Engine by MoneyLion

Financial Services85% confidence

Engine by MoneyLion is an embedded finance and marketplace platform (operated by ML Enterprise Inc.) that connects consumers with loans, credit cards, insurance, and other financial products through comparison tools on its own and partner websites.

New York, NY
engine.tech
Owned by MoneyLion Inc.

About Engine by MoneyLion

Engine by MoneyLion, operated by ML Enterprise Inc., is an embedded finance marketplace platform that powers financial product search, comparison, and recommendations for banks, fintechs, publishers, and other businesses. Formerly known as Even Financial, the company enables partners to integrate white‑label comparison tools, APIs, and other widgets into their sites and apps so consumers can be matched with offers for credit cards, personal loans, insurance, savings accounts, and other financial products from a network of lenders and financial institutions.([engine.tech](https://engine.tech/resources/legal?utm_source=openai))

In most cases, Engine by MoneyLion functions as a technology and lead‑generation platform and is not itself the lender or card issuer. As a result, consumers usually don’t see frequent direct card charges from “Engine” on their statements; instead, they interact with Engine‑powered tools (such as forms, comparison pages, or the Fiona brand) that route them to third‑party financial providers. However, some statement descriptors may include “ENGINE” or similar tags (such as “ENGINE F‑12D5C82F”) when a transaction or fee is processed in connection with an Engine‑powered experience, a trial, or a specific financial service workflow integrated by a partner. In such situations, the charge might be related to originating or servicing a financial product, verification activity, or a transaction completed after using an Engine‑powered comparison tool.

If you have questions about a charge like “ENGINE F‑12D5C82F,” first review recent activity with loan, credit card, or insurance applications and comparison tools you used online, as well as any email confirmations you received from partners you interacted with. You can contact Engine by MoneyLion through the support channels listed on engine.tech (including help@engine.tech) for clarification, and they can direct you to the appropriate partner or lender if the charge is tied to their marketplace.([engine.tech](https://www.engine.tech/resources/legal?utm_source=openai)) If the charge is unauthorized, you should immediately contact your card issuer or bank to dispute the transaction and, if necessary, request a new card number.

Bank Statement Variations

1 known variations

These are the raw merchant codes that appear on bank and credit card statements that we've identified as belonging to Engine by MoneyLion.

  1. Merchant Name: ENGINE F-12D5C82F

Frequently Asked Questions

Why do I see a charge labeled something like “ENGINE F-12D5C82F” on my card statement?

This descriptor likely refers to a transaction that involved Engine by MoneyLion’s embedded finance marketplace, often through a comparison tool or form you used to explore loans, credit cards, or other financial products. While Engine itself is generally a technology and referral platform—not a lender—it may appear in descriptors when its systems facilitated the transaction or when a partner uses Engine-related labels in their billing. Review any recent applications or offers you completed via Engine-powered tools or partner sites and cross-check with email receipts from those providers.

Does Engine by MoneyLion directly bill consumers for loans or credit cards?

Engine by MoneyLion is not a lender, bank, or credit card issuer and typically does not directly bill consumers for loan principal, interest, or card charges.([engine.tech](https://www.engine.tech/resources/legal?utm_source=openai)) Instead, it connects you with third-party financial institutions that provide those products. Any ongoing repayments or card transactions are normally billed by the lending institution or card issuer, though an Engine-related descriptor may appear when a transaction flows through an Engine-integrated system.

Could an Engine by MoneyLion charge be related to using the Fiona comparison site or other partner-branded tools?

Yes. Engine by MoneyLion operates the underlying technology behind various brands and partner integrations, including Fiona and other white-label comparison pages.([engine.tech](https://www.engine.tech/resources/legal?utm_source=openai)) If you recently used Fiona or another comparison widget to check loan, credit card, or insurance offers, an Engine-related descriptor on your statement may be tied to a transaction or service initiated through that experience.

How can I verify what specific product or partner is associated with my Engine-related charge?

Start by searching your email for recent confirmations or disclosures from lenders, card issuers, or financial services you interacted with around the date of the charge, especially messages referencing Engine, Fiona, or embedded comparison tools. Then, compare the transaction date and amount with those documents. If you still can’t determine the source, contact Engine by MoneyLion support via the contact information on engine.tech and provide the exact descriptor and amount; they can help identify the associated partner or product or guide you to the relevant provider.

How do I cancel or change the financial product associated with an Engine by MoneyLion-powered offer?

Cancellations, payment changes, and account updates must be handled directly with the lender, credit card issuer, insurer, or financial institution that ultimately provided the product, not with Engine by MoneyLion itself.([engine.tech](https://www.engine.tech/resources/legal?utm_source=openai)) Check your loan agreement, cardholder terms, or policy documents (or the confirmation email) for that provider’s customer service phone number or portal, and request cancellation or modification through them.

How can I request a refund or dispute a charge that references Engine by MoneyLion?

If you believe a charge involving Engine is incorrect or unauthorized, first contact the financial institution or merchant that actually provided the product or service, as shown in your application or confirmation documents, and request a refund or correction through their support channels. In parallel, you can reach out to Engine by MoneyLion via help@engine.tech or the contact form on engine.tech with the descriptor and transaction details so they can help identify the originating partner.([web.engine.tech](https://web.engine.tech/resources/legal?utm_source=openai)) If the issue is unresolved, contact your card issuer or bank to dispute the transaction and consider requesting a new card number.

Does Engine by MoneyLion place small test or authorization charges on my card?

Some financial providers that work with Engine may place temporary authorization holds or small test charges on your card to verify the payment method before funding a loan, opening an account, or processing a transaction; these holds typically fall off within a few business days. Engine itself is primarily the marketplace and technology layer, but its integrations can participate in these verification flows. If you see a small pending charge tied to “ENGINE” that later disappears, it was likely such an authorization hold.

How can I contact Engine by MoneyLion about a marketplace or billing question?

You can contact Engine by MoneyLion by visiting engine.tech and using the listed support options, which include dedicated help email addresses such as help@engine.tech for account and documentation requests.([engine.tech](https://www.engine.tech/resources/legal?utm_source=openai)) When you reach out, include the exact statement descriptor (for example, “ENGINE F-12D5C82F”), the transaction date, amount, and any related emails or application IDs so they can quickly locate the relevant partner integration and advise you on next steps.

This merchant is in the Financial Services category

Browse all

Related Merchants

Spotto
Circumtec
Live Payments
CabFare
JIM.com

Compare Engine by MoneyLion

vsSpottovsCircumtecvsLive Payments

Got more mystery charges?

Paste your bank statement codes and we'll tell you exactly who charged you.

Find out who charged you