residential, and asset finance through banks and other lenders. They act as an intermediary, structuring loans and funding solutions for businesses and property investors.

Melbourne, VIC, Australia
easterncap.com.au

About Eastern Capital Partners

Eastern Capital Partners, operated by KIY Pty Ltd, is an Australian finance brokerage based in Melbourne that specialises in commercial property loans, residential mortgages, asset finance, and business acquisition funding. Rather than lending their own money, they work with a panel of banks, non‑bank lenders, and private funders to structure tailored finance solutions for clients ranging from small businesses to property developers. Their focus is on complex transactions such as construction funding, commercial investment loans, and self‑employed borrower finance.([easterncap.com.au](https://www.easterncap.com.au/about-us?utm_source=openai))

A charge from this merchant typically relates to brokerage or advisory services provided in connection with arranging finance. This might include success‑based brokerage fees, consulting fees for structuring a loan, or other agreed professional charges once a loan has been approved and settled. In some cases, you might also see a card payment if you used a credit or debit card to pay an invoice or upfront assessment/processing fee. These are usually one‑off or deal‑specific charges rather than ongoing subscription billing.

If you see “ZLR*Kiy” or a similar description on your card statement, it may be KIY Pty Ltd trading as Eastern Capital Partners processing a card payment via the Zeller payment system. To verify, search your email for invoices or engagement letters from Eastern Capital Partners around the transaction date, or check any loan or brokerage agreements you have signed. If you still have questions, you can contact them through the details on their official website, provide the date and amount of the charge, and request a copy of the invoice or receipt. If the charge appears unauthorised, you should also contact your bank promptly to dispute it while you follow up with the broker.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Eastern Capital Partners.

  1. ZLR*Kiy

Frequently Asked Questions

Why did I receive a card charge labeled “ZLR*Kiy” after working with Eastern Capital Partners?

Zeller (ZLR*) is a payment processor, and KIY Pty Ltd is the company behind Eastern Capital Partners. If you authorised Eastern Capital Partners to debit a brokerage or advisory fee to your card, the charge may appear as “ZLR*Kiy” because KIY Pty Ltd is processing the payment through Zeller. Check any invoices or fee authorities you signed with Eastern Capital Partners around that date.

Does Eastern Capital Partners charge ongoing subscription or membership fees?

Eastern Capital Partners typically charges transaction‑based or engagement‑based fees, such as brokerage or advisory fees linked to a particular loan or funding arrangement, rather than recurring subscription or membership fees. The exact structure should be outlined in your credit quote, engagement letter, or mandate before you proceed.

What are common amounts I might see charged by Eastern Capital Partners?

Amounts can vary widely depending on the size and type of finance being arranged. Fees are usually a negotiated percentage of the approved loan amount or a fixed professional fee agreed in advance. Review your signed fee disclosure or credit assistance document to confirm the exact fee you authorised for your transaction.

How do I get a receipt or tax invoice for a charge from Eastern Capital Partners?

You can request a copy of your tax invoice by contacting Eastern Capital Partners via the contact form, phone number, or email address listed on easterncap.com.au. Provide your full name, business name (if applicable), the date and amount of the card charge, and any reference numbers from your loan or application so they can locate the transaction quickly.

How can I dispute or query a fee I don’t recognise from Eastern Capital Partners?

First, review your engagement documents and any email correspondence from Eastern Capital Partners to see whether the fee was disclosed. If you still don’t recognise it, contact them directly with details of the charge and ask for an explanation and supporting invoice. If you believe the charge is unauthorised or incorrect and cannot be resolved with the broker, contact your bank to lodge a dispute and, if necessary, raise a complaint with AFCA using the details provided in Eastern Capital Partners’ disclosures.

Can I cancel future charges from Eastern Capital Partners?

Eastern Capital Partners generally charges fees in connection with specific finance transactions rather than on an ongoing subscription basis, so repeat card charges are uncommon unless you’ve authorised multiple services. If you’ve signed a mandate that allows further fees, contact the firm immediately in writing to clarify what future charges, if any, you’ve agreed to and to revoke any standing card debit authorities you no longer wish to keep in place.

Does Eastern Capital Partners place temporary authorisation holds on my card?

It is more common for their fees to be charged as standard card transactions based on an issued invoice and your signed authority, rather than through small test holds. However, depending on how Zeller or another payment processor handles card details, you may briefly see an authorisation or ‘pending’ amount before it settles. These holds usually fall off automatically if not captured as a final transaction.

How can I confirm that Eastern Capital Partners is a legitimate, regulated finance broker?

Eastern Capital Partners is operated by KIY Pty Ltd, which is registered in Australia and acts as a credit representative of BLSSA Pty Ltd, an Australian Credit Licence holder. You can verify KIY Pty Ltd and the business name Eastern Capital Partners via ABN Lookup, and you can confirm their credit representative details through official ASIC or industry registers referenced on their website.([easterncap.com.au](https://www.easterncap.com.au/about-us?utm_source=openai))

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